FOQUE
ActiveSummary
FOQUE has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €380,675 and a net result of €37,417. Equity is growing by ~26% per year across the filed fiscal years. Its solvency ranks better than 73% of 15862 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability77▼-6
Solvency93▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25,000 at 30 days acceptable
Liquidity ample (current ratio 3.08 against 2.84 in 2023; short-term debt: 31.9% and cash: 21.8% of total assets), and 32.1% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-07-2025, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
2 d early
2023
1 d early
2022
28 d early
2021
25 d late
2020
3 d late
2019
87 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 14 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€380,675▲ 10.9%
2023 · €343,259
Total assets
€560,483▲ 6.8%
2023 · €524,552
Net result
€37,417▼ 35.8%
2023 · €58,292
Working capital
€372,221▲ 11.4%
2023 · €334,132
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€68,500▲ 140%€88,468▲ 29.2%€65,425▼ 26.0%€77,392▲ 18.3%€46,938▼ 39.4%
Net result€43,058above the sector's middle half▲ 124%€68,264above the sector's middle half▲ 58.5%€48,553above the sector's middle half▼ 28.9%€58,292above the sector's middle half▲ 20.1%€37,417above the sector's middle half▼ 35.8%
Equity€168,150above the sector's middle half▲ 34.4%€236,414above the sector's middle half▲ 40.6%€284,966above the sector's middle half▲ 20.5%€343,259above the sector's middle half▲ 20.5%€380,675above the sector's middle half▲ 10.9%
Total assets€354,602within the sector's middle half▲ 10.3%€418,375above the sector's middle half▲ 18.0%€465,995above the sector's middle half▲ 11.4%€524,552above the sector's middle half▲ 12.6%€560,483above the sector's middle half▲ 6.8%
Debt€186,452▼ 5.0%€181,961▼ 2.4%€181,028▼ 0.5%€181,293▲ 0.1%€179,808▼ 0.8%
Working capital€156,581▲ 25.2%€228,013▲ 45.6%€276,655▲ 21.3%€334,132▲ 20.8%€372,221▲ 11.4%
Solvency47.4%within the sector's middle half▲ 8.5pp56.5%within the sector's middle half▲ 9.1pp61.2%within the sector's middle half▲ 4.6pp65.4%within the sector's middle half▲ 4.3pp67.9%within the sector's middle half▲ 2.5pp
Staff (FTE)0.1below the sector's middle half▼ 66.7%0.2▲ 100%0.1▼ 50.0%0.1=0.1=
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 39% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €560,483
Fixed assets
€9,385 ▲ 2.8%
Current assets
€551,098 ▲ 6.9%
Equity and liabilities €560,483
Equity
€380,675 ▲ 10.9%
Debt
€179,808 ▼ 0.8%
Debt's share of the balance-sheet total falls from 34.6% to 32.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€50,765▼
2023 · €80,399
Cash flow
€41,244▼
2023 · €61,299
Current ratio
3.08▲
2023 · 2.84
Quick ratio
1.40▲
2023 · 1.24
Debt to equity
0.47▼
2023 · 0.53
ROE
9.8%▼
2023 · 17.0%
ROA
6.7%▼
2023 · 11.1%
Interest coverage
12.44▼
2023 · 16.95
Debt ≤ 1 year
€178,877▼
2023 · €181,293
Income taxes
€14,590▼
2023 · €22,658
Staff costs
€2,510▼
2023 · €4,162
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,672 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.6%
went bankrupt
3.9%
stopped otherwise
95%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,672 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €16,539 | - | - | - | - |
| Remuneration, social security and pensions62 | - | €4,735 | €4,046 | €4,162 | €2,510 | ▼ 39.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €268 | €1,127 | €2,149 | €3,007 | €3,827 | ▲ 27.3% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €1,670 | €312 | -€671 | €3,122 | ▲ 565% |
| Other operating charges640/8 | - | €2,564 | €2,049 | €3,089 | €2,394 | ▼ 22.5% |
| Gross operating margin9900 | €75,019 | €98,565 | €73,982 | €86,979 | €58,790 | ▼ 32.4% |
| Operating profit (loss)9901 | €68,500 | €88,468 | €65,425 | €77,392 | €46,938 | ▼ 39.4% |
| Financial income75/76B | - | €9,282 | €6,218 | €8,302 | €9,149 | ▲ 10.2% |
| Recurring financial income75 | €5,702 | €9,282 | €6,218 | €8,302 | €9,149 | ▲ 10.2% |
| Financial charges65/66B | - | €5,649 | €4,340 | €4,743 | €4,080 | ▼ 14.0% |
| Recurring financial charges65 | €4,762 | €5,649 | €4,340 | €4,743 | €4,080 | ▼ 14.0% |
| Profit (loss) for the period before taxes9903 | €69,440 | €92,101 | €67,303 | €80,950 | €52,007 | ▼ 35.8% |
| Income taxes67/77 | €26,382 | €23,837 | €18,751 | €22,658 | €14,590 | ▼ 35.6% |
| Profit (loss) for the period9904 | €43,058 | €68,264 | €48,553 | €58,292 | €37,417 | ▼ 35.8% |
| Profit (loss) for the period to be appropriated9905 | €69,308 | €68,264 | €48,553 | €58,292 | €37,417 | ▼ 35.8% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €354,602 | €418,375 | €465,995 | €524,552 | €560,483 | ▲ 6.8% |
