FOCUZ
ActiveSummary
FOCUZ has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €46,233 and a net result of €3,991. Equity is growing by ~8.6% per year across the filed fiscal years. Its solvency ranks better than 33% of 31958 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability72▼-25
Solvency59▼-17
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days acceptable
Liquidity tight (current ratio 1.41 against 1.95 in 2024; short-term debt: 66.2% and cash: 73.7% of total assets), and 66.2% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33.8%
Return on assets
2.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-04-2026, 99 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
99 d early
2024
99 d early
2023
16 d early
2022
6 d early
2021
122 d early
2020
135 d early
2019
31 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 73 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 23 April (4 of the last 5 filed years within 84 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Public money How does this company compare with its sector?Sector benchmark
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Financials · fiscal year 2025, micro schema
Equity
€46,233▼ 63.4%
2024 · €126,342
Total assets
€136,752▼ 44.3%
2024 · €245,517
Net result
€3,991▼ 92.7%
2024 · €54,580
Working capital
€37,413▼ 66.9%
2024 · €113,031
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€19,570▼ 55.3%€40,767▲ 108%€64,145▲ 57.3%€67,304▲ 4.9%€4,420▼ 93.4%
Net result€13,441within the sector's middle half▼ 57.9%€28,663within the sector's middle half▲ 113%€46,133within the sector's middle half▲ 60.9%€54,580within the sector's middle half▲ 18.3%€3,991within the sector's middle half▼ 92.7%
Equity€124,294within the sector's middle half▲ 12.1%€123,599within the sector's middle half▼ 0.6%€159,119within the sector's middle half▲ 28.7%€126,342within the sector's middle half▼ 20.6%€46,233within the sector's middle half▼ 63.4%
Total assets€134,158within the sector's middle half▲ 14.0%€135,128within the sector's middle half▲ 0.7%€175,875within the sector's middle half▲ 30.2%€245,517within the sector's middle half▲ 39.6%€136,752within the sector's middle half▼ 44.3%
Debt€9,864▲ 44.5%€11,529▲ 16.9%€16,756▲ 45.3%€119,175▲ 611%€90,519▼ 24.0%
Working capital€105,712within the sector's middle half▲ 21.6%€110,439within the sector's middle half▲ 4.5%€150,793above the sector's middle half▲ 36.5%€113,031within the sector's middle half▼ 25.0%€37,413within the sector's middle half▼ 66.9%
Solvency92.6%above the sector's middle half▼ 1.6pp91.5%above the sector's middle half▼ 1.2pp90.5%above the sector's middle half▼ 1.0pp51.5%within the sector's middle half▼ 39.0pp33.8%within the sector's middle half▼ 17.7pp
Current ratio11.72above the sector's middle half▼ 2.0210.58above the sector's middle half▼ 1.1410.00above the sector's middle half▼ 0.581.95within the sector's middle half▼ 8.051.41within the sector's middle half▼ 0.54
Return on assets (ROA)10.0%within the sector's middle half▼ 17.1pp21.2%within the sector's middle half▲ 11.2pp26.2%within the sector's middle half▲ 5.0pp22.2%within the sector's middle half▼ 4.0pp2.9%within the sector's middle half▼ 19.3pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 93% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €136,752
Fixed assets
€8,840 ▼ 33.6%
Current assets
€127,912 ▼ 44.9%
Equity and liabilities €136,752
Equity
€46,233 ▼ 63.4%
Debt
€90,519 ▼ 24.0%
Debt's share of the balance-sheet total rises from 48.5% to 66.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€8,891▼
2024 · €73,593
Cash flow
€8,461▼
2024 · €60,870
Debt to equity
1.96▲
2024 · 0.94
ROE
8.6%▼
2024 · 43.2%
Interest coverage
42.65▼
2024 · 407.22
Debt ≤ 1 year
€90,498▼
2024 · €119,175
Income taxes
€1,979▼
2024 · €16,081
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 10,905 companies that looked in July 2024 the way this one looks now, 0.8% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
0.8%
went bankrupt
4.0%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 10,905 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €9,658 | €5,422 | €4,834 | €6,289 | €4,470 | ▼ 28.9% |
| Other operating charges640/8 | - | €732 | €806 | €761 | €606 | ▼ 20.4% |
| Gross operating margin9900 | €29,848 | €46,920 | €69,785 | €74,354 | €9,496 | ▼ 87.2% |
| Operating profit (loss)9901 | €19,570 | €40,767 | €64,145 | €67,304 | €4,420 | ▼ 93.4% |
| Financial income75/76B | - | - | €910 | €3,538 | €1,758 | ▼ 50.3% |
| Recurring financial income75 | €9 | - | €910 | €3,538 | €1,758 | ▼ 50.3% |
| Financial charges65/66B | - | €180 | €175 | €181 | €208 | ▲ 15.4% |
| Recurring financial charges65 | €177 | €180 | €175 | €181 | €208 | ▲ 15.4% |
| Profit (loss) for the period before taxes9903 | €19,402 | €40,586 | €64,880 | €70,661 | €5,970 | ▼ 91.6% |
| Income taxes67/77 | €5,961 | €11,923 | €18,748 | €16,081 | €1,979 | ▼ 87.7% |
| Profit (loss) for the period9904 | €13,441 | €28,663 | €46,133 | €54,580 | €3,991 | ▼ 92.7% |
