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Formule F

Active
Private limited companyfounded 20224 yrs activeKleine Meerlaan 24, 9620 Zottegem, BelgiumKBO/BCE: BE 0784.780.280
Summary

Formule F has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €271,674 and a net result of €104,500. Equity is growing by ~54.7% per year across the filed fiscal years. Its solvency ranks better than 94% of 19955 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
Formule FActiveChecked score 95/100
Risk analysis ReportCompare

Overview

Activity
Computer consultancy and computer facilities management
NACE 62200IT consultancy NACE 62020
1 site
Size
€286,370total assets 2025
Equity
€271,674
Profit
€104,500
Turnover not published (abridged schema)
Financial health
95 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Board
1 member
Accounts 24 d early
Why 95- Founded in 2022- Liquidity: current ratio 19.21, cash €7,515+ Sector Computer programming, consultancy and related activities (NACE 62)+ Equity €271,674 (94.9% of total assets)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Better than 71% of its sector peers (NACE 62, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 94.9% of total assets
Liquidity 53-7
short-term debt 5.1% · cash 2.6%
Profitability 100=
return on assets 36.5%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,634 companies)
Last 24 months 11-2024: < 0.1%lowest value 12-2024: < 0.1%● 0.0% vs 11-2024lowest value 01-2025: < 0.1%▲ +4.7% vs 12-2024 02-2025: 0.1%▲ +207% vs 01-2025 03-2025: 0.1%● 0.0% vs 02-2025 04-2025: 0.1%● 0.0% vs 03-2025 05-2025: 0.1%● 0.0% vs 04-2025 06-2025: 0.1%● 0.0% vs 05-2025 07-2025: 0.1%▲ +0.7% vs 06-2025 08-2025: 0.1%▲ +3.6% vs 07-2025 09-2025: 0.1%▲ +2.1% vs 08-2025 10-2025: 0.2%▲ +3.4% vs 09-2025 11-2025: 0.2%▲ +3.9% vs 10-2025highest value 12-2025: 0.1%▼ -22.2% vs 11-2025 01-2026: 0.1%▲ +5.7% vs 12-2025 02-2026: 0.1%▼ -27.7% vs 01-2026 03-2026: 0.1%● 0.0% vs 02-2026 04-2026: 0.1%▼ -3.2% vs 03-2026 05-2026: 0.1%● 0.0% vs 04-2026 06-2026: 0.1%● 0.0% vs 05-2026 07-2026: 0.1%● 0.0% vs 06-2026 08-2026: 0.1%▲ +6.6% vs 07-2026 09-2026: 0.1%▲ +4.1% vs 08-2026 10-2026: 0.1%▲ +20.8% vs 09-2026
  • Sector Computer programming, consultancy and related activities (NACE 62) lowers the probability
  • Founded in 2022 raises the probability for this profile
  • Liquidity: current ratio 19.21, cash €7,515 raises the probability
  • Equity €271,674 (94.9% of total assets) lowers the probability
Credit up to €25,000 at 30 days acceptable
Liquidity ample (current ratio 19.21 against 13.75 in 2024; short-term debt: 5.1% and cash: 2.6% of total assets), and 5.1% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 62, micro). Better than this share of them on solvency 85%, liquidity 35%, profitability 83%, growth against the median 83%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Sector Computer programming, consultancy and related activities (NACE 62)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Founded in 2022
In the bankruptcy model this factor raises the probability for this profile.
KBO
raises risk · Liquidity: current ratio 19.21, cash €7,515
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Equity €271,674 (94.9% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 07-01-2026, 24 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
24 d early
2024
24 d early
2023
26 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 25 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 7 January (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close04-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Highest result since 2023net €104,500 ▲33.4%
  3. Equity above €200,000Eq €271,674 ▲62.5%

Key points

  • Positive: Among the best 6% on solvencysector median 60.3% · 19,955 companies 94.9% View
  • Positive: Equity rose in 2025from €167,174 to €271,674 ▲ 62.5% View
  • One director decidessole director in office 1 View

By topic

Financials

Fiscal year
2025
Total assets
€286,370
Profit
€104,500
Solvency
94.9%
Total assets▲ 59.1%
Net result
20232025
Go to Financials

Timeline

Events
9
Since
2022
Next accounts
by 31-01-2027
  1. 07-01-2026Annual accounts filed
  2. 30-06-2025Highest result since 2023
  3. 30-06-2025Equity above €200,000
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Computer consultancy and computer facilities managementNACE 62200
Founded
12-04-2022
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
1
Purpose
Bedrijfsadvies, Managementactiviteiten, IT-advies, IT-creatie, Overige technische…
Go to Articles of association

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