FOLIBOU
ActiveSummary
FOLIBOU has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €143,212 and a net result of €39,742. Equity remains stable across the filed fiscal years (±1.5% per year). Its solvency ranks better than 55% of 4238 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability83▼-8
Solvency65▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10,000 at 30 days acceptable
Liquidity ample (current ratio 1.51 against 1.43 in 2024; short-term debt: 60.3% and cash: 49.9% of total assets), but 60.3% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39.7%
Return on assets
11%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
on the day
2023
7 d early
2022
16 d late
2021
9 d late
2020
20 d late
2019
24 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 5 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€39,742▼ 42.9%
2024 · €69,658
Working capital
€110,443▲ 3.6%
2024 · €106,638
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€70,782▲ 2.2%€43,469▼ 38.6%€80,551▲ 85.3%€89,555▲ 11.2%€56,037▼ 37.4%
Net result€53,537within the sector's middle half▲ 0.9%€31,740within the sector's middle half▼ 40.7%€61,184within the sector's middle half▲ 92.8%€69,658within the sector's middle half▲ 13.9%€39,742within the sector's middle half▼ 42.9%
Equity€138,887within the sector's middle half▲ 2.6%€140,627within the sector's middle half▲ 1.3%€141,811within the sector's middle half▲ 0.8%€142,469within the sector's middle half▲ 0.5%€143,212within the sector's middle half▲ 0.5%
Total assets€376,924within the sector's middle half▲ 4.4%€400,693below the sector's middle half▲ 6.3%€389,896below the sector's middle half▼ 2.7%€390,369below the sector's middle half▲ 0.1%€360,767below the sector's middle half▼ 7.6%
Debt€234,577▲ 3.9%€260,066▲ 10.9%€248,085▼ 4.6%€247,900▼ 0.1%€217,555▼ 12.2%
Working capital€75,905within the sector's middle half▲ 49.8%€95,429within the sector's middle half▲ 25.7%€90,460within the sector's middle half▼ 5.2%€106,638within the sector's middle half▲ 17.9%€110,443within the sector's middle half▲ 3.6%
Solvency36.8%within the sector's middle half▼ 0.6pp35.1%within the sector's middle half▼ 1.8pp36.4%within the sector's middle half▲ 1.3pp36.5%within the sector's middle half▲ 0.1pp39.7%within the sector's middle half▲ 3.2pp
Current ratio1.32within the sector's middle half▲ 0.101.37within the sector's middle half▲ 0.041.36within the sector's middle half=1.43within the sector's middle half▲ 0.071.51within the sector's middle half▲ 0.08
Return on assets (ROA)14.2%above the sector's middle half▼ 0.5pp7.9%within the sector's middle half▼ 6.3pp15.7%above the sector's middle half▲ 7.8pp17.8%above the sector's middle half▲ 2.2pp11.0%above the sector's middle half▼ 6.8pp
Staff (FTE)4.7within the sector's middle half▲ 23.7%4.4within the sector's middle half▼ 6.4%3.5within the sector's middle half▼ 20.5%3.2within the sector's middle half▼ 8.6%3.3within the sector's middle half▲ 3.1%
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 37% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €360,767
Fixed assets
€32,769 ▼ 8.5%
Current assets
€327,998 ▼ 7.5%
Equity and liabilities €360,767
Equity
€143,212 ▲ 0.5%
Debt
€217,555 ▼ 12.2%
Debt's share of the balance-sheet total falls from 63.5% to 60.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€66,665▼
2024 · €107,735
Cash flow
€50,370▼
2024 · €87,838
Quick ratio
0.89▼
2024 · 0.90
Debt to equity
1.52▼
2024 · 1.74
ROE
27.8%▼
2024 · 48.9%
Interest coverage
26.20▼
2024 · 58.16
Debt ≤ 1 year
€217,555▼
