Fonkelveer
ActiveFonkelveer has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €56k and a net result of €28k. Equity is growing by ~56.8% per year across the filed fiscal years. Its solvency ranks better than 64% of 7709 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+58
Solvency91▲+15
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 3.43 against 2.06 in 2024; short-term debt: 28.8% and cash: 83.2% of total assets), and 33.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.2%
Return on assets
33.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
19 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€56k▲ 105%
2024 · €27k
2023: €25k
2024: €27k
2023 → 2025
Total assets
€84k▲ 56.6%
2024 · €54k
2023: €46k
2024: €54k
2023 → 2025
Net result
€28k▲ 1,062%
2024 · €2k
2023: €23k
2024: €2k
2023 → 2025
Working capital
€59k▲ 116%
2024 · €27k
2023: €24k
2024: €27k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€25k-€27k▲ 9.9%€56k▲ 105%
Operating result€31k-€7k▼ 77.2%€42k▲ 488%
Net result€23k-€2k▼ 89.3%€28k▲ 1,062%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 488% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €84k
Fixed assets
€869▲ 66.6%
Current assets
€83k▲ 56.5%
Equity and liabilities €84k
Equity
€56k▲ 105%
Debt
€28k▲ 7.4%
The debt ratio falls from 49.3% to 33.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€43k▲
2024 · €8k
Cash flow
€29k▲
2024 · €3k
Solvency
66.2%▲
2024 · 50.7%
Current ratio
3.43▲
2024 · 2.06
Quick ratio
3.43▲
2024 · 2.06
Debt / equity
0.51▼
2024 · 0.97
ROE
51.1%▲
2024 · 9.0%
ROA
33.8%▲
2024 · 4.6%
Interest coverage
13.38▲
2024 · 2.14
Debt
€28k▲
2024 · €26k
Debt ≤ 1 year
€24k▼
2024 · €26k
Income taxes
€10k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€54k€84k▲
Fixed assets21/28€522€869▲
Tangible fixed assets22/27€522€869▲
Furniture and vehicles24€522€869▲
Current assets29/58€53k€83k▲
Amounts receivable within one year40/41€25k€12k▼
Trade receivables40€25k€12k▼
Other amounts receivable41€0-
Cash at bank and in hand54/58€27k€70k▲
Deferred charges and accrued income490/1€1k€912▼
Equity and liabilities
Total equity and liabilities10/49€54k€84k▲
Equity10/15€27k€56k▲
Contributions10/11€2k€2k=
Reserves13€25k€54k▲
Distributable reserves133€25k€54k▲
Amounts payable17/49€26k€28k▲
Amounts payable within one year42/48€26k€24k▼
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€19k€12k▼
Taxes450/3€17k€9k▼
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€5k€10k▲
Accrued charges and deferred income492/3€594€4k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€358€573▲
Other operating charges640/8€800€400▼
Gross operating margin9900€8k€43k▲
Operating profit (loss)9901€7k€42k▲
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€4k€39k▲
Income taxes67/77€1k€10k▲
Profit (loss) for the period9904€2k€28k▲
Profit (loss) for the period to be appropriated9905€2k€28k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€28k▲
Transfer to equity691/2€2k€28k▲
To other reserves6921€2k€28k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €28k ▲1062%
Operating result €42k, net result €28k, both a record.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €2k ▼89.3%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zemst · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Fabiolalaan 21982 ZemstGround area
1,234 m²
Building footprint
177 m²
Volume, LiDAR
1,124 m³
Parcel 23018A0126/00T000, Flanders · tallest building 12.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Fonkelveer
since 20232.340.240.905
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23018A0126/00T000 | Flanders | 1,234 m² | 1 · 177 m² | 12.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 1,662 EUR awarded · 1,663 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 0 EUR | 635 EUR |
| 2023 | 1 | 1,662 EUR | 1,028 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 24,501 companies in sector 82990 we hold annual accounts for 9,399. 6,982 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-01-2023
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.