FONT'IMMO
ActiveSummary
FONT'IMMO has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€29,965) and a net result of -€768. Equity is growing by ~9.6% per year across the filed fiscal years. Its solvency ranks better than 15% of 14284 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability69▼-2
Solvency18=
Growth78=
Track record94
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.11 against 0.1 in 2024; short-term debt: 105.1% and cash: 10.1% of total assets), and equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-6.9%
Return on assets
-0.2%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year -€29,965
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
14 d early
2024
18 d late
2023
29 d early
2022
25 d early
2021
30 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 4 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 17 July (4 of the last 5 filed years within 32 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
-€29,965▼ 2.6%
2024 · -€29,198
Total assets
€434,401▼ 1.7%
2024 · €442,118
Net result
-€768
2024 · €8,493
Working capital
-€406,740▲ 3.1%
2024 · -€419,775
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€48,999-€9,125-€2,554€8,580-€688
Net result-€49,080below the sector's middle half-€9,041within the sector's middle half-€2,652within the sector's middle half€8,493within the sector's middle half-€768within the sector's middle half
Equity-€44,080below the sector's middle half--€35,038below the sector's middle half▲ 20.5%-€37,691below the sector's middle half▼ 7.6%-€29,198below the sector's middle half▲ 22.5%-€29,965below the sector's middle half▼ 2.6%
Total assets€463,632within the sector's middle half-€452,930within the sector's middle half▼ 2.3%€439,225within the sector's middle half▼ 3.0%€442,118within the sector's middle half▲ 0.7%€434,401within the sector's middle half▼ 1.7%
Debt€507,711-€487,968▼ 3.9%€476,916▼ 2.3%€471,315▼ 1.2%€464,367▼ 1.5%
Working capital-€478,641below the sector's middle half--€452,463below the sector's middle half▲ 5.5%-€441,642below the sector's middle half▲ 2.4%-€419,775below the sector's middle half▲ 5.0%-€406,740below the sector's middle half▲ 3.1%
Solvency-9.5%below the sector's middle half--7.7%below the sector's middle half▲ 1.8pp-8.6%below the sector's middle half▼ 0.8pp-6.6%below the sector's middle half▲ 2.0pp-6.9%below the sector's middle half▼ 0.3pp
Current ratio0.05below the sector's middle half-0.06below the sector's middle half▲ 0.010.06below the sector's middle half=0.10below the sector's middle half▲ 0.040.11below the sector's middle half▲ 0.01
Return on assets (ROA)-10.6%below the sector's middle half-2.0%within the sector's middle half▲ 12.6pp-0.6%within the sector's middle half▼ 2.6pp1.9%within the sector's middle half▲ 2.5pp-0.2%within the sector's middle half▼ 2.1pp
above
within
below
the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €688 after €8,580 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €434,401
Fixed assets
€384,444 ▼ 3.4%
Current assets
€49,957 ▲ 12.7%
Key figures and ratios
EBITDA
€12,645▼
2024 · €21,914
Cash flow
€12,565▼
2024 · €21,826
Debt to equity
-15.50▲
2024 · -16.14
Interest coverage
158.07▼
2024 · 247.61
Debt ≤ 1 year
€456,697▼
2024 · €464,115
Debt > 1 year
€6,500▲
2024 · €6,380
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,564 companies that looked in July 2024 the way this one looks now, 5.1% went bankrupt within 24 months and 89% are still going.
