FONS MARTENS
ActiveFONS MARTENS has been active since 1980 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €348k and a net result of €82k. Equity remains stable across the filed fiscal years (±0.5% per year). Its solvency ranks better than 63% of 27787 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▲+15
Solvency84▲+6
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 1.79 against 1.54 in 2024; short-term debt: 41% and cash: 38.9% of total assets), and 41% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59%
Return on assets
13.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-05-2026, 65 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
65 d early
2024
6 d early
2023
28 d early
2022
22 d late
2021
31 d late
2020
31 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€348k▲ 26.0%
2024 · €277k
2018: €329k
2019: €339k
2020: €371k
2021: €313k
2022: €327k
2023: €328k
2024: €277k
2018 → 2025
Total assets
€591k▲ 12.7%
2024 · €524k
2018: €361k
2019: €386k
2020: €490k
2021: €469k
2022: €482k
2023: €548k
2024: €524k
2018 → 2025
Net result
€82k▲ 714%
2024 · €10k
2018: €7k
2019: €10k
2020: €32k
2021: €5k
2022: €15k
2023: €1k
2024: €10k
2018 → 2025
Working capital
€191k▲ 48.8%
2024 · €128k
2018: €269k
2019: €238k
2020: €229k
2021: €117k
2022: €100k
2023: €137k
2024: €128k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€313k-€327k▲ 4.7%€328k▲ 0.3%€277k▼ 15.7%€348k▲ 26.0%
Operating result€-798-€15k€728▼ 95.3%€16k▲ 2,063%€125k▲ 693%
Net result€5k-€15k▲ 189%€1k▼ 92.7%€10k▲ 840%€82k▲ 714%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 693% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €591k
Fixed assets
€158k▼ 0.4%
Current assets
€433k▲ 18.4%
Equity and liabilities €591k
Equity
€348k▲ 26.0%
Debt
€242k▼ 2.0%
The debt ratio falls from 47.2% to 41.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€168k▲
2024 · €60k
Cash flow
€125k▲
2024 · €54k
Solvency
59.0%▲
2024 · 52.8%
Current ratio
1.79▲
2024 · 1.54
Quick ratio
1.15▲
2024 · 1.08
Debt / equity
0.69▼
2024 · 0.89
ROE
23.5%▲
2024 · 3.6%
ROA
13.9%▲
2024 · 1.9%
Interest coverage
16.41▼
2024 · 67.53
Debt
€242k▼
2024 · €247k
Debt ≤ 1 year
€242k▲
2024 · €237k
Income taxes
€35k▲
2024 · €6k
Staff costs
€186k▲
2024 · €171k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€524k€591k▲
Fixed assets21/28€158k€158k▼
Tangible fixed assets22/27€158k€158k▼
Land and buildings22€54k€49k▼
Plant, machinery and equipment23€74k€98k▲
Furniture and vehicles24€30k€11k▼
Current assets29/58€365k€433k▲
Stocks and contracts in progress3€109k€155k▲
Stocks30/36€109k€154k▲
Contracts in progress37-€875
Amounts receivable within one year40/41€26k€17k▼
Trade receivables40€26k€16k▼
Other amounts receivable41-€1k
Current investments50/53-€31k
Cash at bank and in hand54/58€227k€230k▲
Deferred charges and accrued income490/1€3k€0▼
Equity and liabilities
Total equity and liabilities10/49€524k€591k▲
Equity10/15€277k€348k▲
Contributions10/11€63k€63k=
Capital10€63k€63k=
Issued capital100€63k€63k=
Reserves13€213k€286k▲
Non-distributable reserves130/1€42k€42k=
Legal reserve130€42k€42k=
Tax-exempt reserves132€6k€6k=
Distributable reserves133€165k€238k▲
Profit (loss) carried forward14€1k€0▼
Amounts payable17/49€247k€242k▼
Amounts payable within one year42/48€237k€242k▲
Current portion of amounts payable after more than one year42-€0
Trade debts44€42k€15k▼
Suppliers440/4€42k€15k▼
Advances received on contracts in progress46€25k-
Taxes, remuneration and social security45€29k€67k▲
Taxes450/3€26k€60k▲
Remuneration and social security454/9€3k€8k▲
Other amounts payable47/48€142k€159k▲
Accrued charges and deferred income492/3€10k€0▼
Income statement
Code20242025
Non-recurring operating income76A€2k€0▼
Remuneration, social security and pensions62€171k€186k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€44k€43k▼
Other operating charges640/8€10k€8k▼
Gross operating margin9900€241k€362k▲
Operating profit (loss)9901€16k€125k▲
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€884€10k▲
Recurring financial charges65€884€10k▲
Profit (loss) for the period before taxes9903€16k€117k▲
Income taxes67/77€6k€35k▲
Profit (loss) for the period9904€10k€82k▲
Profit (loss) for the period to be appropriated9905€10k€82k▲
Appropriation of the result
Profit (loss) to be appropriated9906€11k€83k▲
Profit (loss) brought forward from the previous period14P€1k€1k=
Transfer from equity791/2€62k€10k▼
Transfer to equity691/2€10k€83k▲
To other reserves6921€10k€83k▲
Profit to be distributed694/7€62k€10k▼
Return on contributions (dividend)694€62k€10k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €82k ▲714%
Operating result €125k, net result €82k, both a record.
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €1k ▼92.7%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
03-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 3 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hoogstraten · 1 establishment unit since 1980
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Groot Eyssel 392328 HoogstratenGround area
1,064 m²
Building footprint
257 m²
Volume, LiDAR
1,255 m³
Parcel 13022C0643/00D000, Flanders · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FONSMARTENS NV
since 19802.019.090.434
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13022C0643/00D000 | Flanders | 1,064 m² | 1 · 257 m² | 6.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 1,220 EUR awarded · 1,220 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 1,220 EUR | 1,220 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
549300CE7PT0LH2EMR84
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BERVAN DESIGN
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Tielt · Eq €349k
Of 20,026 companies in sector 43320 we hold annual accounts for 9,137. 6,640 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded29-03-1980
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
45421
Sources
Crossroads Bank for EnterprisesNational Bank · 46 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.