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Private limited companyfounded 2023active for 3 yearsIndustrielaan 8, 2250 Olen, BelgiumKBO/BCE: BE 0803.578.187
Summary

FonsI is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €126,427 and a net result of €21,969. Its solvency ranks better than 74% of 9,754 sector peers (NACE 64, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Overview

Official details

Source: KBO
Status
Active since 04-07-2023 Normal situation
Activity
Activities of holding companies NACE 64210
Establishment unit
2.349.294.765 2250 Olen, since 04-07-2023
Financial year end
31 December
Peppol
Reachable since 10-12-2025

Board and ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
Profit
€21,969
▼ 77.9%
Equity
€126,427
▲ 21.0%
Total assets
€164,814
▲ 19.9%
SignalsneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
28 days early
2024
2 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 15 days before the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Financials

Financials · financial year 2025, micro format

Annual accounts 2025 filed on 03-07-2026 at the NBB all 2 filings

Equity
€126,427▲ 21.0%
2024 · €104,458
Net result
€21,969▼ 77.9%
2024 · €99,458
Total assets
€164,814▲ 19.9%
2024 · €137,411
Solvency
76.7%▲ 0.7pp
2024 · 76.0%
Trend over the years

2024 to 2025, 2 financial years

The operating result for 2025 is 76% lower than in 2024.

Operating result€31,260 2025 Net result€21,969 2025

Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.

Use the arrow keys on the chart for the figures per year.

The sector band is the middle half of the companies in Financial service activities, except insurance and pension funding (NACE 64). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line20242025
Operating result€128,141-€31,260▼ 75.6%
Net result€99,458above the sector's middle half-€21,969within the sector's middle half▼ 77.9%
Equity€104,458within the sector's middle half-€126,427within the sector's middle half▲ 21.0%
Total assets€137,411within the sector's middle half-€164,814within the sector's middle half▲ 19.9%
Debt€32,953-€38,387▲ 16.5%
Working capital€104,458within the sector's middle half-€126,427within the sector's middle half▲ 21.0%
Solvency76.0%within the sector's middle half-76.7%within the sector's middle half▲ 0.7pp
Current ratio4.17within the sector's middle half-4.29above the sector's middle half▲ 0.12
Return on assets (ROA)72.4%above the sector's middle half-13.3%within the sector's middle half▼ 59.1pp
above within below The sector band is the middle half of the companies in Financial service activities, except insurance and pension funding (NACE 64). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €164,814
Equity €126,427 ▲ 21.0%
Debt €38,387 ▲ 16.5%
Debt's share of the balance-sheet total falls from 24.0% to 23.3%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
ROE
17.4%▼
2024 · 95.2%
Debt ≤ 1 year
€38,387▲
2024 · €32,953
Income taxes
€9,238▼
2024 · €28,362
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 31 lines
Balance sheet Code20242025
Assets
Total assets20/58€137,411€164,814▲
Current assets29/58€137,411€164,814▲
Amounts receivable within one year40/41€17,073€6,141▼
Trade receivables40€12,604€4,201▼
Other amounts receivable41€4,468€1,940▼
Cash at bank and in hand54/58€120,339€158,672▲
Equity and liabilities
Total equity and liabilities10/49€137,411€164,814▲
Equity10/15€104,458€126,427▲
Contributions10/11€5,000€5,000=
Reserves13-€21,969
Distributable reserves133-€21,969
Profit (loss) carried forward14€99,458€99,458=
Amounts payable17/49€32,953€38,387▲
Amounts payable within one year42/48€32,953€38,387▲
Trade debts44€4,591€787▼
Suppliers440/4€4,591€787▼
Taxes, remuneration and social security45€28,362€37,600▲
Taxes450/3€28,362€37,600▲
Income statement Code20242025
Other operating charges640/8€890€620▼
Gross operating margin9900€129,031€31,879▼
Operating profit (loss)9901€128,141€31,260▼
Financial charges65/66B€321€53▼
Recurring financial charges65€321€53▼
Profit (loss) for the period before taxes9903€127,820€31,207▼
Income taxes67/77€28,362€9,238▼
Profit (loss) for the period9904€99,458€21,969▼
Profit (loss) for the period to be appropriated9905€99,458€21,969▼
Appropriation of the result
Profit (loss) to be appropriated9906€99,458€121,427▲
Profit (loss) brought forward from the previous period14P-€99,458
Transfer to equity691/2-€21,969
To other reserves6921-€21,969

The notes to these accounts have 1 item. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 03-07-2026.

