FONVIM
ActiveSummary
FONVIM has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €2.5m and a net result of €518,296. Its solvency ranks better than 91% of 65 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.5% (very low).
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Checked, nothing found (2)
History
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Financials · fiscal year 2026, full schema
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Peer companies
Historical observationOf the 3,126 companies that looked in July 2024 the way this one looks now, 0.8% went bankrupt within 24 months and 97% are still going.
- Small
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,126 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2025 | 2026 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €280,410 | €194,880 | ▼ 30.5% |
| Other operating charges640/8 | €387 | €73,638 | ▲ 18,928% |
| Gross operating margin9900 | €1.2m | €939,177 | ▼ 23.7% |
| Operating profit (loss)9901 | €950,786 | €670,659 | ▼ 29.5% |
| Financial income75/76B | €12,680 | €20,441 | ▲ 61.2% |
| Recurring financial income75 | €12,680 | €20,441 | ▲ 61.2% |
| Financial charges65/66B | - | €39 | - |
| Recurring financial charges65 | - | €39 | - |
| Profit (loss) for the period before taxes9903 | €963,466 | €691,061 | ▼ 28.3% |
| Income taxes67/77 | €243,485 | €172,765 | ▼ 29.0% |
| Profit (loss) for the period9904 | €719,981 | €518,296 | ▼ 28.0% |
| Transfer from tax-exempt reserves789 | €10,473 | - | - |
| Profit (loss) for the period to be appropriated9905 | €730,454 | €518,296 | ▼ 29.0% |
| Line | 2025 | 2026 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €2.4m | €2.9m | ▲ 21.2% |
| Fixed assets21/28 | €1.4m | €1.2m | ▼ 13.7% |
| Tangible fixed assets22/27 | €1.4m | €1.2m | ▼ 13.7% |
| Land and buildings22 | €1.4m | €1.2m | ▼ 12.3% |
| Other tangible fixed assets26 | €49,265 | €23,623 | ▼ 52.0% |
| Current assets29/58 | €1.0m | €1.7m | ▲ 70.7% |
| Amounts receivable within one year40/41 | €660,081 | €535,153 | ▼ 18.9% |
| Trade receivables40 | €35,081 | €30,918 | ▼ 11.9% |
| Other amounts receivable41 | €625,000 | €504,235 | ▼ 19.3% |
| Cash at bank and in hand54/58 | €343,794 | €1.2m | ▲ 243% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €2.4m | €2.9m | ▲ 21.2% |
| Equity10/15 | €2.4m | €2.5m | ▲ 4.9% |
| Contributions10/11 | €158,199 | €158,199 | = |
| Capital10 | €158,199 | €158,199 | = |
| Issued capital100 | €158,199 | €158,199 | = |
| Reserves13 | €15,820 | €15,820 | = |
| Non-distributable reserves130/1 | €15,820 | €15,820 | = |
| Legal reserve130 | €15,820 | €15,820 | = |
| Profit (loss) carried forward14 | €2.2m | €2.4m | ▲ 5.3% |
| Amounts payable17/49 | €3,485 | €400,000 | ▲ 11,378% |
| Amounts payable within one year42/48 | €3,485 | €400,000 | ▲ 11,378% |
| Taxes, remuneration and social security45 | €3,485 | - | - |
| Taxes450/3 | €3,485 | - | - |
| Other amounts payable47/48 | - | €400,000 | - |
| Line | 2025 | 2026 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €719,981 | €518,296 | ▼ 28.0% |
| + Depreciation and write-downs630 | €280,410 | €194,880 | ▼ 30.5% |
| Operating cash flow (approximation) | €1.0m | €713,176 | ▼ 28.7% |
| Investment in fixed assets (approximation) | - | €1 | - |
| Change in cash | - | €834,620 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62098H1142/00M000 | Wallonia | 7,561 m² | 1 · 2,804 m² | - |
Linked by address, not proof of ownership
Similar companies · same sector, comparable size
Identification & contact
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.