ForesTree Eversam
ActiveSummary
The annual accounts of ForesTree Eversam for fiscal year 2025 show a net loss of 53% of total assets and of 58% of the equity at the start of that year. The 2025 annual accounts show equity of €15,608 and a net result of -€21,681. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 56% of 1065 sector peers (fiscal year 2025). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency63▼-37
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 2.48 against 5.72 in 2024; short-term debt: 35.7% and cash: 5% of total assets), but 61.6% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.4%
Return on assets
-53.3%
Age of the figures
18 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€21,681
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 13-10-2025, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 d early
2024
1 d early
2023
8 d early
2022
196 d late
2021
562 d late
2020
30 d late
2019
2 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 108 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close28-09-2026 today31-10-2026 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€15,608▼ 58.1%
2024 · €37,289
Total assets
€40,652▼ 10.1%
2024 · €45,200
Net result
-€21,681▼ 62.6%
2024 · -€13,332
Working capital
€21,434▼ 37.6%
2024 · €34,341
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€833▼ 78.4%€44,096€69,356▲ 57.3%-€12,233-€19,962▼ 63.2%
Net result-€989within the sector's middle half▼ 5.1%€38,838within the sector's middle half€46,740within the sector's middle half▲ 20.3%-€13,332below the sector's middle half-€21,681below the sector's middle half▼ 62.6%
Equity-€34,956below the sector's middle half▼ 2.9%€3,881below the sector's middle half€50,621within the sector's middle half▲ 1,204%€37,289within the sector's middle half▼ 26.3%€15,608within the sector's middle half▼ 58.1%
Total assets€11,625below the sector's middle half▲ 0.2%€22,771below the sector's middle half▲ 95.9%€115,862below the sector's middle half▲ 409%€45,200below the sector's middle half▼ 61.0%€40,652below the sector's middle half▼ 10.1%
Debt€46,581▲ 2.2%€18,890▼ 59.4%€65,241▲ 245%€7,911▼ 87.9%€25,044▲ 217%
Working capital-€34,141▼ 1.6%€5,044€53,710▲ 965%€34,341▼ 36.1%€21,434▼ 37.6%
Solvency-300.7%below the sector's middle half▼ 7.8pp17.0%within the sector's middle half▲ 317.7pp43.7%within the sector's middle half▲ 26.6pp82.5%above the sector's middle half▲ 38.8pp38.4%within the sector's middle half▼ 44.1pp
above
within
below
the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €19,962 in 2025 against €12,233 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €40,652
Fixed assets
€4,719 ▲ 31.7%
Current assets
€35,933 ▼ 13.7%
Equity and liabilities €40,652
Equity
€15,608 ▼ 58.1%
Debt
€25,044 ▲ 217%
Debt's share of the balance-sheet total rises from 17.5% to 61.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€19,517▼
2024 · -€12,221
Cash flow
-€21,236▼
2024 · -€13,320
Current ratio
2.48▼
2024 · 5.72
Debt to equity
1.60▲
2024 · 0.21
ROE
-138.9%▼
2024 · -35.8%
ROA
-53.3%▼
2024 · -29.5%
Interest coverage
-17.95▼
2024 · -10.93
Debt ≤ 1 year
€14,499▲
2024 · €7,276
Debt > 1 year
€7,545
Income taxes
€688▲
2024 · €1
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 4,815 companies that looked in July 2024 the way this one looks now, 1.9% went bankrupt within 24 months and 88% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a loss of 10% of the balance sheet or more
1.9%
went bankrupt
9.8%
stopped otherwise
88%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 4,815 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | - | €12 | €445 | ▲ 3,676% |
| Other operating charges640/8 | €600 | €468 | €1,460 | €643 | €0 | ▼ 100% |
| Gross operating margin9900 | -€232 | €44,563 | €70,815 | -€11,578 | -€19,517 | ▼ 68.6% |
| Operating profit (loss)9901 | -€833 | €44,096 | €69,356 | -€12,233 | -€19,962 | ▼ 63.2% |
| Financial income75/76B | - | - | - | €20 | €57 | ▲ 187% |
| Recurring financial income75 | - | - | - | €20 | €57 | ▲ 187% |
| Financial charges65/66B | €156 | €5,258 | €295 | €1,118 | €1,087 | ▼ 2.7% |
| Recurring financial charges65 | €156 | €5,258 | €295 | €1,118 | €1,087 | ▼ 2.7% |
| Profit (loss) for the period before taxes9903 | -€989 | €38,838 | €69,061 | -€13,331 | -€20,993 | ▼ 57.5% |
| Income taxes67/77 | - | - | €22,321 | €1 | €688 | ▲ 54,536% |
| Profit (loss) for the period9904 | -€989 | €38,838 | €46,740 | -€13,332 | -€21,681 | ▼ 62.6% |
| Profit (loss) for the period to be appropriated9905 | -€989 | €38,838 | €46,740 | -€13,332 | -€21,681 | ▼ 62.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €11,625 | €22,771 | €115,862 | €45,200 | €40,652 | ▼ 10.1% |