2024 · €247,900
Income taxes
€14,973▼
2024 · €19,475
Staff costs
€108,107▲
2024 · €107,836
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,696 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.7%
went bankrupt
3.9%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,696 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €930 | €134 | €159 | €3,314 | €13,632 | ▲ 311% |
| Remuneration, social security and pensions62 | €102,908 | €119,533 | €112,925 | €107,836 | €108,107 | ▲ 0.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €22,881 | €21,731 | €20,997 | €18,179 | €10,628 | ▼ 41.5% |
| Other operating charges640/8 | €1,139 | €1,121 | €1,271 | €1,229 | €1,749 | ▲ 42.3% |
| Non-recurring operating charges66A | - | - | - | €135 | - | - |
| Gross operating margin9900 | €197,710 | €185,853 | €215,744 | €216,935 | €176,521 | ▼ 18.6% |
| Operating profit (loss)9901 | €70,782 | €43,469 | €80,551 | €89,555 | €56,037 | ▼ 37.4% |
| Financial income75/76B | €24 | €222 | €460 | €1,430 | €1,222 | ▼ 14.6% |
| Recurring financial income75 | €24 | €222 | €460 | €1,430 | €1,222 | ▼ 14.6% |
| Financial charges65/66B | €2,460 | €2,167 | €2,387 | €1,852 | €2,544 | ▲ 37.3% |
| Recurring financial charges65 | €2,460 | €2,167 | €2,387 | €1,852 | €2,544 | ▲ 37.3% |
| Profit (loss) for the period before taxes9903 | €68,345 | €41,524 | €78,624 | €89,133 | €54,715 | ▼ 38.6% |
| Income taxes67/77 | €14,808 | €9,784 | €17,440 | €19,475 | €14,973 | ▼ 23.1% |
| Profit (loss) for the period9904 | €53,537 | €31,740 | €61,184 | €69,658 | €39,742 | ▼ 42.9% |
| Profit (loss) for the period to be appropriated9905 | €53,537 | €31,740 | €61,184 | €69,658 | €39,742 | ▼ 42.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €376,924 | €400,693 | €389,896 | €390,369 | €360,767 | ▼ 7.6% |
| Fixed assets21/28 | €66,441 | €45,199 | €51,351 | €35,831 | €32,769 | ▼ 8.5% |
| Tangible fixed assets22/27 | €66,441 | €45,199 | €35,788 | €20,269 | €17,206 | ▼ 15.1% |
| Plant, machinery and equipment23 | €10,438 | €5,915 | €3,476 | €1,786 | €1,467 | ▼ 17.9% |
| Furniture and vehicles24 | €30,585 | €23,300 | €16,993 | €10,394 | €3,864 | ▼ 62.8% |
| Other tangible fixed assets26 | €25,419 | €15,984 | €15,319 | €8,088 | €11,876 | ▲ 46.8% |
| Financial fixed assets28 | - | - | €15,562 | €15,562 | €15,562 | = |
| Current assets29/58 | €310,482 | €355,494 | €338,545 | €354,538 | €327,998 | ▼ 7.5% |
| Stocks and contracts in progress3 | €118,173 | €118,316 | €128,492 | €132,522 | €135,117 | ▲ 2.0% |
| Stocks30/36 | €118,173 | €118,316 | €128,492 | €132,522 | €135,117 | ▲ 2.0% |
| Amounts receivable within one year40/41 | €2,342 | €3,923 | €4,438 | €1,983 | €9,188 | ▲ 363% |
| Trade receivables40 | €755 | €2,575 | €3,465 | €148 | €1,418 | ▲ 858% |
| Other amounts receivable41 | €1,587 | €1,348 | €973 | €1,835 | €7,770 | ▲ 324% |
| Cash at bank and in hand54/58 | €187,105 | €230,123 | €202,264 | €216,493 | €179,941 | ▼ 16.9% |
| Deferred charges and accrued income490/1 | €2,862 | €3,133 | €3,351 | €3,541 | €3,751 | ▲ 5.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €376,924 | €400,693 | €389,896 | €390,369 | €360,767 | ▼ 7.6% |
| Equity10/15 | €138,887 | €140,627 | €141,811 | €142,469 | €143,212 | ▲ 0.5% |
| Contributions10/11 | €30,000 | €30,000 | €30,000 | €30,000 | €30,000 | = |
| Outside capital11 | €30,000 | €30,000 | €30,000 | €30,000 | €30,000 | = |
| Other1109/19 | €30,000 | €30,000 | €30,000 | €30,000 | €30,000 | = |
| Reserves13 | €48,000 | €48,000 | €48,000 | €48,000 | €48,000 | = |
