Foncière 4Bio
ActiveSummary
Foncière 4Bio has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1k and a net result of €60k. Equity is growing by ~24.7% per year across the filed fiscal years. Its solvency ranks better than 20% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▲+7
Solvency25▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 14079 sector peers (2025).
NBB · sector comparisonPosition among 14079 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-01-2025 was due by 31-08-2025 and was filed on 19-06-2025, 73 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2026
not confirmed
2025
73 d early
2024
71 d early
2023
76 d early
2022
68 d early
2021
60 d early
2020
10 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€1k
2024 · €-59k
2019: €-217k
2020: €-219k
2021: €-176k
2022: €-158k
2023: €-112k
2024: €-59k
2019 → 2025
Total assets
€1.66M▼ 4.5%
2024 · €1.74M
2019: €2.19M
2020: €2.07M
2021: €1.99M
2022: €1.87M
2023: €1.82M
2024: €1.74M
2019 → 2025
Net result
€60k▲ 12.8%
2024 · €53k
2019: €-236k
2020: €-1k
2021: €42k
2022: €18k
2023: €46k
2024: €53k
2019 → 2025
Working capital
€-250k▼ 8.8%
2024 · €-230k
2019: €87k
2020: €-58k
2021: €-146k
2022: €-266k
2023: €-292k
2024: €-230k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-176k-€-158k▲ 10.2%€-112k▲ 29.1%€-59k▲ 47.5%€1k
Operating result€88k-€61k▼ 30.9%€85k▲ 38.7%€88k▲ 3.9%€91k▲ 3.2%
Net result€42k-€18k▼ 57.6%€46k▲ 155%€53k▲ 15.8%€60k▲ 12.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 3% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.66M
Fixed assets
€1.64M ▼ 4.4%
Current assets
€26k ▼ 7.6%
Equity and liabilities €1.66M
Equity
€1k
Debt
€1.66M
Debt finances 99.9% of the balance-sheet total.
Key figures and ratios
EBITDA
€167k▲
2024 · €164k
Cash flow
€136k▲
2024 · €130k
Current ratio
0.09▼
2024 · 0.11
ROA
3.6%▲
2024 · 3.1%
Interest coverage
5.44▲
2024 · 4.73
Debt ≤ 1 year
€276k▲
2024 · €258k
Debt > 1 year
€1.36M▼
2024 · €1.51M
Staff costs
€51k▼
2024 · €53k
A ratio outside any meaningful range has been withheld (balance sheet total €1.66M, equity €1k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.74M€1.66M▼
Fixed assets21/28€1.71M€1.64M▼
Tangible fixed assets22/27€1.71M€1.64M▼
Land and buildings22€1.01M€987k▼
Plant, machinery and equipment23€703k€648k▼
Furniture and vehicles24-€587
Current assets29/58€28k€26k▼
Amounts receivable within one year40/41€9k€9k▼
Trade receivables40€7k€6k▼
Other amounts receivable41€2k€2k▲
Cash at bank and in hand54/58€18k€16k▼
Deferred charges and accrued income490/1€837€928▲
Equity and liabilities
Total equity and liabilities10/49€1.74M€1.66M▼
Equity10/15€-59k€1k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-77k€-17k▲
Amounts payable17/49€1.80M€1.66M▼
Amounts payable after more than one year17€1.51M€1.36M▼
Financial debts170/4€1.51M€1.36M▼
Amounts payable within one year42/48€258k€276k▲
Current portion of amounts payable after more than one year42€169k€173k▲
Trade debts44€29k€25k▼
Suppliers440/4€29k€25k▼
Taxes, remuneration and social security45€8k€6k▼
Remuneration and social security454/9€8k€6k▼
Other amounts payable47/48€52k€72k▲
Accrued charges and deferred income492/3€27k€28k▲
Income statement
Code20242025
Remuneration, social security and pensions62€53k€51k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€76k€76k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€219k€220k▲
Operating profit (loss)9901€88k€91k▲
Financial charges65/66B€35k€31k▼
Recurring financial charges65€35k€31k▼
Profit (loss) for the period before taxes9903€53k€60k▲
Profit (loss) for the period9904€53k€60k▲
Profit (loss) for the period to be appropriated9905€53k€60k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-77k€-17k▲
Profit (loss) brought forward from the previous period14P€-131k€-77k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
19-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-01
Financial
Highest result since 2019net €60k ▲12.8%
Operating result €91k, net result €60k, both a record.
2024
21-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
16-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
24-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
02-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-01
Financial
Back to profitnet €42k
Net result €42k after 2 loss-making years.
2020
21-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
22-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mont-Saint-Guibert · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin du Stampiaux 21435 Mont-Saint-GuibertGround area
3,132 m²
Building footprint
984 m²
Volume, LiDAR
6,131 m³
Parcel 25020A0045/00B000, Wallonia · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Foncière 4Bio
since 20172.269.007.271
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25020A0045/00B000 | Wallonia | 3,132 m² | 1 · 984 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,320 companies in sector 68110 we hold annual accounts for 5,381. 568 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-10-2017
Fiscal year end31-01
Activities, NACEBEL
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.