FOSEA
ActiveFOSEA has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €521k and a net result of €161k. Equity is growing by ~10.4% per year across the filed fiscal years. Its solvency ranks better than 59% of 1413 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▲+13
Solvency74▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity tight (current ratio 1.06 against 0.53 in 2024; short-term debt: 37.8% and cash: 29% of total assets), and 51.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
48.6%
Return on assets
15.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
31 d late
2023
31 d late
2022
25 d early
2021
4 d early
2020
26 d late
2019
115 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€161k▲ 324%
2024 · €38k
2018: €519
2019: €2k
2020: €10k
2021: €49k
2022: €43k
2023: €6k
2024: €38k
2018 → 2025
Working capital
€26k
2024 · €-141k
2018: €-123k
2019: €-139k
2020: €-126k
2021: €-70k
2022: €-172k
2023: €-159k
2024: €-141k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€272k-€315k▲ 15.7%€321k▲ 2.0%€359k▲ 11.8%€521k▲ 44.9%
Operating result€65k-€56k▼ 12.9%€12k▼ 78.8%€53k▲ 344%€220k▲ 314%
Net result€49k-€43k▼ 12.2%€6k▼ 85.3%€38k▲ 508%€161k▲ 324%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 314% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.07M
Fixed assets
€640k▼ 2.8%
Current assets
€431k▲ 170%
Equity and liabilities €1.07M
Equity
€521k▲ 44.9%
Debt
€550k▲ 20.0%
The debt ratio falls from 56.1% to 51.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€238k▲
2024 · €72k
Cash flow
€180k▲
2024 · €57k
Solvency
48.6%▲
2024 · 43.9%
Current ratio
1.06▲
2024 · 0.53
Quick ratio
1.06▲
2024 · 0.53
Debt / equity
1.06▼
2024 · 1.28
ROE
31.0%▲
2024 · 10.6%
ROA
15.1%▲
2024 · 4.6%
Interest coverage
71.54▲
2024 · 20.46
Debt
€550k▲
2024 · €459k
Debt ≤ 1 year
€405k▲
2024 · €301k
Debt > 1 year
€146k▼
2024 · €158k
Income taxes
€55k▲
2024 · €12k
Staff costs
€153k▲
2024 · €111k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€818k€1.07M▲
Fixed assets21/28€659k€640k▼
Tangible fixed assets22/27€307k€288k▼
Land and buildings22€302k€285k▼
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€997€597▼
Financial fixed assets28€352k€352k=
Current assets29/58€160k€431k▲
Amounts receivable within one year40/41€118k€120k▲
Trade receivables40€117k€120k▲
Other amounts receivable41€602-
Cash at bank and in hand54/58€42k€311k▲
Equity and liabilities
Total equity and liabilities10/49€818k€1.07M▲
Equity10/15€359k€521k▲
Contributions10/11€6k€6k=
Capital10€6k€6k=
Issued capital100€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Profit (loss) carried forward14€351k€513k▲
Amounts payable17/49€459k€550k▲
Amounts payable after more than one year17€158k€146k▼
Financial debts170/4€158k€146k▼
Amounts payable within one year42/48€301k€405k▲
Current portion of amounts payable after more than one year42€13k€13k▲
Trade debts44€33k€17k▼
Suppliers440/4€33k€17k▼
Taxes, remuneration and social security45€55k€154k▲
Taxes450/3€41k€136k▲
Remuneration and social security454/9€14k€18k▲
Other amounts payable47/48€200k€220k▲
Income statement
Code20242025
Remuneration, social security and pensions62€111k€153k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€18k▼
Other operating charges640/8€3k€3k▲
Gross operating margin9900€186k€394k▲
Operating profit (loss)9901€53k€220k▲
Financial income75/76B€18€249▲
Recurring financial income75€18€249▲
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€50k€216k▲
Income taxes67/77€12k€55k▲
Profit (loss) for the period9904€38k€161k▲
Profit (loss) for the period to be appropriated9905€38k€161k▲
Appropriation of the result
Profit (loss) to be appropriated9906€351k€513k▲
Profit (loss) brought forward from the previous period14P€313k€351k▲
Social balance
Average headcount (FTE)90872.83.5▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 25 days late
2025
31-12
Financial
Highest result since 2018net €161k ▲324%
Operating result €220k, net result €161k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 1.06
Current ratio from 0.53 to 1.06.
31-12
Financial
Equity above €500kEq €521k ▲44.9%
8 profitable years in a row build equity to €521k.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 31 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 31 days late
2023
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 26 days late
2020
23-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 115 days late
2019
17-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
02-10
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 63 days late
2017
21-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaumont-Gistoux · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Brocsous, Dion-V. 1041325 Chaumont-GistouxGround area
1,482 m²
Building footprint
214 m²
Parcel 25025C0038/00M000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue du Brocsous, Dion-V. 104, 1325 Chaumont-Gistoux
since 20062.157.332.062
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25025C0038/00M000 | Wallonia | 1,482 m² | 1 · 213 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ATLANTIC BALLOONING
BE 0467.022.534
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EASY RETAIL CONCEPT
BE 0885.082.240
Turnhout · Eq €520k
TROTSTAR
BE 0500.650.355
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Indumed
BE 0812.402.615
Sint-Lievens-Houtem · Eq €521k
BJERG Consulting
BE 0599.901.943
Oosterzele · Eq €521k
Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 11,799 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-10-2006
Fiscal year end31-12
Activities, NACEBEL
47640Retail sale of games and toys
47650Retail trade
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
47252Retail sale of beverages, general range
52250Logistics services
70200Business and other management consultancy
70220Business consulting
74142
80421
85592Vocational training
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.