FORI
ActiveSummary
FORI has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €11k and a net result of €270. Equity is growing by ~27.7% per year across the filed fiscal years. Its solvency ranks better than 70% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability71▼-29
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 2.83 against 5.54 in 2024; short-term debt: 21.4% and cash: 1.1% of total assets), and 22.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-12-2025, 43 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
43 d early
2024
42 d early
2023
43 d early
2022
1 d early
2021
17 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€11k▲ 2.6%
2024 · €10k
2021: €3klowest in 5 years
2022: €6k▲ +99.8% vs 2021
2023: €7k▲ +13.3% vs 2022
2024: €10k▲ +50.5% vs 2023
2025: €11k▲ +2.6% vs 2024highest in 5 years
2021 → 2025
Total assets
€14k▲ 20.6%
2024 · €11k
2021: €9k
2022: €11k▲ +24.2% vs 2021
2023: €8k▼ -28.0% vs 2022lowest in 5 years
2024: €11k▲ +47.8% vs 2023
2025: €14k▲ +20.6% vs 2024highest in 5 years
2021 → 2025
Net result
€270▼ 92.3%
2024 · €3k
2021: €-3klowest in 5 years
2022: €3k▲ +204% vs 2021
2023: €812▼ -73.4% vs 2022
2024: €3k▲ +330% vs 2023highest in 5 years
2025: €270▼ -92.3% vs 2024
2021 → 2025
Working capital
€5k▲ 36.4%
2024 · €4k
2021: €-204lowest in 5 years
2022: €4k▲ +1908% vs 2021
2023: €6k▲ +49.9% vs 2022highest in 5 years
2024: €4k▼ -28.3% vs 2023
2025: €5k▲ +36.4% vs 2024
2021 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€3k-€6k▲ 99.8%€7k▲ 13.3%€10k▲ 50.5%€11k▲ 2.6%
2021: €3klowest in 5 years
2022: €6k▲ +99.8% vs 2021
2023: €7k▲ +13.3% vs 2022
2024: €10k▲ +50.5% vs 2023
2025: €11k▲ +2.6% vs 2024highest in 5 years
Operating result€-3k-€3k€859▼ 72.2%€3k▲ 295%€409▼ 87.9%
2021: €-3klowest in 5 years
2022: €3k▲ +207% vs 2021
2023: €859▼ -72.2% vs 2022
2024: €3k▲ +295% vs 2023highest in 5 years
2025: €409▼ -87.9% vs 2024
Net result€-3k-€3k€812▼ 73.4%€3k▲ 330%€270▼ 92.3%
2021: €-3klowest in 5 years
2022: €3k▲ +204% vs 2021
2023: €812▼ -73.4% vs 2022
2024: €3k▲ +330% vs 2023highest in 5 years
2025: €270▼ -92.3% vs 2024
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 88% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €14k
Fixed assets
€5k ▼ 7.0%
Current assets
€8k ▲ 73.0%
Equity and liabilities €14k
Equity
€11k ▲ 2.6%
Debt
€3k ▲ 196%
Debt's share of the balance-sheet total rises from 9.3% to 22.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€4k▼
2024 · €6k
Cash flow
€4k▼
2024 · €6k
Current ratio
2.83▼
2024 · 5.54
Debt to equity
0.30▲
2024 · 0.10
ROE
2.5%▼
2024 · 33.6%
ROA
2.0%▼
2024 · 30.5%
Interest coverage
100.47▼
2024 · 134.19
Debt ≤ 1 year
€3k▲
2024 · €872
Income taxes
€97
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€11k€14k▲
Formation expenses20€754€0▼
Fixed assets21/28€6k€5k▼
Intangible fixed assets21€6k€5k▼
Current assets29/58€5k€8k▲
Amounts receivable within one year40/41€1k€8k▲
Trade receivables40€1k€7k▲
Other amounts receivable41€70€137▲
Cash at bank and in hand54/58€3k€150▼
Deferred charges and accrued income490/1€611€671▲
Equity and liabilities
Total equity and liabilities10/49€11k€14k▲
Equity10/15€10k€11k▲
Contributions10/11€6k€6k=
Reserves13€4k€5k▲
Distributable reserves133€4k€5k▲
Profit (loss) carried forward14€912€83▼
Amounts payable17/49€1k€3k▲
Amounts payable within one year42/48€872€3k▲
Trade debts44€872€2k▲
Suppliers440/4€872€2k▲
Taxes, remuneration and social security45€0€796▲
Taxes450/3€0€796▲
Other amounts payable47/48€0-
Accrued charges and deferred income492/3€193€198▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€4k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-
Other operating charges640/8€813€610▼
Gross operating margin9900€6k€5k▼
Operating profit (loss)9901€3k€409▼
Financial income75/76B€143€0▼
Recurring financial income75€143€0▼
Financial charges65/66B€42€42=
Recurring financial charges65€42€42=
Profit (loss) for the period before taxes9903€3k€367▼
Income taxes67/77-€97
Profit (loss) for the period9904€3k€270▼
Profit (loss) for the period to be appropriated9905€3k€270▼
Appropriation of the result
Profit (loss) to be appropriated9906€4k€1k▼
Profit (loss) brought forward from the previous period14P€18€912▲
Transfer to equity691/2€3k€1k▼
To other reserves6921€3k€1k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €916 | €835 | €835 | €2k | €4k | ▲ 70.0% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | €1k | €0 | - | - |
