FORMATIONS REPERE
ActiveSummary
FORMATIONS REPERE has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €75k and a net result of €20k. Equity is growing by ~25.6% per year across the filed fiscal years. Its solvency ranks better than 32% of 7780 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability62▲+4
Solvency52▼-11
Growth66▲+5
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity tight (current ratio 1.27 against 1.46 in 2024; short-term debt: 72.9% and cash: 12.2% of total assets), and 72.9% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.1%
Return on assets
7.2%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
27 d late
2024
29 d late
2023
on the day
2022
26 d late
2021
32 d early
2020
57 d early
2019
84 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Roughly what is this company worth?Value indication
Financials · fiscal year 2025, micro schema
Turnover
€675k▲ 8.1%
2024 · €624k
EBIT margin
5.0%▲ 2.6pp
2024 · 2.4%
Net result
€20k▲ 300%
2024 · €5k
Working capital
€54k▼ 41.5%
2024 · €92k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€634k€624k▼ 1.5%€675k▲ 8.1%
Operating result€112k▲ 404%€97k▼ 13.5%€4k▼ 96.3%€15k▲ 316%€34k▲ 125%
Net result€87k▲ 393%€75k▼ 14.4%€-1k€5k€20k▲ 300%
EBIT margin0.6%2.4%▲ 1.8pp5.0%▲ 2.6pp
Equity€42k▼ 22.8%€117k▲ 176%€115k▼ 1.8%€121k▲ 5.2%€75k▼ 37.9%
Total assets€231k▲ 92.5%€186k▼ 19.5%€273k▲ 47.0%€323k▲ 18.1%€278k▼ 13.9%
Debt€189k▲ 190%€69k▼ 63.6%€158k▲ 130%€202k▲ 27.5%€203k▲ 0.4%
Working capital€28k▼ 33.4%€113k▲ 304%€96k▼ 15.3%€92k▼ 4.1%€54k▼ 41.5%
Staff (FTE)3
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 125% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €278k
Fixed assets
€22k ▼ 26.4%
Current assets
€256k ▼ 12.7%
Equity and liabilities €278k
Equity
€75k ▼ 37.9%
Debt
€203k ▲ 0.4%
Debt's share of the balance-sheet total rises from 62.5% to 72.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€41k▲
2024 · €20k
Cash flow
€28k▲
2024 · €10k
Current ratio
1.27▼
2024 · 1.46
Debt to equity
2.69▲
2024 · 1.66
ROE
26.6%▲
2024 · 4.1%
ROA
7.2%▲
2024 · 1.6%
Interest coverage
5.20▼
2024 · 10.08
Debt ≤ 1 year
€203k▲
2024 · €202k
Income taxes
€6k▼
2024 · €8k
Staff costs
€145k▲
2024 · €81k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | - | €634k | €624k | €675k | ▲ 8.1% |
| Goods, raw materials, services and sundry goods60/61 | - | - | €606k | €522k | €506k | ▼ 3.2% |
| Remuneration, social security and pensions62 | - | - | €15k | €81k | €145k | ▲ 79.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €9k | €2k | €840 | €5k | €8k | ▲ 56.0% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €5k | - | - | - | - | - |
| Other operating charges640/8 | €8k | €10k | €6k | €3k | €2k | ▼ 38.4% |
| Non-recurring operating charges66A | - | €12k | €3k | - | - | - |
| Gross operating margin9900 | €134k | €121k | €29k | €103k | €188k | ▲ 82.0% |
| Operating profit (loss)9901 | €112k | €97k | €4k | €15k | €34k | ▲ 125% |
| Financial income75/76B | €41 | €5 | €174 | €477 | €65 | ▼ 86.3% |
| Recurring financial income75 | €41 | €5 | €174 | €477 | €65 | ▼ 86.3% |
| Financial charges65/66B | €664 | €805 | €1k | €2k | €8k | ▲ 303% |
| Recurring financial charges65 | €664 | €805 | €1k | €2k | €8k | ▲ 303% |
| Profit (loss) for the period before taxes9903 | €112k | €96k | €2k | €13k | €26k | ▲ 91.6% |
| Income taxes67/77 | €24k | €22k | €4k | €8k | €6k | ▼ 33.3% |
| Profit (loss) for the period9904 | €87k | €75k | €-1k | €5k | €20k | ▲ 300% |
| Profit (loss) for the period to be appropriated9905 | €87k | €75k | €-1k | €5k | €20k | ▲ 300% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €231k | €186k | €273k | €323k | €278k | ▼ 13.9% |
| Fixed assets21/28 | €33k | €4k | €19k | €29k | €22k | ▼ 26.4% |
| Intangible fixed assets21 | - | - | €8k | €19k | €14k | ▼ 27.7% |
| Tangible fixed assets22/27 | €31k | €3k | €10k | €9k | €6k | ▼ 27.0% |
| Plant, machinery and equipment23 | €254 | €0 | €1k | €877 | €646 | ▼ 26.3% |
| Furniture and vehicles24 | €31k | €3k | €3k | €3k | €3k | ▼ 25.8% |
| Other tangible fixed assets26 | - | - | €6k | €4k | €3k | ▼ 28.0% |
| Financial fixed assets28 | €1k | €1k | €1k | €1k | €1k | = |
