Foncla
ActiveSummary
Foncla has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1,000 and a net result of €60,148. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 14% of 7838 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency25▼-75
Growth32▼-46
Track record94
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
0.5%
Return on assets
28.5%
Age of the figures
12 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 7838 sector peers (2025).
NBB · sector comparisonPosition among 7838 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 22-12-2025, 129 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
129 d early
2024
128 d early
2023
31 d early
2022
31 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 80 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 10 February (3 of the last 4 filed years within 49 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today30-09-2026 close30-04-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€1,000▼ 99.6%
2024 · €261,402
Total assets
€210,904▼ 30.5%
2024 · €303,625
Net result
€60,148▼ 36.2%
2024 · €94,215
Working capital
-€32,274
2024 · €242,304
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result€114,424-€103,138▼ 9.9%€119,367▲ 15.7%€75,176▼ 37.0%
Net result€87,136above the sector's middle half-€79,050above the sector's middle half▼ 9.3%€94,215above the sector's middle half▲ 19.2%€60,148above the sector's middle half▼ 36.2%
Equity€88,136within the sector's middle half-€167,187above the sector's middle half▲ 89.7%€261,402above the sector's middle half▲ 56.4%€1,000below the sector's middle half▼ 99.6%
Total assets€142,094within the sector's middle half-€188,924within the sector's middle half▲ 33.0%€303,625within the sector's middle half▲ 60.7%€210,904within the sector's middle half▼ 30.5%
Debt€53,958-€21,737▼ 59.7%€42,224▲ 94.2%€209,904▲ 397%
Working capital€71,230within the sector's middle half-€148,511above the sector's middle half▲ 108%€242,304above the sector's middle half▲ 63.2%-€32,274below the sector's middle half
Solvency62.0%within the sector's middle half-88.5%above the sector's middle half▲ 26.5pp86.1%above the sector's middle half▼ 2.4pp0.5%below the sector's middle half▼ 85.6pp
Current ratio2.95within the sector's middle half-13.30above the sector's middle half▲ 10.356.97above the sector's middle half▼ 6.330.79below the sector's middle half▼ 6.19
Return on assets (ROA)61.3%above the sector's middle half-41.8%above the sector's middle half▼ 19.5pp31.0%above the sector's middle half▼ 10.8pp28.5%within the sector's middle half▼ 2.5pp
above
within
below
the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 37% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €210,904
Fixed assets
€92,351 ▲ 345%
Current assets
€118,554 ▼ 58.1%
Equity and liabilities €210,904
Equity
€1,000 ▼ 99.6%
Debt
€209,904 ▲ 397%
Debt's share of the balance-sheet total rises from 13.9% to 99.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€84,628▼
2024 · €128,197
Cash flow
€69,600▼
2024 · €103,046
Interest coverage
55.10▲
2024 · -177.83
Debt ≤ 1 year
€150,828▲
2024 · €40,575
Debt > 1 year
€58,778▲
2024 · €1,358
Income taxes
€16,010▼
2024 · €27,361
A ratio outside any meaningful range has been withheld (balance sheet total €210,904, equity €1,000).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,157 companies that looked in July 2024 the way this one looks now, 3.0% went bankrupt within 24 months and 94% are still going.
- Micro
- 2 to 5 years old
- solvency under 10%
- a profit of 5% of the balance sheet or more
3.0%
went bankrupt
2.8%
stopped otherwise
94%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.8% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,157 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6,766 | €8,460 | €8,831 | €9,452 | ▲ 7.0% |
| Other operating charges640/8 | €1,171 | €654 | €977 | €2,418 | ▲ 148% |
| Non-recurring operating charges66A | - | - | - | €3,252 | - |
| Gross operating margin9900 | €122,361 | €112,251 | €129,174 | €90,298 | ▼ 30.1% |
| Operating profit (loss)9901 | €114,424 | €103,138 | €119,367 | €75,176 | ▼ 37.0% |
| Financial income75/76B | - | €18 | €1,488 | €2,518 | ▲ 69.2% |
| Recurring financial income75 | - | €18 | €1,488 | €2,518 | ▲ 69.2% |
| Financial charges65/66B | €2,927 | €1,873 | -€721 | €1,536 | ▲ 313% |
| Recurring financial charges65 | €341 | €1,873 | -€721 | €1,536 | ▲ 313% |
| Non-recurring financial charges66B | €2,585 | €0 | - | - | - |
| Profit (loss) for the period before taxes9903 | €111,497 | €101,283 | €121,576 | €76,158 | ▼ 37.4% |
| Income taxes67/77 | €24,361 | €22,233 | €27,361 | €16,010 | ▼ 41.5% |
| Profit (loss) for the period9904 | €87,136 | €79,050 | €94,215 | €60,148 | ▼ 36.2% |