| Fixed assets21/28 | €11,569 | €8,400 | €8,312 | €9,127 | €9,385 | ▲ 2.8% |
| Tangible fixed assets22/27 | €11,569 | €8,400 | €8,312 | €9,127 | €9,385 | ▲ 2.8% |
| Plant, machinery and equipment23 | - | €6,358 | €5,008 | €3,658 | €2,308 | ▼ 36.9% |
| Furniture and vehicles24 | - | €2,043 | €3,304 | €2,678 | €4,907 | ▲ 83.2% |
| Other tangible fixed assets26 | - | - | - | €2,791 | €2,170 | ▼ 22.2% |
| Current assets29/58 | €343,033 | €409,974 | €457,683 | €515,425 | €551,098 | ▲ 6.9% |
| Stocks and contracts in progress3 | €217,034 | €272,734 | €277,065 | €291,155 | €301,412 | ▲ 3.5% |
| Stocks30/36 | - | €272,734 | €277,065 | €291,155 | €301,412 | ▲ 3.5% |
| Amounts receivable within one year40/41 | €33,113 | €15,300 | €25,055 | €33,311 | €23,483 | ▼ 29.5% |
| Trade receivables40 | - | €15,283 | €21,259 | €27,964 | €18,066 | ▼ 35.4% |
| Other amounts receivable41 | - | €17 | €3,796 | €5,346 | €5,417 | ▲ 1.3% |
| Current investments50/53 | - | - | - | - | €100,000 | - |
| Cash at bank and in hand54/58 | €91,768 | €119,560 | €151,904 | €187,190 | €122,217 | ▼ 34.7% |
| Deferred charges and accrued income490/1 | - | €2,380 | €3,659 | €3,769 | €3,987 | ▲ 5.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €354,602 | €418,375 | €465,995 | €524,552 | €560,483 | ▲ 6.8% |
| Equity10/15 | €168,150 | €236,414 | €284,966 | €343,259 | €380,675 | ▲ 10.9% |
| Contributions10/11 | - | €12,500 | €12,500 | €14,360 | €12,500 | ▼ 13.0% |
| Reserves13 | €155,650 | €223,914 | €272,466 | €328,899 | €368,175 | ▲ 11.9% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | - | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | - | - | - |
| Tax-exempt reserves132 | - | €818 | €818 | €818 | €818 | = |
| Distributable reserves133 | - | €221,236 | €269,789 | €328,081 | €367,358 | ▲ 12.0% |
| Amounts payable17/49 | €186,452 | €181,961 | €181,028 | €181,293 | €179,808 | ▼ 0.8% |
| Amounts payable within one year42/48 | €186,452 | €181,961 | €181,028 | €181,293 | €178,877 | ▼ 1.3% |
| Trade debts44 | €16,805 | €12,945 | €15,788 | €15,211 | €11,624 | ▼ 23.6% |
| Suppliers440/4 | - | €12,945 | €15,788 | €15,211 | €11,624 | ▼ 23.6% |
| Taxes, remuneration and social security45 | - | €11,538 | €5,763 | €4,604 | €3,775 | ▼ 18.0% |
| Taxes450/3 | - | €11,200 | €5,448 | €4,267 | €3,587 | ▼ 15.9% |
| Remuneration and social security454/9 | - | €338 | €315 | €337 | €188 | ▼ 44.4% |
| Other amounts payable47/48 | - | €157,478 | €159,478 | €161,478 | €163,478 | ▲ 1.2% |
| Accrued charges and deferred income492/3 | - | - | - | - | €931 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €43,058 | €68,264 | €48,553 | €58,292 | €37,417 | ▼ 35.8% |
| + Depreciation and write-downs630 | €268 | €1,127 | €2,149 | €3,007 | €3,827 | ▲ 27.3% |
| Operating cash flow (approximation) | €43,326 | €69,391 | €50,702 | €61,299 | €41,244 | ▼ 32.7% |
| Investment in fixed assets (approximation) | - | €2,042 | -€2,060 | -€3,822 | -€4,085 | ▼ 6.9% |
| Change in cash | - | €27,792 | €32,344 | €35,287 | -€64,974 | ▼ 284% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
31-12
Financial
Highest result since 2018net €68,264 ▲58.5%
Operating result €88,468, net result €68,264, both a record.
31-12
Financial
Equity above €200,000Eq €236,414 ▲40.6%
4 profitable years in a row build equity to €236,414.
03-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 3 days late
2020
31-12
Financial
Equity above €150,000Eq €168,150 ▲34.4%
3 profitable years in a row build equity to €168,150.
26-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 87 days late
2019
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
29-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kontich · 1 establishment unit since 2008
Ground area
680 m²
Building footprint
680 m²
Volume, LiDAR
5,179 m³
Parcel 11602E0063/00P003, Flanders · tallest building 9.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Foque
since 20082.169.242.474
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11602E0063/00P003 | Flanders | 680 m² | 1 · 680 m² | 9.2 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 805 companies in sector 46610 we hold annual accounts for 566. 468 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded04-03-2008
Fiscal year end31-12
Activities, NACEBEL 2025
46610Wholesale trade
47521Retail sale of hardware, building materials, paint and glass (general range)
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
47721Retail sale of footwear
E-invoicing
Reachable via Peppol
Peppol ID
0208:0896172805
Also
9925:BE0896172805
Registered
16-06-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.