Equity
€294,056 ▼ 0.2%
FOTO KAREL paid out €1,600 in dividends. That is 151% of the 2025 profit.
FOTO KAREL
Lifetime
19 annual accounts with figures on one time axis, 40 filings since 1985peak €114,705 (2007)
€76,167▼ 0.4%
lowest -€8,479 (2014)
€1,063▲ 74.0%
peak €437,047 (2013)
€294,056▼ 0.2%
€152,735▼ 12.6%
peak 1.9 FTE (2007)
1.3 FTE▼ 7.1%
Board2 names since 2022
2 directors and 1 other
Documentsfilings and deeds
08-04-202622 days before the deadline
2025abbreviated format
Result from €611 to €1,063Dividend €1,600Cash from €8,944 to €13,049
Key points
from the 2025 annual accountsChecked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 17,035 companies had the same profile as FOTO KAREL has now. Each dot stands for 43 companies, two years later.
94.4%
were still trading
4.9%
stopped another way
0.5%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,035 companies, not a prediction for FOTO KAREL. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0425898789
Capital decrease of €130,000 to €250,000
Capital from €380,000 to €250,000 · General meeting of 09-01-2019 · Gazette deed
First establishment
Boerenkrijglaan 9, Westerlo
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| FOTO KAREL Westerlo | €0.4m | €76,167 | 65.8% | 1.3 |
| CLOHSE RENE Stavelot | €0.7m | €101,875 | 48.4% | 1 |
| OMER VAN WELDEN Maarkedal | €0.5m | €172,451 | 72.3% | 2.4 |
| PHOTO VIDEO PLUS BELGIQUE Ittre | €0.2m | €125,352 | 46.7% | 1 |
| Ajuinlei1 Ghent | €0.4m | €49,266 | 38.9% | 0 |
| AXIS Herent | €0.5m | €207,875 | 27.0% | 4.4 |
| STUDIO CLAERHOUT Ghent | €1.3m | €121,984 | 98.3% | 1 |
These companies have the same main activity as FOTO KAREL: photography, excluding press photography (NACE 74201). They are comparable in size and age: total assets between €237,000 and €1.3m, founded between 1985 and 2003.
Official details
Source: KBO- Status
- Active since 28-06-1984Normal situation
- Activity
- Photography, excluding press photographyNACE 74201and 3 others
- Joint committee
- 201Independent retail · annual accounts 30-09-2025
- Establishment unit
- 2.024.875.6912260 Westerlo, since 01-07-1984
- Financial year end
- 30 September
- Peppol
- Reachable since 09-12-2025
Annual accounts to 30-09-2025
- €446,791▼ 4.8%
- Employeeson 30-09-2025
- 2=
- Filing
- Filed on 08-04-2026, 22 days before the end of the filing period
Insights on FOTO KAREL
FOTO KAREL files the abbreviated format. That format states no turnover. The gross margin fell from €114,705 in 2007 to €76,167 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about FOTO KAREL
- What is the company number of FOTO KAREL?
- The company number of FOTO KAREL is 0425.898.789. The VAT number is the same number with BE in front: BE 0425.898.789.
- Where is FOTO KAREL based?
- The registered office is at Boerenkrijglaan 9, 2260 Westerlo.Company details
- What does FOTO KAREL do?
- According to the KBO register, the main activity is photography, excluding press photography (NACE 74201).
- What is the legal form of FOTO KAREL?
- FOTO KAREL is a private limited company (pre-2019) (BVBA).
- When was FOTO KAREL founded?
- FOTO KAREL was founded on 28-06-1984.
- Is FOTO KAREL still active?
- Yes, FOTO KAREL is an active enterprise in the KBO register.
- How many employees does FOTO KAREL have?
- FOTO KAREL had an average of 1.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does FOTO KAREL fall under?
- In its 30-09-2025 annual accounts, FOTO KAREL states joint committee 201 (Independent retail).
- What is the turnover of FOTO KAREL?
- The turnover in financial year 2025 is ≈ €210,000. This figure is estimated from the gross margin of €76,167 and 1,300 comparable companies of the same size. It probably lies between €130,000 and €410,000. It is a rough estimate.
- Is FOTO KAREL profitable?
- In financial year 2025, FOTO KAREL made a profit of €1,063.
- Where can I find the annual accounts of FOTO KAREL?
- FOTO KAREL filed 40 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of FOTO KAREL due?
- FOTO KAREL must file the annual accounts for financial year 2026 by 30-04-2027.Timeline
Next steps
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