Line20242025Change
Other operating charges640/8€890€620▼ 30.4%
Gross operating margin9900€129,031€31,879▼ 75.3%
Operating profit (loss)9901€128,141€31,260▼ 75.6%
Financial charges65/66B€321€53▼ 83.5%
Recurring financial charges65€321€53▼ 83.5%
Profit (loss) for the period before taxes9903€127,820€31,207▼ 75.6%
Income taxes67/77€28,362€9,238▼ 67.4%
Profit (loss) for the period9904€99,458€21,969▼ 77.9%
Profit (loss) for the period to be appropriated9905€99,458€21,969▼ 77.9%
Line20242025Change
Assets
Total assets20/58€137,411€164,814▲ 19.9%
Current assets29/58€137,411€164,814▲ 19.9%
Amounts receivable within one year40/41€17,073€6,141▼ 64.0%
Trade receivables40€12,604€4,201▼ 66.7%
Other amounts receivable41€4,468€1,940▼ 56.6%
Cash at bank and in hand54/58€120,339€158,672▲ 31.9%
Equity and liabilities
Total equity and liabilities10/49€137,411€164,814▲ 19.9%
Equity10/15€104,458€126,427▲ 21.0%
Contributions10/11€5,000€5,000=
Reserves13-€21,969-
Distributable reserves133-€21,969-
Profit (loss) carried forward14€99,458€99,458=
Amounts payable17/49€32,953€38,387▲ 16.5%
Amounts payable within one year42/48€32,953€38,387▲ 16.5%
Trade debts44€4,591€787▼ 82.9%
Suppliers440/4€4,591€787▼ 82.9%
Taxes, remuneration and social security45€28,362€37,600▲ 32.6%
Taxes450/3€28,362€37,600▲ 32.6%
Line20242025Change
Profit (loss) for the period9904€99,458€21,969▼ 77.9%
Operating cash flow (approximation)€99,458€21,969▼ 77.9%
Change in cash-€38,334-

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (2)
Financial year Type Filed Reference Document
31-12-2025 micro format 03-07-2026 2026-00246295 PDF
31-12-2024 micro format 29-07-2025 2025-00322817 PDF

Board & ownership

Directors

Directors
1 director, no change since 2023
IMBERECHTS Walter Johan Simone
Director · appointed in the act of 06-07-2023 · term without a fixed end · listed in the 2025 annual accounts, filed on 03-07-2026
Current
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 06-07-2023

Owners and capital

Shareholders

At incorporation act of 06-07-2023 ↗

Capital transactions

Capital over time
  1. 06-07-2023 Incorporation · €5,000 · 100 shares

Articles of association

Board ruleThese rules set how the board is made up, meets and takes decisions.
“Bestuursorgaan, algemene vergadering bepaalt aantal,duur opdracht en bij meerdere bevoegdheid”

Articles of association, deed of 06-07-2023 (in Dutch)

Network & group

FonsI shares no director with another company.

Companies at the same address

4 other companies

Connections & network

1 current director
Depth

The network starts from the directors of FonsI. Every other company they run is a node.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Acts, filings and financial milestones

Deadline for the 2026 accounts: 31-07-2027
2026
03-07
NBB filing Annual accounts 2025 filedNBB
micro format · 28 days before the deadline
2025
29-07
NBB filing Annual accounts 2024 filedPDF
micro format · 2 days before the deadline
2023
06-07
Gazette deed Incorporation
Starting capital €5,000 · Appointment: IMBERECHTS Walter Johan Simone (director) · Permanent representative: IMBERECHTS Walter Johan Simone · Founder9 points ▸
  • Incorporation, 29-06-2023
  • Founder, IMBERECHTS Walter Johan Simone
  • Founding capital, €5,000
  • Bank account, “KBC Bank, bijzondere rekening namens vennootschap in oprichting” (deed in Dutch)
  • Other provision, 29-06-2023
  • Pre-incorporation commitments, “takeover, alle verbintenissen en verplichtingen en alle activiteiten ondernomen door comparanten in naam en voor rekening van vennootschap in oprichting” (deed in Dutch)
  • Board rule, 1
  • Director appointment, IMBERECHTS Walter Johan Simone (director)
  • Permanent representative, IMBERECHTS Walter Johan Simone

