FORT. is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2026 annual accounts show equity of €81k and a net result of €119k. Equity is shrinking by ~20.3% per year across the filed fiscal years. Its solvency ranks better than 21% of 97 sector peers (fiscal year 2026). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 97 sector peers (2026).
NBB · sector comparisonPosition among 97 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 11-09-2026, 50 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2026
50 d early
2025
4 d early
2024
13 d early
2023
3 d early
2022
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-03-2027 close31-10-2027 deadline
Financials · fiscal year 2026, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€81k▼ 46.7%
2025 · €152k
2022: €141k
2023: €285k
2024: €407k
2025: €152k
2022 → 2026
Net result
€119k▼ 3.2%
2025 · €123k
2022: €141k
2023: €143k
2024: €123k
2025: €123k
2022 → 2026
Total assets
€396k▲ 24.5%
2025 · €318k
2022: €206k
2023: €351k
2024: €459k
2025: €318k
2022 → 2026
Solvency
20.4%▼ 27.3pp
2025 · 47.7%
2022: 68.8%
2023: 81.0%
2024: 88.7%
2025: 47.7%
2022 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€141k-€285k▲ 101%€407k▲ 43.1%€152k▼ 62.8%€81k▼ 46.7%
Operating result€183k-€186k▲ 1.9%€157k▼ 15.8%€160k▲ 2.2%€157k▼ 1.8%
Net result€141k-€143k▲ 1.3%€123k▼ 14.2%€123k▲ 0.3%€119k▼ 3.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2026; 2026 is 2% below 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €396k
Fixed assets
€94k▲ 107%
Current assets
€301k▲ 10.7%
Equity and liabilities €396k
Equity
€81k▼ 46.7%
Debt
€315k▲ 89.5%
The debt ratio rises from 52.3% to 79.6%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
20.4%▼
2025 · 47.7%
ROE
147.5%▲
2025 · 81.3%
ROA
30.2%▼
2025 · 38.8%
Debt
€315k▲
2025 · €166k
Debt ≤ 1 year
€291k▲
2025 · €165k
Income taxes
€35k▼
2025 · €37k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2026 against 2025
Balance sheet
Code20252026
Assets
Total assets20/58€318k€396k▲
Fixed assets21/28€45k€94k▲
Tangible fixed assets22/27€45k€94k▲
Plant, machinery and equipment23€927€2k▲
Furniture and vehicles24€43k€91k▲
Other tangible fixed assets26€2k€959▼
Current assets29/58€272k€301k▲
Amounts receivable within one year40/41€139k€97k▼
Trade receivables40€131k€82k▼
Other amounts receivable41€8k€15k▲
Cash at bank and in hand54/58€132k€203k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€318k€396k▲
Equity10/15€152k€81k▼
Contributions10/11€100€100=
Reserves13€151k€81k▼
Distributable reserves133€151k€81k▼
Amounts payable17/49€166k€315k▲
Amounts payable within one year42/48€165k€291k▲
Trade debts44€4k€2k▼
Suppliers440/4€4k€2k▼
Taxes, remuneration and social security45€11k€21k▲
Taxes450/3€11k€21k▲
Other amounts payable47/48€150k€268k▲
Accrued charges and deferred income492/3€739€23k▲
Income statement
Code20252026
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€23k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€182k€182k▼
Operating profit (loss)9901€160k€157k▼
Financial income75/76B€1k-
Recurring financial income75€1k-
Financial charges65/66B€965€4k▲
Recurring financial charges65€965€4k▲
Profit (loss) for the period before taxes9903€160k€154k▼
Income taxes67/77€37k€35k▼
Profit (loss) for the period9904€123k€119k▼
Profit (loss) for the period to be appropriated9905€123k€119k▼
Appropriation of the result
Profit (loss) to be appropriated9906€123k€119k▼
Transfer from equity791/2€256k€71k▼
Profit to be distributed694/7€379k€190k▼
Return on contributions (dividend)694€379k€190k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
11-09
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
31-03
Financial
Weakest financial yearnet €119k ▼3.2%
Net result drops to €119k, the lowest in the series.
2025
27-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
18-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
28-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Highest result since 2022net €143k ▲1.3%
Operating result €186k, net result €143k, both a record.
31-03
Financial
Equity above €200kEq €285k ▲101%
2 profitable years in a row build equity to €285k.
2022
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hove · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mortselsesteenweg 812540 HoveGround area
1,559 m²
Building footprint
198 m²
Volume, LiDAR
1,166 m³
Parcel 11021A0092/00H004, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FORT.
since 20212.323.217.108
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11021A0092/00H004 | Flanders | 1,558 m² | 1 · 198 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DAGAZ CONSULTANCY
BE 0785.815.806
Bierbeek · Eq €81k
OUABA
BE 0799.218.533
Brussel · Eq €81k
Agdees
BE 0741.451.469
Schilde · Eq €81k
DIVALO
BE 0688.923.395
Arendonk · Eq €81k
LANDWIJK CONSULT
BE 0722.972.276
Herk-de-Stad · Eq €81k
Of 24,726 companies in sector 64210 we hold annual accounts for 19,747. 11,783 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-10-2021
Fiscal year end31-03
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70100Activities of head offices
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.