Focus Coaching
ActiveFocus Coaching has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €189k and a net result of €69k. Equity is growing by ~37.1% per year across the filed fiscal years. Its solvency ranks better than 70% of 2267 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
93
/ 100
Excellent▲ +15 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency88▲+24
Growth78=
Stability100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 1.63 against 1.12 in 2024), and 47.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 93
Relative position
BE, all sectors
reference
Sector 93
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.9%
Return on assets
19.3%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
58 d early
2024
3 d early
2023
5 d late
2022
4 d early
2021
101 d early
2020
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€189k▲ 55.3%
2024 · €121k
2020: €13k
2021: €30k
2022: €68k
2023: €138k
2024: €121k
2020 → 2025
Total assets
€356k▲ 17.7%
2024 · €303k
2020: €196k
2021: €196k
2022: €203k
2023: €261k
2024: €303k
2020 → 2025
Net result
€69k▼ 19.2%
2024 · €85k
2020: €-17k
2021: €20k
2022: €39k
2023: €102k
2024: €85k
2020 → 2025
Working capital
€96k▲ 461%
2024 · €17k
2020: €-46k
2021: €-35k
2022: €-10k
2023: €49k
2024: €17k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€30k-€68k▲ 128%€138k▲ 104%€121k▼ 11.9%€189k▲ 55.3%
Operating result€24k-€43k▲ 84.0%€132k▲ 205%€112k▼ 15.2%€96k▼ 14.3%
Net result€20k-€39k▲ 102%€102k▲ 158%€85k▼ 16.3%€69k▼ 19.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 14% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €356k
Fixed assets
€106k▼ 22.2%
Current assets
€250k▲ 50.7%
Equity and liabilities €356k
Equity
€189k▲ 55.3%
Debt
€168k▼ 7.4%
The debt ratio falls from 59.9% to 47.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€131k▼
2024 · €146k
Cash flow
€104k▼
2024 · €119k
Solvency
52.9%▲
2024 · 40.1%
Current ratio
1.63▲
2024 · 1.12
Quick ratio
1.61▲
2024 · 1.10
Debt / equity
0.89▼
2024 · 1.49
ROE
36.5%▼
2024 · 70.2%
ROA
19.3%▼
2024 · 28.2%
Interest coverage
12.80▼
2024 · 28.82
Debt
€168k▼
2024 · €181k
Debt ≤ 1 year
€154k▲
2024 · €149k
Debt > 1 year
€8k▼
2024 · €32k
Income taxes
€19k▼
2024 · €23k
Staff costs
€173k▲
2024 · €157k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€303k€356k▲
Fixed assets21/28€137k€106k▼
Intangible fixed assets21€8k€6k▼
Tangible fixed assets22/27€121k€92k▼
Plant, machinery and equipment23€75k€53k▼
Furniture and vehicles24€49€0▼
Other tangible fixed assets26€46k€39k▼
Financial fixed assets28€8k€8k=
Current assets29/58€166k€250k▲
Stocks and contracts in progress3€2k€2k▼
Stocks30/36€2k€2k▼
Amounts receivable within one year40/41€30k€14k▼
Trade receivables40€11k€2k▼
Other amounts receivable41€19k€12k▼
Current investments50/53€33k€57k▲
Cash at bank and in hand54/58€95k€174k▲
Deferred charges and accrued income490/1€6k€3k▼
Equity and liabilities
Total equity and liabilities10/49€303k€356k▲
Equity10/15€121k€189k▲
Contributions10/11€30k€30k=
Profit (loss) carried forward14€91k€159k▲
Amounts payable17/49€181k€168k▼
Amounts payable after more than one year17€32k€8k▼
Financial debts170/4€32k€8k▼
Amounts payable within one year42/48€149k€154k▲
Current portion of amounts payable after more than one year42€23k€24k▲
Trade debts44€9k€2k▼
Suppliers440/4€9k€2k▼
Taxes, remuneration and social security45€27k€36k▲
Taxes450/3€570€3k▲
Remuneration and social security454/9€26k€32k▲
Other amounts payable47/48€90k€92k▲
Accrued charges and deferred income492/3€498€6k▲
Income statement
Code20242025
Non-recurring operating income76A-€400
Remuneration, social security and pensions62€157k€173k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€35k▲
Other operating charges640/8€5k€5k▼
Gross operating margin9900€308k€309k▲
Operating profit (loss)9901€112k€96k▼
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Financial charges65/66B€5k€10k▲
Recurring financial charges65€5k€10k▲
Profit (loss) for the period before taxes9903€109k€87k▼
Income taxes67/77€23k€19k▼
Profit (loss) for the period9904€85k€69k▼
Profit (loss) for the period to be appropriated9905€85k€69k▼
Appropriation of the result
Profit (loss) to be appropriated9906€193k€160k▼
Profit (loss) brought forward from the previous period14P€108k€91k▼
Profit to be distributed694/7€102k€2k▼
Return on contributions (dividend)694€102k€2k▼
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €150kEq €189k ▲55.3%
5 profitable years in a row build equity to €189k.
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
05-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 5 days late
2023
31-12
Financial
Highest result since 2020net €102k ▲158%
Operating result €132k, net result €102k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 1.72
Current ratio from 0.81 to 1.72.
31-12
Financial
Equity above €100kEq €138k ▲104%
3 profitable years in a row build equity to €138k.
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
21-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €20k
Net result €20k after one loss-making year.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ravels · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Weeldestraat 1562381 RavelsGround area
571 m²
Building footprint
341 m²
Volume, LiDAR
2,299 m³
Parcel 13048B0547/00Y002, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Focus Coaching
since 20192.289.839.408
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13048B0547/00Y002 | Flanders | 571 m² | 1 · 341 m² | 10.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 1,080 EUR awarded · 1,080 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,080 EUR | 1,080 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteRavels2.289.839.408
Similar companies · same sector, comparable size
A.F. Oost-Vlaanderen
BE 0671.554.160
Stekene · Eq €189k
BODY20 Global
BE 0770.660.842
Antwerpen · Eq €185k
MECHFIT
BE 0465.635.731
Houthalen-Helchteren · Eq €183k
Europa Gym
BE 0428.376.744
Sint-Lambrechts-Woluwe · Eq €183k
FIT2KINE
BE 0552.814.678
Dilsen-Stokkem · Eq €180k
Of 1,510 companies in sector 93130 we hold annual accounts for 682. 483 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-05-2019
Fiscal year end31-12
Activities, NACEBEL
93130Fitness centres
46170Agents in the wholesale of food, beverages and tobacco
47279Other retail sale of food
47299Retail trade
47639Retail sale of other sporting goods
47640Retail trade
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
47721Retail sale of footwear
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.