FONIMMO.RL
ActiveFONIMMO.RL has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-945k) and a net result of €-183k. Equity is shrinking by ~47.6% per year across the filed fiscal years. Its solvency ranks better than 10% of 13936 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
42
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability25▲+2
Solvency7▼-3
Growth58=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.21 against 0.25 in 2024; short-term debt: 42.8% and cash: 5% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-18.5%
Return on assets
-3.6%
Age of the figures
12 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-945k
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 22-05-2026, 22 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
22 d late
2024
27 d late
2023
31 d late
2022
17 d late
2021
24 d late
2020
31 d late
2019
18 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-183k▲ 19.6%
2024 · €-228k
2018: €-259k
2019: €-242k
2020: €-208k
2021: €-267k
2022: €-125k
2023: €-179k
2024: €-228k
2018 → 2025
Working capital
€-1.73M▼ 13.8%
2024 · €-1.52M
2018: €-939k
2019: €-1.02M
2020: €-1.30M
2021: €-1.44M
2022: €-1.37M
2023: €-1.44M
2024: €-1.52M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-230k-€-356k▼ 54.5%€-534k▼ 50.2%€-762k▼ 42.6%€-945k▼ 24.0%
Operating result€-33k-€126k€48k▼ 61.4%€18k▼ 62.4%€62k▲ 241%
Net result€-267k-€-125k▲ 53.0%€-179k▼ 42.4%€-228k▼ 27.5%€-183k▲ 19.6%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 241% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5.11M
Fixed assets
€4.66M▼ 0.6%
Current assets
€450k▼ 9.1%
Key figures and ratios
EBITDA
€339k▲
2024 · €287k
Cash flow
€94k▲
2024 · €41k
Solvency
-18.5%▼
2024 · -14.7%
Current ratio
0.21▼
2024 · 0.25
Quick ratio
0.21▼
2024 · 0.25
Debt / equity
-2.47▲
2024 · -2.85
ROA
-3.6%▲
2024 · -4.4%
Interest coverage
1.35▲
2024 · 1.14
Debt
€2.34M▲
2024 · €2.17M
Debt ≤ 1 year
€2.18M▲
2024 · €2.02M
Debt > 1 year
€144k▼
2024 · €149k
Income taxes
€355▼
2024 · €408
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€5.18M€5.11M▼
Fixed assets21/28€4.68M€4.66M▼
Tangible fixed assets22/27€4.68M€4.66M▼
Land and buildings22€3.48M€3.34M▼
Plant, machinery and equipment23€246k€429k▲
Furniture and vehicles24€53k€38k▼
Leasing and similar rights25€884k€840k▼
Other tangible fixed assets26€19k€12k▼
Current assets29/58€495k€450k▼
Amounts receivable within one year40/41€166k€171k▲
Trade receivables40€4k-
Other amounts receivable41€163k€171k▲
Current investments50/53€2k€2k=
Cash at bank and in hand54/58€309k€258k▼
Deferred charges and accrued income490/1€17k€19k▲
Equity and liabilities
Total equity and liabilities10/49€5.18M€5.11M▼
Equity10/15€-762k€-945k▼
Contributions10/11€73k€73k=
Reserves13€7k€7k=
Non-distributable reserves130/1€7k€7k=
Reserves not available under the articles1311€7k€7k=
Profit (loss) carried forward14€-842k€-1.02M▼
Provisions and deferred taxes16€3.77M€3.72M▼
Provisions for liabilities and charges160/5€3.77M€3.72M▼
Other liabilities and charges164/5€3.77M€3.72M▼
Amounts payable17/49€2.17M€2.34M▲
Amounts payable after more than one year17€149k€144k▼
Financial debts170/4€145k€138k▼
Other amounts payable178/9€4k€5k▲
Amounts payable within one year42/48€2.02M€2.18M▲
Current portion of amounts payable after more than one year42€6k€6k▲
Trade debts44€43k€69k▲
Suppliers440/4€43k€69k▲
Taxes, remuneration and social security45€123€7k▲
Taxes450/3€123€7k▲
Other amounts payable47/48€1.97M€2.10M▲
Accrued charges and deferred income492/3€1k€9k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€269k€277k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8€-54k€-56k▼
Other operating charges640/8€54k€54k▲
Gross operating margin9900€287k€337k▲
Operating profit (loss)9901€18k€62k▲
Financial income75/76B€6k€7k▲
Recurring financial income75€6k€7k▲
Financial charges65/66B€252k€252k▼
Recurring financial charges65€252k€252k▼
Profit (loss) for the period before taxes9903€-227k€-183k▲
Income taxes67/77€408€355▼
Profit (loss) for the period9904€-228k€-183k▲
Profit (loss) for the period to be appropriated9905€-228k€-183k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-842k€-1.02M▼
Profit (loss) brought forward from the previous period14P€-614k€-842k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 22 days late
2025
27-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
17-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 17 days late
2022
24-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
30-09
Financial
Weakest financial yearnet €-267k
Net result drops to €-267k, the lowest in the series; recovery starts the following year.
31-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
18-05
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 18 days late
2019
23-05
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 23 days late
2018
31-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2017
31-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Paul Jansonlaan 541070 AnderlechtGround area
256 m²
Building footprint
109 m²
Volume, LiDAR
1,110 m³
Parcel 21308H0508/00K005, Brussels · tallest building 17.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
FONIMMO.RL
since 20102.184.982.606
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21308H0508/00K005 | Brussels | 256 m² | 1 · 109 m² | 17.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,134 companies in sector 68201 we hold annual accounts for 6,763. 2,925 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-01-2010
Fiscal year end30-09
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.