| Non-distributable reserves130/1 | €3,000 | - | - | - | - | - |
| Reserves not available under the articles1311 | €3,000 | - | - | - | - | - |
| Distributable reserves133 | €45,000 | €48,000 | €48,000 | €48,000 | €48,000 | = |
| Profit (loss) carried forward14 | €60,887 | €62,627 | €63,811 | €64,469 | €65,212 | ▲ 1.2% |
| Provisions and deferred taxes16 | €3,460 | - | - | - | - | - |
| Provisions for liabilities and charges160/5 | €3,460 | - | - | - | - | - |
| Environmental obligations163 | €3,460 | - | - | - | - | - |
| Amounts payable17/49 | €234,577 | €260,066 | €248,085 | €247,900 | €217,555 | ▼ 12.2% |
| Amounts payable within one year42/48 | €234,577 | €260,066 | €248,085 | €247,900 | €217,555 | ▼ 12.2% |
| Trade debts44 | €108,898 | €107,340 | €121,980 | €122,298 | €113,557 | ▼ 7.1% |
| Suppliers440/4 | €108,898 | €107,340 | €121,980 | €122,298 | €113,557 | ▼ 7.1% |
| Taxes, remuneration and social security45 | €40,638 | €51,684 | €46,063 | €36,560 | €44,957 | ▲ 23.0% |
| Taxes450/3 | €19,217 | €22,178 | €18,954 | €14,713 | €19,725 | ▲ 34.1% |
| Remuneration and social security454/9 | €21,421 | €29,507 | €27,109 | €21,847 | €25,232 | ▲ 15.5% |
| Other amounts payable47/48 | €85,041 | €101,041 | €80,041 | €89,041 | €59,041 | ▼ 33.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €53,537 | €31,740 | €61,184 | €69,658 | €39,742 | ▼ 42.9% |
| + Depreciation and write-downs630 | €22,881 | €21,731 | €20,997 | €18,179 | €10,628 | ▼ 41.5% |
| Operating cash flow (approximation) | €76,418 | €53,472 | €82,181 | €87,838 | €50,370 | ▼ 42.7% |
| Investment in fixed assets (approximation) | - | -€488 | -€27,149 | -€2,660 | -€7,566 | ▼ 184% |
| Change in cash | - | €43,018 | -€27,859 | €14,229 | -€36,552 | ▼ 357% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Highest result since 2018net €69,658 ▲13.9%
Operating result €89,555, net result €69,658, both a record.
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
16-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 16 days late
2022
09-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 9 days late
2021
20-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 20 days late
2020
24-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 24 days late
2019
31-12
Financial
Back to profitnet €3,302
Net result €3,302 after one loss-making year.
02-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 2 days late
2018
16-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 16 days late
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 2 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Perwez · 1 establishment unit since 2014
Ground area
6.0 ha
Building footprint
887 m²
Volume, LiDAR
6,009 m³
2 parcels, Wallonia · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TOM & CO FOSSES-LA-VILLE
since 20142.230.634.962
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92048D0274/00P000 | Wallonia | 5.9 ha | 1 · 737 m² | 9.5 m · 2 fl. |
| 25084C0565/00E000 | Wallonia | 605 m² | 1 · 151 m² | 5.2 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteFosses-la-Ville2.230.634.962
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Of 1,330 companies in this sector we hold annual accounts for 479. 382 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded28-04-2014
Fiscal year end31-12
Activities, NACEBEL 2025
47762Retail sale of pets, pet food and pet supplies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0551882983
Also
9925:BE0551882983
Registered
12-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.