FORMAGGI & CO.BELUX
ActiveSummary
FORMAGGI & CO.BELUX is younger than twelve months; there is no public track record yet to compute a bankruptcy probability from. The 2025 annual accounts show equity of €20k and a net result of €-4k. Its solvency ranks better than 91% of 18280 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Every signal that weighs is under Signals.
Axes
Profitability0
Solvency100
Growth-
Track record50
Credit verdict
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 6.77; short-term debt: 14.8% and cash: 97% of total assets), and 14.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2025, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
30 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€20k
Total assets
€23k
Net result
€-4k
Working capital
€20k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €23k
Equity
€20k
Debt
€3k
Debt finances 14.8% of the balance-sheet total.
Key figures and ratios
Current ratio
6.77
Debt to equity
0.17
ROE
-23.0%
ROA
-19.6%
Debt ≤ 1 year
€3k
Filed annual accounts As filed with the NBB · 2025 · 22 lines
Balance sheet
Code2025
Assets
Total assets20/58€23k
Current assets29/58€23k
Amounts receivable within one year40/41€685
Other amounts receivable41€685
Cash at bank and in hand54/58€22k
Equity and liabilities
Total equity and liabilities10/49€23k
Equity10/15€20k
Contributions10/11€24k
Profit (loss) carried forward14€-4k
Amounts payable17/49€3k
Amounts payable within one year42/48€3k
Trade debts44€3k
Suppliers440/4€3k
Income statement
Code2025
Other operating charges640/8€391
Gross operating margin9900€-4k
Operating profit (loss)9901€-4k
Financial charges65/66B€1
Recurring financial charges65€1
Profit (loss) for the period before taxes9903€-4k
Profit (loss) for the period9904€-4k
Profit (loss) for the period to be appropriated9905€-4k
Appropriation of the result
Profit (loss) to be appropriated9906€-4k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oscar Jesperslaan 121200 Sint-Lambrechts-WoluweGround area
8,613 m²
Building footprint
524 m²
Volume, LiDAR
2,862 m³
2 parcels, Brussels, Wallonia · tallest building 14.3 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Formaggi & Co.
since 20252.380.706.434
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21018A0011/00G000 | Brussels | 7,399 m² | 1 · 262 m² | 14.3 m · 4 fl. |
| 83004B1699/00R004 | Wallonia | 1,214 m² | 1 · 261 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
't Rozemarijntje
BE 0864.620.089
Denderleeuw · Eq €19,555
VURAL CORPORATION
BE 0725.476.559
Anderlecht · Eq €19,581
SL SKY BUSINESS
BE 0707.806.426
Kraainem · Eq €19,422
PATEL
BE 0765.406.907
Schaarbeek · Eq €19,665
VINISSIMO E SAPORI
BE 0661.895.732
Brussel · Eq €19,348
Of 2,476 companies in sector 47279 we hold annual accounts for 950. 695 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-10-2025
Fiscal year end31-12
Activities, NACEBEL 2025
47279Other retail sale of food
46389Wholesale of other food products
56111Full-service restaurants
68310Real estate agency activities
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:belux@formaggi.co