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Food Expert

Active
Private limited companyfounded 2009active for 17 yearsIldefonse Vandammestraat 5, 1560 Hoeilaart, BelgiumKBO/BCE: BE 0818.337.035
Summary

Food Expert has been active since 2009 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.3m and a net result of €985,312. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 74% of 9,624 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Activity
Agents in non-specialised wholesale trade
NACE 46190Agents in the wholesale of food, beverages and tobacco NACE 46170
7th largest company by total assets in Hoeilaart, Wholesale and retail trade sector1 site
Size
€4.7mtotal assets 2025
Staff
4.5 FTE
Equity
€3.3m
Profit
€985,312
Financial health
97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
Parent
Food Empire Holdings Limited
Accounts 32 days early0 of 10 deeds read
Why 97lowers riskSize: 4.5 FTE, total assets €4.7mLiquidity: current ratio 3.59, cash €866,540Figures for financial year 2025 (filed 29-06-2026)Founded in 2009Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 76% of its sector peers (NACE 46, micro)
Financial strength · tick = 2024
Strong
Solvency 94+29
equity 68.8% of total assets
Liquidity 63+22
short-term debt 25.9% · cash 18.3%
Profitability 85-6
return on assets 20.8%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,873 companies, NACE 46, micro)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.3%▲ +0.1 percentage points vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.5%▲ +0.2 percentage points vs 05-2025 07-2025: 0.6%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 0.2%▼ -0.4 percentage points vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: < 0.1%▼ -0.2 percentage points vs 12-2025 02-2026: 0.1%▲ +0.1 percentage points vs 01-2026 03-2026: < 0.1%▼ -0.1 percentage points vs 02-2026 04-2026: 0.1%▲ +0.1 percentage points vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.2%▲ +0.1 percentage points vs 07-2026 09-2026: 0.3%▲ +0.1 percentage points vs 08-2026 10-2026: < 0.1%▼ -0.3 percentage points vs 09-2026lowest value
Credit of up to €310,000 on 30-day terms is acceptable
Liquidity ample (current ratio 3.59, compared with 1.7 in 2024, above the usual 1.5; short-term debt: 25.9% and cash: 18.3% of total assets), and 31.2% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 74% on solvency, 69% on liquidity, 79% on profitability and 80% on growth.

The bankruptcy probability was computed on 14-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskneutral
lowers risk · Size: 4.5 FTE, total assets €4.7m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 3.59, cash €866,540
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 29-06-2026)
NBB · annual accounts
lowers risk · Founded in 2009
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €3.3m
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
32 days early
2024
31 days early
2023
33 days early
2022
52 days early
2021
33 days early
2020
32 days early
2019
32 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 35 days before the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
15-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Liquidity more than doubledcurrent ratio 3.59
  3. Annual accounts filedfinancial year 2024 · abbreviated…

Key points

  • Positive: Among the best 5% on net resultsector median €27,465 · 9,603 companies €985,312 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2025: €985,312 8 years View
  • Controlled by Food Empire Holdings Limited parent View
  • Positive: Equity rose in 2025from €2.5m to €3.3m ▲ 27.9% View

By topic

Financials

Financial year
2025
Total assets
€4.7m
Profit
€985,312
Solvency
68.8%
Turnover▲ 17.4%
Net result
20182019
Go to Financials

Timeline

Events
21
Since
2011
Next accounts
by 31-07-2027
  1. 31-12-2024Highest result from 2018 to 2025
  2. 31-12-2024Equity above €2m
  3. 28-06-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Agents in non-specialised wholesale tradeNACE 46190
Founded
07-09-2009
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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