- Micro
- 5 to 10 years old
- negative equity
- a small loss
5.1%
went bankrupt
5.4%
stopped otherwise
89%
still going
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.0% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,564 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €65,026 | €16,467 | €13,333 | €13,333 | €13,333 | = |
| Other operating charges640/8 | €2,117 | €2,329 | €2,384 | €2,468 | €2,585 | ▲ 4.8% |
| Gross operating margin9900 | €18,144 | €27,921 | €13,163 | €24,382 | €15,231 | ▼ 37.5% |
| Operating profit (loss)9901 | -€48,999 | €9,125 | -€2,554 | €8,580 | -€688 | ▼ 108% |
| Financial income75/76B | - | - | - | €1 | €0 | ▼ 100% |
| Recurring financial income75 | - | - | - | €1 | €0 | ▼ 100% |
| Financial charges65/66B | €80 | €84 | €99 | €89 | €80 | ▼ 9.6% |
| Recurring financial charges65 | €80 | €84 | €99 | €89 | €80 | ▼ 9.6% |
| Profit (loss) for the period before taxes9903 | -€49,080 | €9,041 | -€2,652 | €8,493 | -€768 | ▼ 109% |
| Profit (loss) for the period9904 | -€49,080 | €9,041 | -€2,652 | €8,493 | -€768 | ▼ 109% |
| Profit (loss) for the period to be appropriated9905 | -€49,080 | €9,041 | -€2,652 | €8,493 | -€768 | ▼ 109% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €463,632 | €452,930 | €439,225 | €442,118 | €434,401 | ▼ 1.7% |
| Fixed assets21/28 | €440,911 | €424,444 | €411,111 | €397,778 | €384,444 | ▼ 3.4% |
| Tangible fixed assets22/27 | €440,911 | €424,444 | €411,111 | €397,778 | €384,444 | ▼ 3.4% |
| Land and buildings22 | €440,911 | €424,444 | €411,111 | €397,778 | €384,444 | ▼ 3.4% |
| Current assets29/58 | €22,720 | €28,486 | €28,114 | €44,340 | €49,957 | ▲ 12.7% |
| Amounts receivable within one year40/41 | - | - | - | €865 | €6,001 | ▲ 594% |
| Trade receivables40 | - | - | - | €865 | €6,001 | ▲ 594% |
| Cash at bank and in hand54/58 | €22,634 | €28,393 | €28,009 | €43,364 | €43,839 | ▲ 1.1% |
| Deferred charges and accrued income490/1 | €86 | €93 | €105 | €110 | €117 | ▲ 6.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €463,632 | €452,930 | €439,225 | €442,118 | €434,401 | ▼ 1.7% |
| Equity10/15 | -€44,080 | -€35,038 | -€37,691 | -€29,198 | -€29,965 | ▼ 2.6% |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Profit (loss) carried forward14 | -€49,080 | -€40,038 | -€42,691 | -€34,198 | -€34,965 | ▼ 2.2% |
| Amounts payable17/49 | €507,711 | €487,968 | €476,916 | €471,315 | €464,367 | ▼ 1.5% |
| Amounts payable after more than one year17 | €5,990 | €6,240 | €6,340 | €6,380 | €6,500 | ▲ 1.9% |
| Other amounts payable178/9 | €5,990 | €6,240 | €6,340 | €6,380 | €6,500 | ▲ 1.9% |
| Amounts payable within one year42/48 | €501,361 | €480,948 | €469,756 | €464,115 | €456,697 | ▼ 1.6% |
| Trade debts44 | €1,336 | €2,408 | €92 | €696 | €4,848 | ▲ 597% |
| Suppliers440/4 | €1,336 | €2,408 | €92 | €696 | €4,848 | ▲ 597% |
| Other amounts payable47/48 | €500,026 | €478,540 | €469,663 | €463,420 | €451,848 | ▼ 2.5% |
| Accrued charges and deferred income492/3 | €360 | €780 | €820 | €820 | €1,170 | ▲ 42.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€49,080 | €9,041 | -€2,652 | €8,493 | -€768 | ▼ 109% |
| + Depreciation and write-downs630 | €65,026 | €16,467 | €13,333 | €13,333 | €13,333 | = |
| Operating cash flow (approximation) | €15,946 | €25,508 | €10,681 | €21,826 | €12,565 | ▼ 42.4% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €5,759 | -€384 | €15,355 | €475 | ▼ 96.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
2024
31-12
Financial
Back to profitnet €8,493
Net result €8,493 after one loss-making year.
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €9,041
Net result €9,041 after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Floreffe
Ground area
3,001 m²
Building footprint
148 m²
Volume, LiDAR
754 m³
Parcel 92046A0082/00A000, Wallonia · tallest building 6.5 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92046A0082/00A000 | Wallonia | 3,001 m² | 1 · 148 m² | 6.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 9,144 companies in sector 68201 we hold annual accounts for 6,775. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-02-2021
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
Contact
E-mail
FontImmo@hotmail.com
E-invoicing
Reachable via Peppol
Peppol ID
0208:0762728618
Also
9925:BE0762728618
Registered
27-05-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.