| Other operating charges640/8 | - | €150 | €462 | €813 | €610 | ▼ 24.9% |
| Gross operating margin9900 | €-2k | €4k | €3k | €6k | €5k | ▼ 25.1% |
| Operating profit (loss)9901 | €-3k | €3k | €859 | €3k | €409 | ▼ 87.9% |
| Financial income75/76B | - | - | - | €143 | €0 | ▼ 100% |
| Recurring financial income75 | €0 | - | - | €143 | €0 | ▼ 100% |
| Financial charges65/66B | - | €41 | €47 | €42 | €42 | = |
| Recurring financial charges65 | €55 | €41 | €47 | €42 | €42 | = |
| Profit (loss) for the period before taxes9903 | €-3k | €3k | €812 | €3k | €367 | ▼ 89.5% |
| Income taxes67/77 | - | - | - | - | €97 | - |
| Profit (loss) for the period9904 | €-3k | €3k | €812 | €3k | €270 | ▼ 92.3% |
| Profit (loss) for the period to be appropriated9905 | €-3k | €3k | €812 | €3k | €270 | ▼ 92.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €9k | €11k | €8k | €11k | €14k | ▲ 20.6% |
| Formation expenses20 | €3k | €2k | €2k | €754 | €0 | ▼ 100% |
| Fixed assets21/28 | - | - | - | €6k | €5k | ▼ 7.0% |
| Intangible fixed assets21 | - | - | - | €6k | €5k | ▼ 7.0% |
| Current assets29/58 | €5k | €8k | €6k | €5k | €8k | ▲ 73.0% |
| Amounts receivable within one year40/41 | €589 | €5k | €587 | €1k | €8k | ▲ 448% |
| Trade receivables40 | - | €4k | €366 | €1k | €7k | ▲ 466% |
| Other amounts receivable41 | - | €212 | €220 | €70 | €137 | ▲ 97.3% |
| Cash at bank and in hand54/58 | €5k | €3k | €5k | €3k | €150 | ▼ 94.7% |
| Deferred charges and accrued income490/1 | - | €343 | €460 | €611 | €671 | ▲ 9.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €9k | €11k | €8k | €11k | €14k | ▲ 20.6% |
| Equity10/15 | €3k | €6k | €7k | €10k | €11k | ▲ 2.6% |
| Contributions10/11 | - | €6k | €6k | €6k | €6k | = |
| Reserves13 | - | - | €900 | €4k | €5k | ▲ 31.4% |
| Distributable reserves133 | - | - | €900 | €4k | €5k | ▲ 31.4% |
| Profit (loss) carried forward14 | €-3k | €106 | €18 | €912 | €83 | ▼ 91.0% |
| Amounts payable17/49 | €6k | €5k | €850 | €1k | €3k | ▲ 196% |
| Amounts payable within one year42/48 | €6k | €5k | €659 | €872 | €3k | ▲ 239% |
| Trade debts44 | €1k | €354 | €246 | €872 | €2k | ▲ 148% |
| Suppliers440/4 | - | €354 | €246 | €872 | €2k | ▲ 148% |
| Taxes, remuneration and social security45 | - | €187 | €270 | €0 | €796 | - |
| Taxes450/3 | - | €187 | €270 | €0 | €796 | - |
| Other amounts payable47/48 | - | €4k | €143 | €0 | - | - |
| Accrued charges and deferred income492/3 | - | - | €191 | €193 | €198 | ▲ 2.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-3k | €3k | €812 | €3k | €270 | ▼ 92.3% |
| + Depreciation and write-downs630 | €916 | €835 | €835 | €2k | €4k | ▲ 70.0% |
| Operating cash flow (approximation) | €-2k | €4k | €2k | €6k | €4k | ▼ 28.9% |
| Investment in fixed assets (approximation) | - | - | - | - | €-3k | - |
| Change in cash | - | €-1k | €2k | €-2k | €-3k | ▼ 17.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
19-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
20-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Highest result since 2021net €3k ▲330%
Operating result €3k, net result €3k, both a record.
2023
19-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Liquidity times 5current ratio 9.37
Current ratio from 1.79 to 9.37; short-term debt falls from €5k to €659.
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
17-02
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nazareth-De Pinte · 1 establishment unit since 2020
Ground area
3,072 m²
Building footprint
1,625 m²
Volume, LiDAR
9,028 m³
Parcel 44048G0437/00R000, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
40
companies at this address
See who is registered here
1 establishment unit
FORI
since 20202.302.991.222
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44048G0437/00R000 | Flanders | 3,072 m² | 1 · 1,625 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,879 companies in sector 62100 we hold annual accounts for 8,771. 4,547 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-05-2020
Fiscal year end30-06
Activities, NACEBEL 2025
62100Computer programming
62900Other information technology and computer services
Contact
Website
www.fori.be
E-mail
info@fori.be
Scores and ratios are computed by Checked and are not a credit decision.