FOR LIVING

Active

Private limited company·Activiteiten van landmeters-experts· 5 yrs active

Rue de la Gendarmerie 10A ·1380 Lasne, Belgium

KBO/BCE: BE 0755.748.378

Watch Print / PDF

Full dossier in preparation

Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

Process with priority Sign in free to move this company to the front.

Age5 yrs

Real estate1 parcel · 374 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of FOR LIVING is 1.3% (low). The 2022 annual accounts show equity of €4k and a net result of €37k. Its solvency ranks better than 22% of 129 sector peers (fiscal year 2022). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Signals

Insufficient current data: the most recent filed accounts (financial year 2022) are too old to derive current signals.

Filing behaviour

From the deposit records, complete market-wide

Annual accounts not filed

The financial year that closed on 30-06-2023 was due at the National Bank by 31-01-2024. Nothing is on record today, 924 days later. 3 financial years are missing in total. Measured on financial year 2023: 41.75% of the companies that did not file are in an abnormal legal state today, against 1.66% of those that did.

Filed after the deadline

The financial year that closed on 30-06-2022 was due by 31-01-2023 and was filed on 29-03-2023, 57 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

How we compute the deadline

The year end is derived from 2 filed financial years, each closing on 30-06. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-06-2022, that is 31-01-2023.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
30-06-2025	31-01-2026	nothing on record	not filed	-
30-06-2024	31-01-2025	nothing on record	not filed	-
30-06-2023	31-01-2024	nothing on record	not filed	-
30-06-2022	31-01-2023	29-03-2023	57 d late	2023-00047578
30-06-2021	31-01-2022	07-03-2023	400 d late	2023-00036255

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

More than 3 years active

Founded in 2020, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

1.3% Low

0%0,5%1,5%4%10%≥25%

Lower-failure-rate sector −Annual accounts: weaker financial profile +Young company +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

Turnover€222k+192.5%

EBIT margin16.8%+63.3pp

Net result€37k

Working capital€-3k+92.9%

CSV export

Annual accounts & ratios

Source: NBB · 2022

Annual accounts filed on 29-03-2023 with the NBB · fiscal year 2022 · volledig

RevenueOperating resultNet result

Sector comparison

Fiscal year 2022 · NACE 71, Architecture & engineering · compared within the same schema type (full schema)

Metric	This company	Sector median	Position in the sector
Solvency	7.2%	39.1%	better than 22% of 129 sector peers
Net result	€37k	€24k	better than 59% of 129 sector peers
Equity	€4k	€64k	better than 18% of 129 sector peers
Gross operating margin	€50k	€50k	better than 50% of 109 sector peers
Staff costs	€7k	€210k	higher than 11% of 72 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Revenue

€222k

+192.5% 21-22

EBITDA

€38k

- 21-22

Net profit

€37k

- 21-22

Cash flow

€38k

- 21-22

Total assets

€57k

+89.7% 21-22

Equity

€4k

- 21-22

Working capital

€-3k

+92.9% 21-22

Staff costs

€7k

- 21-22

Debt

€53k

-16.6% 21-22

Debt ≤ 1y

€53k

-16.6% 21-22

Current ratio

0.94

+216.3% 21-22

Quick ratio

0.94

+216.3% 21-22

Solvency

7.2%

- 21-22

Debt / equity

12.90

- 21-22

ROE

913.7%

+761.9% 21-22

ROA

65.7%

- 21-22

Net margin

16.8%

- 21-22

EBITDA margin

17.2%

- 21-22

Interest coverage

107.13

- 21-22

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2022
Deposit	volledig
Revenue	€222k
EBITDA	€38k
Net profit	€37k
Cash flow	€38k
Staff costs	€7k
Income taxes	-
Dividends	-
Total assets	€57k
Equity	€4k
Debt	€53k
of which ≤ 1y	€53k
of which > 1y	-
Working capital	€-3k
Employees (FTE)	-

Ratios (computed)

	2022
Current ratio	0.94
Quick ratio	0.94
Working capital ratio	-5.6%
Solvency	7.2%
Debt / equity	12.90
Long-term debt ratio	-
Interest coverage	107.13
Gross margin	22.6%
Net margin	16.8%
ROA	65.7%
ROE	913.7%
EBITDA margin	17.2%
Days sales outstanding	21d
Days payable outstanding	55d
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2022

Assets

Fixed assets €7k · 12.8% Current assets €50k · 87.2%

Equity & liabilities

Equity €4k · 7.2% Debt €53k · 92.8%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2022
Balance sheet, Assets
TOTAL ASSETS	20/58	€57k
Fixed assets	21/28	€7k
Tangible fixed assets	22/27	€7k
Financial fixed assets	28	€568
Current assets	29/58	€50k
Amounts receivable within one year	40/41	€24k
Cash & bank	54/58	€8k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€57k
Equity	10/15	€4k
Contributions / capital	10/11	€2k
Accumulated profits (losses)	14	€2k
Amounts payable	17/49	€53k
Amounts payable within one year	42/48	€53k
Trade debts payable within one year	44	€26k
Income statement
Turnover	70	€222k
Gross operating margin	9900	€50k
Operating result	9901	€37k
Financial income	75	€470
Financial charges	65	€357
Result before taxes	9903	€37k
Net result for the period	9904	€37k
Result to be appropriated	9905	€37k

You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2022 · computed

64 / 100 Healthy

050100

Computed from 6 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2022. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register

exact location from the address register On OpenStreetMap

Establishment units

1 location

Rue de la Gendarmerie 10A, 1380 Lasne

Activiteiten van landmeters-experts

since 20202.315.823.332

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels1

Ground area374 m²

Buildings1

Building footprint121 m²

Volume (LiDAR)925 m³

Tallest building9.6 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
25051F0004/00K000	Wallonia	374 m²	1 · 121 m²	9.6 m · 3 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes

70 / 100

Strong profile, led by profitability.

All 5 axes are computed from data Checked has read.

Health 64

Profitability 95

Solvency 14

Growth 85

Stability 94

Ask AI about this company

Checked AI

Soon: ask questions about this dossier, risks, curator, sector comparison, answered from the official data on this page.

TryWhat are the main risks?Any recent red flags?Compare to sector peers

Coming soon

AI due-diligence brief

Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon

The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works