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FOTO BING

Active
Private limited companyfounded 20187 yrs activeFelix Moonsstraat 11, 3290 Diest, BelgiumKBO/BCE: BE 0716.830.493
Summary

FOTO BING has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21,649 and a net result of -€361. Equity is growing by ~7.2% per year across the filed fiscal years. Its solvency ranks better than 77% of 4261 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
FOTO BINGActiveChecked score 95/100
Risk analysis ReportCompare

Overview

Activity
Photography, excluding press photography
NACE 74201Retail trade NACE 47782
1 site
Size
€28,046total assets 2025
Equity
€21,649
Loss
-€361
Turnover not published (abridged schema)
Financial health
95 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Accounts 30 d early0 of 2 deeds read
Why 95+ Sector Other professional, scientific and technical activities (NACE 74)+ Liquidity: current ratio 1.80, cash €11,138+ Figures for FY 2025 (filed 01-07-2026)+ Equity €21,649 (77.2% of total assets)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Better than 62% of its sector peers (NACE 74, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 77.2% of total assets
Liquidity 92-4
short-term debt 22.8% · cash 39.7%
Profitability 67-33
return on assets -1.3%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (5,407 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.2%▲ +2.7% vs 11-2024 01-2025: 0.2%▲ +1.3% vs 12-2024 02-2025: 0.1%▼ -2.0% vs 01-2025 03-2025: 0.2%▲ +14.8% vs 02-2025 04-2025: 0.2%▲ +2.9% vs 03-2025 05-2025: 0.2%▼ -0.6% vs 04-2025 06-2025: 0.2%▼ -1.7% vs 05-2025 07-2025: 0.2%▲ +3.5% vs 06-2025highest value 08-2025: 0.1%▼ -57.9% vs 07-2025 09-2025: 0.1%● 0.0% vs 08-2025 10-2025: 0.1%● 0.0% vs 09-2025 11-2025: 0.1%● 0.0% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.1%▼ -1.3% vs 12-2025lowest value 02-2026: 0.1%▲ +1.4% vs 01-2026 03-2026: 0.1%▲ +10.7% vs 02-2026 04-2026: 0.1%▲ +2.4% vs 03-2026 05-2026: 0.1%▲ +12.9% vs 04-2026 06-2026: 0.1%▲ +1.0% vs 05-2026 07-2026: 0.1%▲ +4.1% vs 06-2026 08-2026: 0.1%▼ -20.8% vs 07-2026 09-2026: 0.1%● 0.0% vs 08-2026 10-2026: 0.1%▼ -1.3% vs 09-2026
  • Sector Other professional, scientific and technical activities (NACE 74) lowers the probability
  • Liquidity: current ratio 1.80, cash €11,138 lowers the probability
  • Figures for FY 2025 (filed 01-07-2026) lowers the probability
  • Equity €21,649 (77.2% of total assets) lowers the probability
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 1.8 against 3.88 in 2024; short-term debt: 22.8% and cash: 39.7% of total assets), and 22.8% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 74, micro). Better than this share of them on solvency 88%, liquidity 85%, profitability 36%, growth against the median 39%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Sector Other professional, scientific and technical activities (NACE 74)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Liquidity: current ratio 1.80, cash €11,138
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 01-07-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Equity €21,649 (77.2% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
30 d early
2024
31 d early
2023
28 d late
2022
31 d late
2021
22 d early
2020
44 d early
2019
321 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 36 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 38% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 9 July (4 of the last 5 filed years within 51 days of that day).
Companies Code · seven months
Position in the running window
06-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Back to profitnet €6,789

Key points

  • Total assets 20256 fiscal years filed €28,046 View
  • Active since 2018founded 24-12-2018 7 years View

By topic

Financials

Fiscal year
2025
Total assets
€28,046
Loss
-€361
Solvency
77.2%
Total assets▲ 6.4%
Net result
20192025
Go to Financials

Timeline

Events
12
Since
2020
Next accounts
by 31-07-2027
  1. 01-07-2026Annual accounts filed
  2. 30-06-2025Annual accounts filed
  3. 31-12-2024Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Photography, excluding press photographyNACE 74201
Founded
24-12-2018
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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