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FONTEYN

Active
Private limited companyfounded 199134 yrs activeSparrenlaan 49, 2070 Beveren-Kruibeke-Zwijndrecht, BelgiumKBO/BCE: BE 0445.659.867
Summary

FONTEYN has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €747k and a net result of €63k. Equity is growing by ~31.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 12707 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
90 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▼-21
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity ample (current ratio 18.68 against 13.75 in 2024; short-term debt: 5% and cash: 22.6% of total assets), and 5.3% of the assets are financed with debt.
Credit check for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 34 years 0 40 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
94.7%
Return on assets
7.9%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 08-04-2026, 22 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
22 d early
2024
9 d early
2023
40 d early
2022
33 d early
2021
1 d late
2020
16 d early
2019
10 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€747k▲ 8.9%
2024 · €686k
2018: €184k 2019: €124k 2020: €178k 2021: €294k 2022: €339k 2023: €398k 2024: €686k
2018 → 2025
Total assets
€788k▲ 7.2%
2024 · €736k
2018: €204k 2019: €436k 2020: €419k 2021: €447k 2022: €395k 2023: €431k 2024: €736k
2018 → 2025
Net result
€63k▼ 79.0%
2024 · €298k
2018: €20k 2019: €27k 2020: €55k 2021: €118k 2022: €47k 2023: €59k 2024: €298k
2018 → 2025
Working capital
€699k▲ 11.8%
2024 · €625k
2018: €80k 2019: €-213k 2020: €-172k 2021: €175k 2022: €220k 2023: €280k 2024: €625k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€294k-€339k▲ 15.3%€398k▲ 17.3%€686k▲ 72.5%€747k▲ 8.9%
Operating result€120k-€68k▼ 43.0%€85k▲ 24.0%€100k▲ 17.7%€84k▼ 15.8%
Net result€118k-€47k▼ 60.5%€59k▲ 25.7%€298k▲ 408%€63k▼ 79.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€100k€200k€300kOperating result 2021: €120k€120kNet result 2021: €118k€118kOperating result 2022: €68k€68kNet result 2022: €47k€47kOperating result 2023: €85k€85kNet result 2023: €59k€59kOperating result 2024: €100k€100kNet result 2024: €298k€298kOperating result 2025: €84k€84kNet result 2025: €63k€63k20212022202320242025€0€100k€200k€300kOperating result 2023: €85k€85kNet result 2023: €59k€59kOperating result 2024: €100k€100kNet result 2024: €298k€298kOperating result 2025: €84k€84kNet result 2025: €63k€63k202320242025
The operating result falls in 2025; 2025 is 16% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €788k
Fixed assets €50k ▼ 18.2%
Current assets €738k ▲ 9.5%
Equity and liabilities €788k
Equity €747k ▲ 8.9%
Debt €42k ▼ 16.2%
Debt's share of the balance-sheet total falls from 6.8% to 5.3%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€95k
2024 · €110k
Cash flow
€74k
2024 · €308k
Current ratio
18.68
2024 · 13.75
Debt to equity
0.06
2024 · 0.07
ROE
8.4%
2024 · 43.4%
ROA
7.9%
2024 · 40.5%
Interest coverage
40.11
2024 · 439.22
Debt ≤ 1 year
€40k
2024 · €49k
Income taxes
€28k
2024 · €52k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet Code20242025
Assets
Total assets20/58€736k€788k
Fixed assets21/28€62k€50k
Tangible fixed assets22/27€62k€50k
Land and buildings22€28k€25k
Furniture and vehicles24€33k€25k
Financial fixed assets28€36€36=
Current assets29/58€674k€738k
Amounts receivable within one year40/41€34k€25k
Trade receivables40€23k€25k
Other amounts receivable41€11k-
Current investments50/53€221k€523k
Cash at bank and in hand54/58€410k€179k
Deferred charges and accrued income490/1€9k€12k
Equity and liabilities
Total equity and liabilities10/49€736k€788k
Equity10/15€686k€747k
Reserves13€686k€747k
Distributable reserves133€686k€747k
Amounts payable17/49€50k€42k
Amounts payable within one year42/48€49k€40k
Trade debts44€2k€2k
Suppliers440/4€2k€2k
Taxes, remuneration and social security45€40k€15k
Taxes450/3€40k€15k
Other amounts payable47/48€7k€23k
Accrued charges and deferred income492/3€644€2k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€11k
Other operating charges640/8€1k€1k
Gross operating margin9900€111k€97k
Operating profit (loss)9901€100k€84k
Financial income75/76B€251k€9k
Recurring financial income75€251k€9k
Financial charges65/66B€250€2k
Recurring financial charges65€250€2k
Profit (loss) for the period before taxes9903€350k€90k
Income taxes67/77€52k€28k
Profit (loss) for the period9904€298k€63k
Profit (loss) for the period to be appropriated9905€298k€63k
Appropriation of the result
Profit (loss) to be appropriated9906€298k€63k
Transfer from equity791/2€2k-
Transfer to equity691/2€296k€61k
To other reserves6921€296k€61k
Profit to be distributed694/7€3k€2k
Return on contributions (dividend)694€3k€2k

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
19-08
State Gazette act General meeting · Director resignation
Permanent representative
08-04
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
21-04
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial Highest result since 2018net €298k ▲408%
Net result €298k, the highest in the series.
30-09
Financial Equity above €500kEq €686k ▲72.5%
7 profitable years in a row build equity to €686k.
21-03
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
28-03
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial Liquidity doublescurrent ratio 5.01
Current ratio from 2.20 to 5.01; short-term debt falls from €145k to €55k.
01-05
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 1 day late
2021
30-09
Financial Liquidity times 8current ratio 2.20
Current ratio from 0.28 to 2.20; short-term debt falls from €239k to €145k.
30-09
Financial Equity above €200kEq €294k ▲65.6%
4 profitable years in a row build equity to €294k.
14-04
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
Show earlier events
2020
30-09
Financial Equity above €150kEq €178k ▲43.1%
3 profitable years in a row build equity to €178k.
20-04
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
20-03
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
27-04
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
31-03
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2019
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Sparrenlaan 492070 Beveren-Kruibeke-Zwijndrecht
Ground area
304 m²
Building footprint
89 m²
Volume, LiDAR
637 m³
Parcel 11011A0009/00H004, Flanders · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Sparrenlaan 49, 2070 Beveren-Kruibeke-Zwijndrecht
Certified accountants and tax accountants
since 20192.287.981.857
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11011A0009/00H004 Flanders 304 m² 1 · 89 m² 10.9 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 12,173 companies in sector 69201 we hold annual accounts for 7,638. 4,942 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded06-11-1991
Fiscal year end30-09
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.