| Profit (loss) for the period to be appropriated9905 | €87,136 | €79,050 | €94,215 | €60,148 | ▼ 36.2% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €142,094 | €188,924 | €303,625 | €210,904 | ▼ 30.5% |
| Fixed assets21/28 | €34,393 | €28,341 | €20,746 | €92,351 | ▲ 345% |
| Tangible fixed assets22/27 | €34,393 | €28,341 | €20,746 | €92,351 | ▲ 345% |
| Plant, machinery and equipment23 | - | - | - | €799 | - |
| Furniture and vehicles24 | €32,402 | €24,272 | €17,123 | €884 | ▼ 94.8% |
| Leasing and similar rights25 | - | - | - | €83,873 | - |
| Other tangible fixed assets26 | €1,991 | €4,070 | €3,622 | €6,794 | ▲ 87.6% |
| Current assets29/58 | €107,701 | €160,582 | €282,879 | €118,554 | ▼ 58.1% |
| Amounts receivable within one year40/41 | €17,799 | €12,190 | €16,532 | €14,534 | ▼ 12.1% |
| Trade receivables40 | €17,799 | €11,422 | €16,185 | €5,034 | ▼ 68.9% |
| Other amounts receivable41 | - | €768 | €347 | €9,500 | ▲ 2,642% |
| Current investments50/53 | - | €23,436 | €24,390 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €81,195 | €117,577 | €236,600 | €99,549 | ▼ 57.9% |
| Deferred charges and accrued income490/1 | €8,707 | €7,379 | €5,358 | €4,471 | ▼ 16.6% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €142,094 | €188,924 | €303,625 | €210,904 | ▼ 30.5% |
| Equity10/15 | €88,136 | €167,187 | €261,402 | €1,000 | ▼ 99.6% |
| Contributions10/11 | €1,000 | €1,000 | €1,000 | €1,000 | = |
| Profit (loss) carried forward14 | €87,136 | €166,187 | €260,402 | €0 | ▼ 100% |
| Amounts payable17/49 | €53,958 | €21,737 | €42,224 | €209,904 | ▲ 397% |
| Amounts payable after more than one year17 | €17,487 | €9,461 | €1,358 | €58,778 | ▲ 4,228% |
| Financial debts170/4 | €17,487 | €9,461 | €1,358 | €58,778 | ▲ 4,228% |
| Amounts payable within one year42/48 | €36,471 | €12,071 | €40,575 | €150,828 | ▲ 272% |
| Current portion of amounts payable after more than one year42 | €7,948 | €8,025 | €8,103 | €16,623 | ▲ 105% |
| Trade debts44 | €876 | €555 | €1,355 | €1,363 | ▲ 0.6% |
| Suppliers440/4 | €876 | €555 | €1,355 | €1,363 | ▲ 0.6% |
| Taxes, remuneration and social security45 | €27,372 | €3,191 | €30,845 | €1,186 | ▼ 96.2% |
| Taxes450/3 | €27,372 | €3,191 | €30,845 | €1,182 | ▼ 96.2% |
| Remuneration and social security454/9 | - | - | - | €4 | - |
| Other amounts payable47/48 | €275 | €300 | €272 | €131,655 | ▲ 48,358% |
| Accrued charges and deferred income492/3 | - | €205 | €290 | €299 | ▲ 3.1% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €87,136 | €79,050 | €94,215 | €60,148 | ▼ 36.2% |
| + Depreciation and write-downs630 | €6,766 | €8,460 | €8,831 | €9,452 | ▲ 7.0% |
| Operating cash flow (approximation) | €93,903 | €87,510 | €103,046 | €69,600 | ▼ 32.5% |
| Investment in fixed assets (approximation) | - | -€2,408 | -€1,235 | -€81,057 | ▼ 6,462% |
| Change in cash | - | €36,383 | €119,023 | -€137,051 | ▼ 215% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
22-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-09
Financial
Weakest financial yearnet €60,148 ▼36.2%
Net result drops to €60,148, the lowest in the series.
2024
23-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-09
Financial
Highest result since 2022net €94,215 ▲19.2%
Operating result €119,367, net result €94,215, both a record.
30-09
Financial
Equity above €200,000Eq €261,402 ▲56.4%
3 profitable years in a row build equity to €261,402.
30-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Liquidity times 5current ratio 13.30
Current ratio from 2.95 to 13.30; short-term debt falls from €36,471 to €12,071.
30-09
Financial
Equity above €150,000Eq €167,187 ▲89.7%
2 profitable years in a row build equity to €167,187.
30-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortemark · 1 establishment unit since 2021
Ground area
935 m²
Building footprint
129 m²
Volume, LiDAR
775 m³
Parcel 32011D0576/00W002, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Foncla
since 20212.323.474.949
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 32011D0576/00W002 | Flanders | 934 m² | 1 · 129 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
9845002FE703B5960153
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Of 24,518 companies in sector 82990 we hold annual accounts for 9,421. 1,012 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-10-2021
Fiscal year end30-09
Activities, NACEBEL 2025
82990Other business support services
66199Other activities auxiliary to financial services, excluding insurance and pension funding
85510Sports and recreation education
E-invoicing
Reachable via Peppol
Peppol ID
0208:0775868851
Also
9925:BE0775868851
Registered
24-11-2023
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.