Open the act in the Belgian Official Gazette

Gazette deedNBB filing

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

History

FonsI was incorporated on 4 July 2023 as a private limited company by one natural person, with a starting capital of €5,000.12 IMBERECHTS Walter Johan Simone is director of the company, appointed in the act of 06-07-2023.2 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 06-07-2023
  3. 3National Bank, annual accounts 2025

Company details

Register details

Identity

KBO record
Name FonsI in Dutch
Enterprise number 0803.578.187
Legal form Private limited company
Status Active, normale toestand
Founded 04-07-2023
Entity type Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 06-07-2023 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest, 2250 Olen,Industrielaan 8”
deed of 06-07-2023 (in Dutch)

Registered office and establishments

Registered office Industrielaan 8, 2250 Olen, Belgium
Establishment unit FonsI, Industrielaan 8, 2250 Olen since 04-07-2023 · unit number 2.349.294.765

Activities

NACEBEL 2025
64210 Activities of holding companies main activity
Codes under NACEBEL 2008
64200 Holdings main activity
PurposeThe purpose describes the activities the company may carry out under its articles.
“Het nemen van participaties in andere ondernemingen; Het verlenen van advies in verband met beheer en management van ondernemingen…”
12 activities
  1. Het nemen van participaties in andere ondernemingen;
  2. Het verlenen van advies in verband met beheer en management van ondernemingen omvattende onder meer: Advies op het gebied van bedrijfsvoering en beheer;
  3. Het tussenkomen in het dagelijks bestuur en het vertegenwoordigen van bedrijven door onder meer het uitoefenen van mandaten van bestuurder,zaakvoerder,directeur of vereffenaar;
  4. Studie,organisatie en raadgevend bureau inzake juridische,financiële,handels,bedrijfseconomische of sociale aangelegenheden met inbegrip van alle handelingen die verband houden met advies,documentatie en publicatie over juridische,sociale,economische en financiële problemen;
  5. Het begeleiden van bedrijven op het gebied van handel,nijverheid en administratie,het verrichten van secretariaatswerkzaamheden,het domiciliëren van bedrijven,het ter beschikking stellen van kantoren,magazijnen en fabricageruimten,het verrichten van voorbereidende studies en adviezen op gebied van management,bedrijfsvoering,economische wetgeving,marketing,export en import,het drukken en uitgeven van studies,rapporten en het verlenen van hulp aan bedrijven in oprichting of bij overname van bestaande bedrijven,zenden en ontvangen van post en meer in het algemeen alles te doen wat de oprichting,de uitbating en het beheer van de bedrijven van nut kan zijn;
  6. Het verstrekken van allerlei diensten aan bedrijven,zoals: instaan voor de boekhouding,de administratie en het algemeen financieel beleid; instaan voor de marketing,promotie en publiciteit; ondersteuning,coördinatie en bemiddeling inzake aan- en verkoop; instaan voor het personeelsbeleid.
  7. Het ontwikkelen en centraliseren van het financiële beheer,van de thesaurie en activiteiten die er rechtstreeks of onrechtstreeks mee verband houden ten voordele van zichzelf en van rechtspersonen waarvan de vennootschap aandelen aanhoudt,alsook ten voordele van andere rechtspersonen en ondernemingen.
  8. Het beheer van patrimonium;
  9. Het beleggen van roerende waarden;
  10. Het verwerven,beheren en verkopen van onroerende goederen of zakelijke rechten daarop,in België of in het buitenland;
  11. Het huren,verhuren,in erfpacht of gebruik nemen van onroerende en/of roerende goederen en onroerende leasing;
  12. Het vormen en beheren van een onroerend en/of roerend patrimonium bestaande uit lichamelijke of onlichamelijke onroerende en/of roerende goederen.
deed of 06-07-2023 (in Dutch)

Invoicing and payment

VAT number BE 0803.578.187
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:0803578187
Registered 10-12-2025

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 2 November 2026 · Peppol Directory

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12

Sites & property

Location
registered office establishment The establishment unit on the map
5 companies at this address See who is registered here

Buildings and parcels at the address

Ground area
1.4 ha
Building footprint
3,149 m²
Building volume
22,227 m³
Cadastral parcel Region Area Buildings Height / floors
13029F0680/00H000 Flanders 1.4 ha 1 · 3,149 m² 10.2 m · 2