FORMACOMED
ActiveFORMACOMED has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20k and a net result of €18k. Equity is shrinking by ~14.6% per year across the filed fiscal years. Its solvency ranks better than 46% of 12665 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency78▲+40
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 2.11 against 1.14 in 2024; short-term debt: 47.4% and cash: 65.8% of total assets), and 47.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.6%
Return on assets
47.7%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 05-01-2026, 26 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
26 d early
2024
60 d early
2023
15 d early
2022
21 d early
2021
15 d late
2020
1 d late
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close18-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€20k=
2024 · €20k
2019: €44k
2020: €121k
2021: €166k
2022: €20k
2023: €20k
2024: €20k
2019 → 2025
Total assets
€38k▼ 76.1%
2024 · €158k
2019: €51k
2020: €130k
2021: €173k
2022: €265k
2023: €110k
2024: €158k
2019 → 2025
Net result
€18k▼ 86.1%
2024 · €129k
2019: €25k
2020: €77k
2021: €45k
2022: €89k
2023: €75k
2024: €129k
2019 → 2025
Working capital
€20k▲ 0.1%
2024 · €20k
2019: €44k
2020: €110k
2021: €160k
2022: €20k
2023: €20k
2024: €20k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€166k-€20k▼ 88.0%€20k=€20k=€20k=
Operating result€56k-€120k▲ 113%€102k▼ 14.9%€167k▲ 63.4%€27k▼ 83.7%
Net result€45k-€89k▲ 97.6%€75k▼ 15.3%€129k▲ 71.3%€18k▼ 86.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 84% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €38k
Equity
€20k=
Debt
€18k▼ 87.1%
The debt ratio falls from 87.4% to 47.4%. Debt is lower.
Key figures and ratios
EBITDA
€27k▼
2024 · €167k
Cash flow
€18k▼
2024 · €130k
Solvency
52.6%▲
2024 · 12.6%
Current ratio
2.11▲
2024 · 1.14
Quick ratio
2.11▲
2024 · 1.14
Debt / equity
0.90▼
2024 · 6.96
ROE
90.5%▼
2024 · 651.0%
ROA
47.7%▼
2024 · 81.8%
Interest coverage
570.76▼
2024 · 4450.73
Debt
€18k▼
2024 · €138k
Debt ≤ 1 year
€18k▼
2024 · €138k
Income taxes
€9k▼
2024 · €37k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€158k€38k▼
Fixed assets21/28€18-
Tangible fixed assets22/27€18-
Furniture and vehicles24€18-
Current assets29/58€158k€38k▼
Amounts receivable within one year40/41€45k€917▼
Trade receivables40€18k-
Other amounts receivable41€26k€917▼
Cash at bank and in hand54/58€107k€25k▼
Deferred charges and accrued income490/1€6k€12k▲
Equity and liabilities
Total equity and liabilities10/49€158k€38k▼
Equity10/15€20k€20k=
Contributions10/11€19k€19k=
Reserves13€1k€1k=
Distributable reserves133€1k€1k=
Amounts payable17/49€138k€18k▼
Amounts payable within one year42/48€138k€18k▼
Trade debts44€588€984▲
Suppliers440/4€588€984▲
Taxes, remuneration and social security45€6k€12k▲
Taxes450/3€5k€12k▲
Remuneration and social security454/9€2k-
Other amounts payable47/48€131k€5k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€260€18▼
Other operating charges640/8€664€543▼
Gross operating margin9900€167k€28k▼
Operating profit (loss)9901€167k€27k▼
Financial charges65/66B€37€48▲
Recurring financial charges65€37€48▲
Profit (loss) for the period before taxes9903€167k€27k▼
Income taxes67/77€37k€9k▼
Profit (loss) for the period9904€129k€18k▼
Profit (loss) for the period to be appropriated9905€129k€18k▼
Appropriation of the result
Profit (loss) to be appropriated9906€129k€18k▼
Profit to be distributed694/7€129k€18k▼
Return on contributions (dividend)694€129k€18k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €18k ▼86.1%
Net result drops to €18k, the lowest in the series.
2024
02-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Highest result since 2019net €129k ▲71.3%
Operating result €167k, net result €129k, both a record.
16-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
10-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
15-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 15 days late
2021
30-06
Financial
Equity above €150kEq €166k ▲37.3%
3 profitable years in a row build equity to €166k.
01-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 1 day late
2020
30-06
Financial
Equity above €100kEq €121k ▲177%
2 profitable years in a row build equity to €121k.
28-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sprimont · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Pérréon(LVG) 64141 SprimontGround area
2,953 m²
Building footprint
126 m²
Volume, LiDAR
1,331 m³
Parcel 62067F0450/00F000, Wallonia · tallest building 11.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
FORMACOMED
since 20182.285.298.917
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62067F0450/00F000 | Wallonia | 2,953 m² | 1 · 126 m² | 11.7 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DuoSeny
BE 0704.733.902
Sprimont · Eq €20k
Mielalex
BE 0776.388.592
Sint-Martens-Latem · Eq €20k
PIETER HERMAN
BE 0647.509.246
Antwerpen · Eq €20k
Joël et Manon TONDEUR, notaires associés
BE 0735.840.119
Bastogne · Eq €20k
Notaris Erik Houben
BE 0752.840.160
Antwerpen · Eq €20k
Of 2,258 companies in sector 69102 we hold annual accounts for 1,754. 770 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-09-2018
Fiscal year end30-06
Activities, NACEBEL
69102Activities of notaries
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.