Summary
Conclusion
the dossier summarised in one paragraphA bankruptcy procedure is open for FODIM according to publications in the Belgian State Gazette. The 2021 annual accounts show equity of €163k and a net result of €9k.
Based on the State Gazette, CBE and 1 annual account.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneBankruptcy opened
A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.
Insolvency timeline
1 events03-06-2026
Bankruptcy
Opening
Signals
Insufficient current data: the most recent filed accounts (financial year 2022) are too old to derive current signals.
Filing behaviour
From the deposit records, complete market-wideFiling behaviour not assessed
The register records an open bankruptcy. From that point the trustee files and the ordinary seven-month rhythm no longer governs. The register carries no start date, so we cannot tell which filings fall before it: we show the facts and do not assess the behaviour.
Filed after the deadline
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 10-10-2023, 71 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2022, that is 31-07-2023.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not filed | - |
| 31-12-2024 | 31-07-2025 | nothing on record | not filed | - |
| 31-12-2023 | 31-07-2024 | nothing on record | not filed | - |
| 31-12-2022 | 31-07-2023 | 10-10-2023 | 71 d late | 2023-00485950 |
| 31-12-2021 | 31-07-2022 | 17-03-2023 | 229 d late | 2023-00041604 |
| 31-12-2020 | 31-07-2021 | 15-10-2021 | 76 d late | 2021-72000217 |
| 31-12-2019 | 31-07-2020 | 15-12-2020 | 137 d late | 2020-75800500 |
| 31-12-2018 | 31-07-2019 | 30-08-2019 | 30 d late | 2019-60200358 |
| 31-12-2017 | 31-07-2018 | 23-07-2018 | 8 d early | 2018-36200358 |
| 31-12-2016 | 31-07-2017 | 19-07-2017 | 12 d early | 2017-33600291 |
| 31-12-2015 | 31-07-2016 | 06-07-2016 | 25 d early | 2016-28600470 |
| 31-12-2014 | 31-07-2015 | 29-06-2015 | 32 d early | 2015-23300121 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsRegister: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags
No administrative flags
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€9k
Working capital€242k
Directors1
Annual accounts & ratios
Source: NBB · 2021Annual accounts filed on 10-10-2023 with the NBB · fiscal year 2022 · verkort
| Fiscal year | 2021 |
|---|---|
| Deposit | verkort |
| Revenue | - |
| EBITDA | €104k |
| Net profit | €9k |
| Cash flow | €44k |
| Staff costs | €8k |
| Income taxes | €11k |
| Dividends | - |
| Total assets | €1.66M |
| Equity | €163k |
| Debt | €1.48M |
| of which ≤ 1y | €385k |
| of which > 1y | €1.09M |
| Working capital | €242k |
| Employees (FTE) | - |
Ratios (computed)
| 2021 | |
|---|---|
| Current ratio | 1.63 |
| Quick ratio | 1.63 |
| Working capital ratio | 14.6% |
| Solvency | 9.8% |
| Debt / equity | 9.07 |
| Long-term debt ratio | 6.71 |
| Interest coverage | 2.23 |
| Gross margin | - |
| Net margin | - |
| ROA | 0.5% |
| ROE | 5.2% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2021
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2021 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €1.66M |
| Fixed assets | 21/28 | €1.03M |
| Tangible fixed assets | 22/27 | €1.03M |
| Financial fixed assets | 28 | €963 |
| Current assets | 29/58 | €628k |
| Amounts receivable within one year | 40/41 | €607k |
| Cash & bank | 54/58 | €197 |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €1.66M |
| Equity | 10/15 | €163k |
| Contributions / capital | 10/11 | €100k |
| Reserves | 13 | €10k |
| Accumulated profits (losses) | 14 | €53k |
| Provisions & deferred taxes | 16 | €15k |
| Amounts payable | 17/49 | €1.48M |
| Amounts payable after one year | 17 | €1.09M |
| Amounts payable within one year | 42/48 | €385k |
| Trade debts payable within one year | 44 | €93k |
| Income statement | ||
| Gross operating margin | 9900 | €117k |
| Operating result | 9901 | €69k |
| Financial income | 75 | €0 |
| Financial charges | 65 | €47k |
| Result before taxes | 9903 | €19k |
| Income taxes | 67/77 | €11k |
| Net result for the period | 9904 | €9k |
| Result to be appropriated | 9905 | €9k |
Ratios computed by Checked.
Health barometer
FY 2021 · computed1
/ 100
Critical
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from the NBB filing for FY 2021 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.
Directors
Directors & mandates
Not yet read from the acts
6 acts for this company are in the Belgian State Gazette, of which we have read 0. This is therefore not a statement about the company: we have not extracted its directors from those acts yet.
Insolvency mandates
1 mandate| Role | Name | Tenure | Source |
|---|---|---|---|
| Curator | JONAH DEKEYZER LOUIS VERWEESTRAAT 2,
8500 KORTRIJK |
28-05-2026 → present | Belgian State Gazette |
Legal Structure
| NACE primary | Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies(70200) |
| Legal form | Private limited company(610) |
| Incorporation | 27-05-2011 |
| Status | Active |
| Postal code | 8500 |
| First BS signal | 03-06-2026 |
| Latest BS signal | 03-06-2026 |
Structure & network
Connections & network
1 connected companyGroup structure
Subsidiary · 2 locations
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Company structure: linked entities
1 linked entityMandates
Locations & real estate
Establishment units
1 locationFodim
since 20112.199.813.906
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area2,779 m²
Buildings1
Building footprint39 m²
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34022E0689/00W002 | Flanders | 2,779 m² | 1 · 39 m² | 0.0 m |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
1 event from the State Gazette03-06-2026
Bankruptcy
Opening
Time machine: BS events + macro context
2021-2026Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgisch Staatsblad · acts
2 acts Address history · 1
10-05-2024
Registered-office move
All acts · 2
updated 2 years ago
2024
10-06-2024 Publication in the Belgian Official Gazette, Miscellaneous
Summary:
other
10-05-2024 Registered office moved from Sint-Genesius-Rode to Kortrijk
- Struikenlaan 6 - 1640 Sint-Genesius-Rode → Regus kortijk Potteberg, Dumolinlaan 1, box 13, Kortrijk 8500
Notary:
Serge Solau · Luik
Analysis
Snowflake analysis
financial profile on 5 axes15
/ 100
Fragile profile, watch stability in particular.
Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.
Health
1
Profitability
26
Solvency
32
Growth
-
Stability
0
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verdict per customer and amountSimilar
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Company registry (CBE)
Crossroads BankActivities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220
Primary activity highlighted.
Names & trade names
| Legal nameNL | FODIM |
Registered office
Dumolinlaan(Kor) 1 bus 13
8500 Kortrijk, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.