FOCUS IT SOLUTIONS
ActiveFOCUS IT SOLUTIONS has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €36k and a net result of €35k. Equity is growing by ~37.5% per year across the filed fiscal years. Its solvency ranks better than 35% of 20785 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2024
83
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency72▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 1.59 against 1.39 in 2023; short-term debt: 52.9% and cash: 40.2% of total assets), but 52.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
47.1%
Return on assets
45.8%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 04-07-2025, 27 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
27 d early
2023
24 d early
2022
28 d early
2021
13 d early
2020
31 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€36k▲ 15.9%
2023 · €31k
2020: €5k
2021: €14k
2022: €21k
2023: €31k
2020 → 2024
Total assets
€77k▲ 9.6%
2023 · €70k
2020: €36k
2021: €45k
2022: €47k
2023: €70k
2020 → 2024
Net result
€35k▲ 16.2%
2023 · €30k
2020: €16k
2021: €30k
2022: €26k
2023: €30k
2020 → 2024
Working capital
€24k▲ 63.1%
2023 · €15k
2020: €-1k
2021: €-3k
2022: €3k
2023: €15k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€5k-€14k▲ 170%€21k▲ 55.4%€31k▲ 48.2%€36k▲ 15.9%
Operating result€21k-€41k▲ 98.3%€36k▼ 12.3%€42k▲ 14.9%€49k▲ 18.6%
Net result€16k-€30k▲ 89.3%€26k▼ 12.3%€30k▲ 15.4%€35k▲ 16.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 19% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €77k
Fixed assets
€12k▼ 29.4%
Current assets
€64k▲ 22.3%
Equity and liabilities €77k
Equity
€36k▲ 15.9%
Debt
€40k▲ 4.6%
The debt ratio falls from 55.4% to 52.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€54k▲
2023 · €46k
Cash flow
€40k▲
2023 · €35k
Solvency
47.1%▲
2023 · 44.6%
Current ratio
1.59▲
2023 · 1.39
Quick ratio
1.59▲
2023 · 1.39
Debt / equity
1.12▼
2023 · 1.24
ROE
97.2%▲
2023 · 96.9%
ROA
45.8%▲
2023 · 43.2%
Interest coverage
38.27▲
2023 · 35.51
Debt
€40k▲
2023 · €39k
Debt ≤ 1 year
€40k▲
2023 · €38k
Income taxes
€13k▲
2023 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€70k€77k▲
Fixed assets21/28€17k€12k▼
Tangible fixed assets22/27€17k€12k▼
Furniture and vehicles24€11k€7k▼
Other tangible fixed assets26€6k€5k▼
Current assets29/58€53k€64k▲
Amounts receivable after more than one year29-€11k
Trade receivables290-€11k
Amounts receivable within one year40/41€18k€20k▲
Trade receivables40€17k€17k▼
Other amounts receivable41€82€3k▲
Cash at bank and in hand54/58€34k€31k▼
Deferred charges and accrued income490/1€875€2k▲
Equity and liabilities
Total equity and liabilities10/49€70k€77k▲
Equity10/15€31k€36k▲
Contributions10/11€5k€5k=
Reserves13€26k€31k▲
Distributable reserves133€26k€31k▲
Investment grants15€80€40▼
Amounts payable17/49€39k€40k▲
Amounts payable within one year42/48€38k€40k▲
Financial debts43€1k€1k▼
Credit institutions430/8€1k€1k▼
Trade debts44€6k€970▼
Suppliers440/4€6k€970▼
Taxes, remuneration and social security45€17k€12k▼
Taxes450/3€17k€12k▼
Other amounts payable47/48€14k€26k▲
Accrued charges and deferred income492/3€700-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▲
Other operating charges640/8€737€1k▲
Gross operating margin9900€47k€55k▲
Operating profit (loss)9901€42k€49k▲
Financial income75/76B€45€216▲
Recurring financial income75€45€216▲
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Profit (loss) for the period before taxes9903€40k€48k▲
Income taxes67/77€10k€13k▲
Profit (loss) for the period9904€30k€35k▲
Profit (loss) for the period to be appropriated9905€30k€35k▲
Appropriation of the result
Profit (loss) to be appropriated9906€30k€35k▲
Transfer to equity691/2€10k€5k▼
To other reserves6921€10k€5k▼
Profit to be distributed694/7€20k€30k▲
Return on contributions (dividend)694€20k€30k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2020net €35k ▲16.2%
Operating result €49k, net result €35k, both a record.
07-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Dinant 1475000 NamurGround area
402 m²
Building footprint
59 m²
Volume, LiDAR
697 m³
Parcel 92302E0179/00Y002, Wallonia · tallest building 13.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
FOCUS IT SOLUTIONS
since 20202.301.897.003
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92302E0179/00Y002 | Wallonia | 402 m² | 1 · 59 m² | 13.0 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CHESSDEVIL CONSULTING
BE 0633.693.575
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NA.ON
BE 0793.382.992
Elsene · Eq €36k
Deep Dive
BE 1009.966.374
Zottegem · Eq €36k
Surf IT Solution
BE 1013.071.958
Chaumont-Gistoux · Eq €36k
BEORIGINS
BE 0783.565.802
Sint-Genesius-Rode · Eq €36k
Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 14,756 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-04-2020
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62010Computer programming, consultancy and related activities
62030Computer programming, consultancy and related activities
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.