Fontis
ActiveSummary
Fontis has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €4.41M and a net result of €3.03M. Equity is growing by ~3.2% per year across the filed fiscal years. Its solvency ranks better than 77% of 2934 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+58
Solvency100▲+22
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €390k at 30 days acceptable
Liquidity ample (current ratio 18.1 against 4.23 in 2023; short-term debt: 5.1% and cash: 2.2% of total assets), and 24.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
75.5%
Return on assets
52%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-06-2025, 33 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
33 d early
2023
53 d early
2022
30 d early
2021
43 d early
2020
47 d early
2019
34 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, abbreviated schema
Equity
€4.41M▲ 221%
2023 · €1.37M
2018: €1.20M
2019: €1.22M
2020: €1.25M
2021: €1.28M
2022: €1.33M
2023: €1.37M
2018 → 2024
Total assets
€5.83M▲ 126%
2023 · €2.58M
2018: €2.28M
2019: €2.35M
2020: €2.40M
2021: €2.42M
2022: €2.49M
2023: €2.58M
2018 → 2024
Net result
€3.03M▲ 6,406%
2023 · €47k
2018: €15k
2019: €23k
2020: €26k
2021: €37k
2022: €43k
2023: €47k
2018 → 2024
Working capital
€5.05M▲ 2,035%
2023 · €237k
2018: €25k
2019: €52k
2020: €161k
2021: €71k
2022: €163k
2023: €237k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€1.25M-€1.28M▲ 3.0%€1.33M▲ 3.3%€1.37M▲ 3.5%€4.41M▲ 221%
Operating result€98k-€115k▲ 17.4%€121k▲ 5.1%€127k▲ 4.6%€131k▲ 3.3%
Net result€26k-€37k▲ 44.6%€43k▲ 14.2%€47k▲ 9.4%€3.03M▲ 6,406%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2024 is 3% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €5.83M
Fixed assets
€488k ▼ 78.5%
Current assets
€5.35M ▲ 1,625%
Equity and liabilities €5.83M
Equity
€4.41M ▲ 221%
Debt
€1.43M ▲ 18.4%
Debt's share of the balance-sheet total falls from 46.7% to 24.5%. Equity and debt are higher.
Key figures and ratios
Current ratio
18.10▲
2023 · 4.23
Debt to equity
0.32▼
2023 · 0.88
ROE
68.8%▲
2023 · 3.4%
ROA
52.0%▲
2023 · 1.8%
Debt ≤ 1 year
€295k▲
2023 · €73k
Debt > 1 year
€1.13M=
2023 · €1.13M
Income taxes
€244k▲
2023 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 41 lines
Balance sheet
Code20232024
Assets
Total assets20/58€2.58M€5.83M▲
Fixed assets21/28€2.27M€488k▼
Financial fixed assets28€2.27M€488k▼
Current assets29/58€310k€5.35M▲
Amounts receivable after more than one year29-€4.26M
Other amounts receivable291-€4.26M
Amounts receivable within one year40/41€4k€675k▲
Trade receivables40€4k-
Other amounts receivable41€354€675k▲
Current investments50/53€280k€280k=
Cash at bank and in hand54/58€26k€128k▲
Equity and liabilities
Total equity and liabilities10/49€2.58M€5.83M▲
Equity10/15€1.37M€4.41M▲
Contributions10/11€2.17M€2.17M=
Reserves13-€2.24M
Distributable reserves133-€2.24M
Profit (loss) carried forward14€-795k-
Amounts payable17/49€1.21M€1.43M▲
Amounts payable after more than one year17€1.13M€1.13M=
Financial debts170/4€1.13M€1.13M=
Amounts payable within one year42/48€73k€295k▲
Trade debts44€4k-
Suppliers440/4€4k-
Taxes, remuneration and social security45€24k€249k▲
Taxes450/3€24k€249k▲
Other amounts payable47/48€45k€46k▲
Income statement
Code20232024
Other operating charges640/8€1k€2k▲
Gross operating margin9900€128k€132k▲
Operating profit (loss)9901€127k€131k▲
Financial income75/76B€693€3.21M▲
Recurring financial income75€693€3.21M▲
Financial charges65/66B€65k€65k▼
Recurring financial charges65€65k€65k▼
Profit (loss) for the period before taxes9903€63k€3.28M▲
Income taxes67/77€16k€244k▲
Profit (loss) for the period9904€47k€3.03M▲
Profit (loss) for the period to be appropriated9905€47k€3.03M▲
Appropriation of the result
Profit (loss) to be appropriated9906€-795k€2.24M▲
Profit (loss) brought forward from the previous period14P€-841k€-795k▲
Transfer to equity691/2-€2.24M
To other reserves6921-€2.24M
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
25-03
State Gazette act
General meeting · Director resignation
Permanent representative · Director appointment
2025
28-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €3.03M ▲6406%
Operating result €131k, net result €3.03M, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 18.10
Current ratio from 4.23 to 18.10.
31-12
Financial
Equity above €2MEq €4.41M ▲221%
7 profitable years in a row build equity to €4.41M.
08-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
01-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
18-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
14-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Liquidity times 5current ratio 7.77
Current ratio from 1.71 to 7.77; short-term debt falls from €73k to €24k.
27-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
29-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
Show earlier events
2018
23-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
11-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
11-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brecht · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hanepad 232960 BrechtGround area
1,940 m²
Building footprint
215 m²
Volume, LiDAR
1,116 m³
Parcel 11333C0779/00C000, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Hanepad 23, 2960 Brecht
since 20102.190.294.840
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11333C0779/00C000 | Flanders | 1,940 m² | 1 · 214 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ACCOUNTANTSKANTOOR DE BUYSER J & G
BE 0452.312.582
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LISALIM
BE 0416.580.455
Nazareth-De Pinte · Eq €4.34M
IGNACE TAELMAN
BE 0426.502.961
Avelgem · Eq €4.49M
SWINNEN KRISTOF & PARTNERS
BE 0477.576.530
Lier · Eq €4.50M
ABO Invest
BE 0833.667.587
Bonheiden · Eq €4.30M
Of 12,173 companies in sector 69201 we hold annual accounts for 7,638. 1,581 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-06-1985
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
69109Other legal services
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 39 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.