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Fontec

Active
Public limited companyfounded 1973active for 53 yearsDelleurlaan 15, 1170 Watermaal-Bosvoorde, BelgiumKBO/BCE: BE 0412.947.608
Summary

Fontec has been active since 1973 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.6m and a net result of €1.8m. Equity is growing by about 16% per year across the filed financial years. Its solvency ranks better than 24% of 2,416 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Overview

Activity
Site preparation
NACE 43120
#2 company by equity in Watermaal-Bosvoorde, Construction sector2 sites
Size
€15.9mturnover 2025
Staff
19.6 FTE
Equity
€1.6m
Profit
€1.8m
Financial health
67 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.9%
Structure
Parent
SOLETANCHE FREYSSINET S.A.S. · 100%
Auditor: BE Audit SRLAccounts 45 days early1 of 17 deeds read
Why 67raises riskLiquidity: current ratio 0.64, cash €4,351, halvedEquity €1.6m (22.8% of total assets)Sector: Specialised construction activities (NACE 43)lowers riskSize: turnover €15.9m, 19.6 FTE, total assets €6.9mShow the evidence

Checked score

Score 2025
67 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 45% of its sector peers (NACE 43, small)
Financial strength · tick = 2024
Average
Solvency 48-5
equity 22.8% of total assets
Liquidity 12-4
short-term debt 71.1% · cash 0.1%
Profitability 97+24
return on assets 25.9%
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (2,639 companies, NACE 43, small)
Last 24 months 11-2024: 0.5% 12-2024: 0.5%● unchanged vs 11-2024 01-2025: 0.5%● unchanged vs 12-2024 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.6%▲ +0.1 percentage points vs 06-2025 08-2025: 0.4%▼ -0.2 percentage points vs 07-2025lowest value 09-2025: 0.4%● unchanged vs 08-2025lowest value 10-2025: 0.4%● unchanged vs 09-2025lowest value 11-2025: 0.4%● unchanged vs 10-2025lowest value 12-2025: 0.4%● unchanged vs 11-2025lowest value 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.5%▲ +0.1 percentage points vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.9%▲ +0.4 percentage points vs 06-2026highest value 08-2026: 0.9%● unchanged vs 07-2026highest value 09-2026: 0.9%● unchanged vs 08-2026highest value 10-2026: 0.9%● unchanged vs 09-2026highest value
Credit of up to €100,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.64, compared with 1.12 in 2024; short-term debt: 71.1% and cash: 0.1% of total assets), and 77.2% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, small): better than 25% on solvency, 5% on liquidity, 95% on profitability and 57% on growth.

The bankruptcy probability was computed on 08-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
−lowers risk+raises risk○neutral
raises risk · Liquidity: current ratio 0.64, cash €4,351, halved
NBB · annual accounts
raises risk · Equity €1.6m (22.8% of total assets)
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Size: turnover €15.9m, 19.6 FTE, total assets €6.9m
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 2416 sector peers (2025).
NBB · sector comparison
Position among 2416 sector peers
Solvency
better than 24%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-06-2026, 45 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
45 days early
2024
31 days early
2023
48 days early
2022
39 days early
2021
38 days early
2020
30 days early
2019
29 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 37 days before the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
09-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Reappointments: Yves Barge, Nathalie Jamard and…Appointment: Be Audit SRL (commissaire…
  2. Annual accounts filedfinancial year 2025 · full…
  3. Highest result from 2018 to 2025net €1.8m ▲298%

Key points

  • Positive: Turnover rose in 2025from €7.6m to €15.9m ▲ 108% View
  • Positive: Among the best 5% on net resultsector median €41,630 · 2,416 companies €1.8m View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Controlled by SOLETANCHE FREYSSINET S.A.S.ultimately: VINCI SA 100% View
  • Positive: 5 profitable years in a rowprofit 2025: €1.8m 5 years View
  • Active since 1973founded 17-01-1973 53 years View

By topic

Financials

Financial year
2025
Turnover
€15.9m
Profit
€1.8m
Solvency
22.8%
Turnover▲ 108%
Net result
20182025
Go to Financials

Board & ownership

Board
3 members
Parent
SOLETANCHE FREYSSINET S.A.S. · 100%
Auditor
BE Audit SRL
  • Michel RooversDirector
  • Nathalie JamardDirector
  • Yves BargeDirector
Go to Board & ownership

Timeline

Events
55
Since
1978
Next accounts
by 31-07-2027
  1. 30-06-2025Annual accounts filed
  2. 13-06-2024Annual accounts filed
  3. 22-06-2023Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Public limited company
Activity
Site preparationNACE 43120
Founded
17-01-1973
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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