FODE SERVICES
ActiveThe computed 12-month bankruptcy probability of FODE SERVICES is 3.0% (moderate). The 2025 annual accounts show equity of €93k and a net result of €62k. Its solvency ranks better than 48% of 4527 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability99▲+8
Solvency61▲+17
Growth78
Track record82
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days only on tighter terms
Liquidity ample (current ratio 1.51 against 0.78 in 2024; short-term debt: 38.9% and cash: 37.2% of total assets), but 63.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.4%
Return on assets
24%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
26 d late
2024
61 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€93k▲ 193%
2024 · €32k
2024: €32k
2024 → 2025
Total assets
€257k▲ 53.4%
2024 · €167k
2024: €167k
2024 → 2025
Net result
€62k▲ 111%
2024 · €29k
2024: €29k
2024 → 2025
Working capital
€51k
2024 · €-16k
2024: €-16k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€32k-€93k▲ 193%
Operating result€37k-€83k▲ 123%
Net result€29k-€62k▲ 111%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 123% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €257k
Fixed assets
€106k▼ 6.2%
Current assets
€151k▲ 176%
Equity and liabilities €257k
Equity
€93k▲ 193%
Debt
€163k▲ 20.5%
The debt ratio falls from 81.0% to 63.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€107k▲
2024 · €43k
Cash flow
€86k▲
2024 · €35k
Solvency
36.4%▲
2024 · 19.0%
Current ratio
1.51▲
2024 · 0.78
Quick ratio
1.51▲
2024 · 0.78
Debt / equity
1.75▼
2024 · 4.26
ROE
65.9%▼
2024 · 91.8%
ROA
24.0%▲
2024 · 17.5%
Interest coverage
18.77▲
2024 · 17.38
Debt
€163k▲
2024 · €135k
Debt ≤ 1 year
€100k▲
2024 · €70k
Debt > 1 year
€63k▼
2024 · €65k
Income taxes
€15k▲
2024 · €5k
Staff costs
€242k▲
2024 · €61k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€167k€257k▲
Fixed assets21/28€113k€106k▼
Tangible fixed assets22/27€98k€101k▲
Leasing and similar rights25€98k€101k▲
Financial fixed assets28€15k€5k▼
Current assets29/58€55k€151k▲
Amounts receivable within one year40/41€45k€54k▲
Trade receivables40€43k€54k▲
Other amounts receivable41€2k-
Cash at bank and in hand54/58€9k€96k▲
Deferred charges and accrued income490/1€565€2k▲
Equity and liabilities
Total equity and liabilities10/49€167k€257k▲
Equity10/15€32k€93k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€29k€91k▲
Amounts payable17/49€135k€163k▲
Amounts payable after more than one year17€65k€63k▼
Financial debts170/4€65k€63k▼
Amounts payable within one year42/48€70k€100k▲
Current portion of amounts payable after more than one year42€16k€21k▲
Trade debts44€6k€8k▲
Suppliers440/4€6k€8k▲
Taxes, remuneration and social security45€30k€70k▲
Taxes450/3€19k€35k▲
Remuneration and social security454/9€11k€36k▲
Other amounts payable47/48€17k€366▼
Income statement
Code20242025
Remuneration, social security and pensions62€61k€242k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€24k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€105k€351k▲
Operating profit (loss)9901€37k€83k▲
Financial income75/76B€0€16▲
Recurring financial income75€0€16▲
Financial charges65/66B€2k€6k▲
Recurring financial charges65€2k€6k▲
Profit (loss) for the period before taxes9903€34k€77k▲
Income taxes67/77€5k€15k▲
Profit (loss) for the period9904€29k€62k▲
Profit (loss) for the period to be appropriated9905€29k€62k▲
Appropriation of the result
Profit (loss) to be appropriated9906€29k€91k▲
Profit (loss) brought forward from the previous period14P-€29k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Halle · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kluisbos 81501 HalleGround area
5,090 m²
Building footprint
674 m²
Volume, LiDAR
4,981 m³
2 parcels, Flanders · tallest building 12.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
FODE SERVICES
since 20242.362.730.651
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23080D0236/00N002 | Flanders | 2,785 m² | 1 · 448 m² | 12.5 m · 3 fl. |
| 23013B0106/00M005 | Flanders | 2,305 m² | 1 · 226 m² | 12.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Parcel delivery
Notified to the BIPT
Similar companies · same sector, comparable size
TRANSPORTS MASSAGE
BE 0870.547.779
Soignies · Eq €93k
D&B TRANS
BE 0848.949.740
Brussel · Eq €93k
BAYTRANS
BE 0792.653.217
Brussel · Eq €93k
H & T MEUFFELS
BE 0421.675.925
Diepenbeek · Eq €93k
FLEX MULTI TRADE
BE 0719.879.263
Nivelles · Eq €93k
Of 12,603 companies in sector 49410 we hold annual accounts for 8,194. 6,322 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-07-2024
Fiscal year end31-12
Activities, NACEBEL
49410Freight transport by road
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.