| Profit (loss) for the period to be appropriated9905 | €13,441 | €28,663 | €46,133 | €54,580 | €3,991 | ▼ 92.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €134,158 | €135,128 | €175,875 | €245,517 | €136,752 | ▼ 44.3% |
| Fixed assets21/28 | €18,582 | €13,160 | €8,326 | €13,310 | €8,840 | ▼ 33.6% |
| Tangible fixed assets22/27 | €18,582 | €13,160 | €8,326 | €13,310 | €8,840 | ▼ 33.6% |
| Plant, machinery and equipment23 | - | €1,810 | €1,029 | €1,225 | €488 | ▼ 60.2% |
| Furniture and vehicles24 | - | €9,705 | €6,475 | €9,193 | €5,460 | ▼ 40.6% |
| Other tangible fixed assets26 | - | €1,645 | €822 | €2,893 | €2,893 | = |
| Current assets29/58 | €115,576 | €121,968 | €167,549 | €232,207 | €127,912 | ▼ 44.9% |
| Amounts receivable within one year40/41 | €23,428 | €32,678 | €51,589 | €91,953 | €25,403 | ▼ 72.4% |
| Trade receivables40 | - | €32,678 | €13,580 | €13,213 | €838 | ▼ 93.7% |
| Other amounts receivable41 | - | - | €38,009 | €78,740 | €24,565 | ▼ 68.8% |
| Cash at bank and in hand54/58 | €81,586 | €83,894 | €112,972 | €138,737 | €100,833 | ▼ 27.3% |
| Deferred charges and accrued income490/1 | - | €5,395 | €2,988 | €1,516 | €1,676 | ▲ 10.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €134,158 | €135,128 | €175,875 | €245,517 | €136,752 | ▼ 44.3% |
| Equity10/15 | €124,294 | €123,599 | €159,119 | €126,342 | €46,233 | ▼ 63.4% |
| Contributions10/11 | - | €6,200 | €6,200 | €6,200 | €100 | ▼ 98.4% |
| Reserves13 | €118,094 | €117,399 | €152,919 | €120,142 | €46,133 | ▼ 61.6% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | - | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | - | - | - |
| Distributable reserves133 | - | €115,539 | €151,059 | €120,142 | €46,133 | ▼ 61.6% |
| Amounts payable17/49 | €9,864 | €11,529 | €16,756 | €119,175 | €90,519 | ▼ 24.0% |
| Amounts payable within one year42/48 | €9,864 | €11,529 | €16,756 | €119,175 | €90,498 | ▼ 24.1% |
| Trade debts44 | €1,370 | €3,861 | €2,772 | €1,672 | €115 | ▼ 93.1% |
| Suppliers440/4 | - | €3,861 | €2,772 | €1,672 | €115 | ▼ 93.1% |
| Taxes, remuneration and social security45 | - | €4,528 | €13,984 | €30,146 | €17,315 | ▼ 42.6% |
| Taxes450/3 | - | €4,528 | €13,984 | €30,146 | €17,315 | ▼ 42.6% |
| Other amounts payable47/48 | - | €3,141 | - | €87,357 | €73,068 | ▼ 16.4% |
| Accrued charges and deferred income492/3 | - | - | - | - | €21 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €13,441 | €28,663 | €46,133 | €54,580 | €3,991 | ▼ 92.7% |
| + Depreciation and write-downs630 | €9,658 | €5,422 | €4,834 | €6,289 | €4,470 | ▼ 28.9% |
| Operating cash flow (approximation) | €23,100 | €34,085 | €50,966 | €60,870 | €8,461 | ▼ 86.1% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€11,274 | €0 | ▲ 100% |
| Change in cash | - | €2,308 | €29,077 | €25,765 | -€37,905 | ▼ 247% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €3,991 ▼92.7%
Net result drops to €3,991, the lowest in the series.
23-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €54,580 ▲18.3%
Operating result €67,304, net result €54,580, both a record.
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €150,000Eq €159,119 ▲28.7%
6 profitable years in a row build equity to €159,119.
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
18-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity triplescurrent ratio 13.74
Current ratio from 4.66 to 13.74; short-term debt falls from €18,175 to €6,825.
31-12
Financial
Equity above €100,000Eq €110,853 ▲40.4%
3 profitable years in a row build equity to €110,853.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
03-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
04-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
04-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bornem · 1 establishment unit since 2015
Ground area
252 m²
Building footprint
90 m²
Volume, LiDAR
470 m³
Parcel 12007B0719/00H002, Flanders · tallest building 12.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FOCUZ
since 20152.243.909.611
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12007B0719/00H002 | Flanders | 252 m² | 1 · 90 m² | 12.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 576 EUR awarded · 576 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 576 EUR | 576 EUR |
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Of 82,646 companies in sector 70200 we hold annual accounts for 52,627. 37,714 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-07-2015
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
47761Retail sale of flowers, plants, seeds and fertilisers
71113Urban planning and landscape architecture
73300Public relations and communication consultancy
78100Employment placement agencies
81300Landscape service activities
85599Other education
E-invoicing
Reachable via Peppol
Peppol ID
0208:0634623092
Also
9925:BE0634623092
Registered
05-02-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.