| Current assets29/58 | €198k | €182k | €254k | €293k | €256k | ▼ 12.7% |
| Amounts receivable within one year40/41 | €45k | €118k | €219k | €270k | €222k | ▼ 17.8% |
| Trade receivables40 | €45k | €97k | €124k | €122k | €102k | ▼ 16.7% |
| Other amounts receivable41 | - | €21k | €96k | €148k | €120k | ▼ 18.6% |
| Cash at bank and in hand54/58 | €150k | €62k | €31k | €16k | €34k | ▲ 113% |
| Deferred charges and accrued income490/1 | €3k | €2k | €4k | €7k | €0 | ▼ 100% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €231k | €186k | €273k | €323k | €278k | ▼ 13.9% |
| Equity10/15 | €42k | €117k | €115k | €121k | €75k | ▼ 37.9% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Capital10 | €19k | - | - | - | - | - |
| Issued capital100 | €19k | - | - | - | - | - |
| Reserves13 | €940 | €940 | - | €940 | - | - |
| Non-distributable reserves130/1 | €940 | - | - | €940 | - | - |
| Legal reserve130 | €940 | - | - | - | - | - |
| Reserves not available under the articles1311 | - | - | - | €940 | - | - |
| Distributable reserves133 | - | €940 | - | - | - | - |
| Profit (loss) carried forward14 | €23k | €98k | €97k | €102k | €57k | ▼ 44.2% |
| Amounts payable17/49 | €189k | €69k | €158k | €202k | €203k | ▲ 0.4% |
| Amounts payable after more than one year17 | €18k | - | - | - | - | - |
| Financial debts170/4 | €18k | - | - | - | - | - |
| Amounts payable within one year42/48 | €171k | €69k | €158k | €202k | €203k | ▲ 0.4% |
| Current portion of amounts payable after more than one year42 | €14k | - | - | - | €9k | - |
| Financial debts43 | - | - | €103k | €91k | €75k | ▼ 17.9% |
| Credit institutions430/8 | - | - | €103k | €91k | €75k | ▼ 17.9% |
| Trade debts44 | €23k | €45k | €47k | €70k | €31k | ▼ 56.4% |
| Suppliers440/4 | €23k | €45k | €47k | €70k | €31k | ▼ 56.4% |
| Taxes, remuneration and social security45 | €31k | €16k | €8k | €40k | €88k | ▲ 119% |
| Taxes450/3 | €23k | €16k | €8k | €24k | €40k | ▲ 67.9% |
| Remuneration and social security454/9 | €8k | - | - | €16k | €48k | ▲ 195% |
| Other amounts payable47/48 | €102k | €7k | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €87k | €75k | €-1k | €5k | €20k | ▲ 300% |
| + Depreciation and write-downs630 | €9k | €2k | €840 | €5k | €8k | ▲ 56.0% |
| Operating cash flow (approximation) | €96k | €77k | €-305 | €10k | €28k | ▲ 179% |
| Investment in fixed assets (approximation) | - | €26k | €-16k | €-15k | €0 | ▲ 100% |
| Change in cash | - | €-88k | €-31k | €-15k | €18k | ▲ 221% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 26 days late
2022
31-12
Financial
Liquidity doublescurrent ratio 2.64
Current ratio from 1.16 to 2.64; short-term debt falls from €171k to €69k.
31-12
Financial
Equity above €100kEq €117k ▲176%
4 profitable years in a row build equity to €117k.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €87k ▲393%
Operating result €112k, net result €87k, both a record.
04-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
23-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 84 days late
2019
31-12
Financial
Back to profitnet €34k
Net result €34k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 1.75
Current ratio from 0.76 to 1.75; short-term debt falls from €43k to €41k.
11-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nivelles · 1 establishment unit since 2018
Ground area
6,141 m²
Building footprint
1,847 m²
Volume, LiDAR
5,920 m³
2 parcels, Wallonia · tallest building 6.8 m, ±2 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
FORMATIONS REPERE
since 20182.271.960.229
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25099D0027/00L002 | Wallonia | 4,778 m² | 1 · 1,179 m² | 6.8 m · 2 fl. |
| 25099D0025/00K002 | Wallonia | 1,363 m² | 1 · 668 m² | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,577 companies in sector 82300 we hold annual accounts for 1,673. 1,313 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded10-01-2018
Fiscal year end31-12
Activities, NACEBEL 2025
82300Organisation of conventions and trade shows
85592Vocational training
85599Other education
Scores and ratios are computed by Checked and are not a credit decision.