FOND
ActiveFOND has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €150k and a net result of €31k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 43% of 13270 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▼-3
Solvency48▼-12
Growth78=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity short (current ratio 0.62 against 0.54 in 2024; short-term debt: 19.1% and cash: 7.4% of total assets), and 77.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
22.6%
Return on assets
4.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €150k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-05-2026, 81 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
81 d early
2024
111 d early
2023
20 d late
2022
144 d late
2021
466 d late
2020
254 d late
2019
45 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€150k▲ 26.3%
2024 · €119k
2018: €3k
2019: €7k
2020: €35k
2021: €-9k
2022: €-2k
2023: €94k
2024: €119k
2018 → 2025
Total assets
€665k▲ 96.2%
2024 · €339k
2018: €87k
2019: €70k
2020: €137k
2021: €372k
2022: €467k
2023: €421k
2024: €339k
2018 → 2025
Net result
€31k▲ 24.8%
2024 · €25k
2018: €-9k
2019: €4k
2020: €28k
2021: €-44k
2022: €7k
2023: €96k
2024: €25k
2018 → 2025
Working capital
€-49k▲ 34.5%
2024 · €-74k
2018: €-36k
2019: €-14k
2020: €-28k
2021: €-213k
2022: €-77k
2023: €-105k
2024: €-74k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-9k-€-2k▲ 75.6%€94k€119k▲ 26.7%€150k▲ 26.3%
Operating result€-44k-€11k€100k▲ 799%€59k▼ 41.1%€51k▼ 12.8%
Net result€-44k-€7k€96k▲ 1,322%€25k▼ 73.9%€31k▲ 24.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 13% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €665k
Fixed assets
€587k▲ 133%
Current assets
€79k▼ 10.2%
Equity and liabilities €665k
Equity
€150k▲ 26.3%
Debt
€515k▲ 134%
The debt ratio rises from 64.9% to 77.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€114k▲
2024 · €108k
Cash flow
€94k▲
2024 · €75k
Solvency
22.6%▼
2024 · 35.1%
Current ratio
0.62▲
2024 · 0.54
Quick ratio
0.41▲
2024 · 0.33
Debt / equity
3.43▲
2024 · 1.85
ROE
20.8%▼
2024 · 21.1%
ROA
4.7%▼
2024 · 7.4%
Interest coverage
73.29▲
2024 · 17.04
Debt
€515k▲
2024 · €220k
Debt ≤ 1 year
€127k▼
2024 · €162k
Debt > 1 year
€388k▲
2024 · €59k
Income taxes
€18k▼
2024 · €27k
Staff costs
€130k▼
2024 · €135k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€339k€665k▲
Fixed assets21/28€252k€587k▲
Tangible fixed assets22/27€252k€586k▲
Land and buildings22€7k€385k▲
Plant, machinery and equipment23€64k€45k▼
Furniture and vehicles24€26k€21k▼
Other tangible fixed assets26€155k€134k▼
Financial fixed assets28-€1k
Current assets29/58€87k€79k▼
Stocks and contracts in progress3€35k€26k▼
Stocks30/36€35k€26k▼
Amounts receivable within one year40/41€4k€2k▼
Trade receivables40€2k€0▼
Other amounts receivable41€2k€2k▼
Cash at bank and in hand54/58€46k€49k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€339k€665k▲
Equity10/15€119k€150k▲
Contributions10/11€19k€19k=
Reserves13€100k€132k▲
Tax-exempt reserves132€7k€7k=
Distributable reserves133€93k€124k▲
Amounts payable17/49€220k€515k▲
Amounts payable after more than one year17€59k€388k▲
Financial debts170/4€59k€388k▲
Amounts payable within one year42/48€162k€127k▼
Current portion of amounts payable after more than one year42€27k€31k▲
Financial debts43€72€5k▲
Credit institutions430/8€72€5k▲
Trade debts44€661€2k▲
Suppliers440/4€661€2k▲
Taxes, remuneration and social security45€23k€20k▼
Taxes450/3€11k€8k▼
Remuneration and social security454/9€12k€12k▼
Other amounts payable47/48€110k€70k▼
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Remuneration, social security and pensions62€135k€130k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€50k€63k▲
Other operating charges640/8€4k€2k▼
Non-recurring operating charges66A€200€0▼
Gross operating margin9900€248k€247k▼
Operating profit (loss)9901€59k€51k▼
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€6k€2k▼
Recurring financial charges65€6k€2k▼
Profit (loss) for the period before taxes9903€52k€50k▼
Income taxes67/77€27k€18k▼
Profit (loss) for the period9904€25k€31k▲
Profit (loss) for the period to be appropriated9905€25k€31k▲
Appropriation of the result
Profit (loss) to be appropriated9906€25k€31k▲
Profit (loss) brought forward from the previous period14P€0-
Transfer to equity691/2€25k€31k▲
To other reserves6921€25k€31k▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €150kEq €150k ▲26.3%
4 profitable years in a row build equity to €150k.
11-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €119k ▲26.7%
3 profitable years in a row build equity to €119k.
20-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 20 days late
2023
31-12
Financial
Highest result since 2018net €96k ▲1322%
Operating result €100k, net result €96k, both a record.
22-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 144 days late
09-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 466 days late
2022
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
11-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 254 days late
2021
31-12
Financial
Weakest financial yearnet €-44k ▼255%
Net result drops to €-44k, the lowest in the series; recovery starts the following year.
2020
14-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 45 days late
06-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 372 days late
2019
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
2018
30-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 122 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Moorkensplein 272140 AntwerpenGround area
135 m²
Building footprint
136 m²
Volume, LiDAR
1,311 m³
Parcel 11006A0351/00N007, Flanders · tallest building 14.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
GLOUGLOU
since 20212.314.413.961
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11006A0351/00N007 | Flanders | 135 m² | 1 · 136 m² | 14.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpen2.314.413.961
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AMITIÉ
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SAMVID
BE 1002.357.616
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VE MO
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Mortsel · Eq €150k
AEN DE KERCK VAN MELVEREN
BE 0523.938.075
Sint-Truiden · Eq €150k
Of 20,495 companies in sector 56111 we hold annual accounts for 11,458. 9,046 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-10-2011
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.