| Fixed assets21/28 | - | - | - | €3,583 | €4,719 | ▲ 31.7% |
| Tangible fixed assets22/27 | - | - | - | €3,583 | €4,719 | ▲ 31.7% |
| Plant, machinery and equipment23 | - | - | - | €3,583 | €4,719 | ▲ 31.7% |
| Current assets29/58 | €11,625 | €22,771 | €115,862 | €41,617 | €35,933 | ▼ 13.7% |
| Stocks and contracts in progress3 | €247 | €247 | €247 | €0 | - | - |
| Stocks30/36 | €247 | €247 | €247 | €0 | - | - |
| Amounts receivable within one year40/41 | €7,336 | €13,399 | €102,075 | €39,078 | €33,662 | ▼ 13.9% |
| Trade receivables40 | - | €9,675 | €98,963 | €0 | - | - |
| Other amounts receivable41 | €7,336 | €3,724 | €3,112 | €39,078 | €33,662 | ▼ 13.9% |
| Current investments50/53 | €19 | €19 | €9,519 | €253 | €255 | ▲ 0.8% |
| Cash at bank and in hand54/58 | €3,048 | €9,107 | €4,022 | €2,285 | €2,016 | ▼ 11.8% |
| Deferred charges and accrued income490/1 | €976 | - | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €11,625 | €22,771 | €115,862 | €45,200 | €40,652 | ▼ 10.1% |
| Equity10/15 | -€34,956 | €3,881 | €50,621 | €37,289 | €15,608 | ▼ 58.1% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | - | - | €44,421 | €44,421 | €44,421 | = |
| Distributable reserves133 | - | - | €44,421 | €44,421 | €44,421 | = |
| Profit (loss) carried forward14 | -€41,156 | -€2,319 | - | -€13,332 | -€35,013 | ▼ 163% |
| Amounts payable17/49 | €46,581 | €18,890 | €65,241 | €7,911 | €25,044 | ▲ 217% |
| Amounts payable after more than one year17 | - | - | - | - | €7,545 | - |
| Financial debts170/4 | - | - | - | - | €7,545 | - |
| Amounts payable within one year42/48 | €45,766 | €17,727 | €62,151 | €7,276 | €14,499 | ▲ 99.3% |
| Current portion of amounts payable after more than one year42 | - | - | - | - | €6,636 | - |
| Trade debts44 | - | - | €11,533 | €6,685 | €6,280 | ▼ 6.0% |
| Suppliers440/4 | - | - | €11,533 | €6,685 | €6,280 | ▼ 6.0% |
| Taxes, remuneration and social security45 | - | - | €24,702 | €0 | - | - |
| Taxes450/3 | - | - | €24,702 | €0 | - | - |
| Other amounts payable47/48 | €45,766 | €17,727 | €25,916 | €592 | €1,582 | ▲ 167% |
| Accrued charges and deferred income492/3 | €815 | €1,163 | €3,090 | €635 | €3,000 | ▲ 372% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€989 | €38,838 | €46,740 | -€13,332 | -€21,681 | ▼ 62.6% |
| + Depreciation and write-downs630 | - | - | - | €12 | €445 | ▲ 3,676% |
| Operating cash flow (approximation) | -€989 | €38,838 | €46,740 | -€13,320 | -€21,236 | ▼ 59.4% |
| Investment in fixed assets (approximation) | - | - | - | - | -€1,581 | - |
| Change in cash | - | €6,059 | -€5,085 | -€1,737 | -€269 | ▲ 84.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
13-10
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
31-03
Financial
Weakest financial yearnet -€21,681
Net result drops to -€21,681, the lowest in the series.
2024
30-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
31-03
Financial
Liquidity triplescurrent ratio 5.72
Current ratio from 1.86 to 5.72; short-term debt falls from €62,151 to €7,276.
2023
23-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
16-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 562 days late
15-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 196 days late
31-03
Financial
Highest result since 2019net €46,740 ▲20.3%
Operating result €69,356, net result €46,740, both a record.
2022
31-03
Financial
Back to profitnet €38,838
Net result €38,838 after 3 loss-making years.
31-03
Financial
Liquidity times 5current ratio 1.28
Current ratio from 0.25 to 1.28; short-term debt falls from €45,766 to €17,727.
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2019
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2018
26-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
30-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
29-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Berlare · 1 establishment unit since 2010
Ground area
502 m²
Building footprint
235 m²
Volume, LiDAR
1,362 m³
Parcel 42017A0454/00E000, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
UITVAARTZORG OASE
since 20102.186.012.091
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42017A0454/00E000 | Flanders | 502 m² | 1 · 235 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 903 companies in sector 96301 we hold annual accounts for 612. 192 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-02-2010
Fiscal year end31-03
Activities, NACEBEL 2025
96301Funeral services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0822850604
Also
9925:BE0822850604
Registered
01-09-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.