FOCUS 4D
ActiveFOCUS 4D has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €218k and a net result of €29k. Equity is growing by ~8.1% per year across the filed fiscal years. Its solvency ranks better than 76% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▲+4
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 4.52 against 5.8 in 2024; short-term debt: 19.3% and cash: 75.3% of total assets), and 20.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.4%
Return on assets
10.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
51 d early
2023
29 d early
2022
17 d late
2021
10 d late
2020
27 d late
2019
53 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€142k
EBIT margin
32.8%
Net result
€29k▲ 54.9%
2024 · €19k
2018: €19k
2019: €20k
2020: €35k
2021: €21k
2022: €13k
2023: €27k
2024: €19k
2018 → 2025
Working capital
€187k▲ 13.3%
2024 · €165k
2018: €101k
2019: €124k
2020: €157k
2021: €183k
2022: €180k
2023: €146k
2024: €165k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€191k-€185k▼ 3.2%€201k▲ 8.7%€207k▲ 2.9%€218k▲ 5.4%
Operating result€30k-€19k▼ 35.7%€39k▲ 103%€28k▼ 28.7%€43k▲ 51.5%
Net result€21k-€13k▼ 38.7%€27k▲ 112%€19k▼ 30.5%€29k▲ 54.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 51% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €275k
Fixed assets
€35k▼ 25.5%
Current assets
€240k▲ 20.4%
Equity and liabilities €275k
Equity
€218k▲ 5.4%
Debt
€57k▲ 44.9%
The debt ratio rises from 15.9% to 20.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€57k▲
2024 · €42k
Cash flow
€43k▲
2024 · €33k
Solvency
79.4%▼
2024 · 84.1%
Current ratio
4.52▼
2024 · 5.80
Quick ratio
4.52▼
2024 · 5.80
Debt / equity
0.26▲
2024 · 0.19
ROE
13.4%▲
2024 · 9.1%
ROA
10.6%▲
2024 · 7.7%
Interest coverage
330.01▲
2024 · 256.13
Debt
€57k▲
2024 · €39k
Debt ≤ 1 year
€53k▲
2024 · €34k
Income taxes
€13k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€246k€275k▲
Fixed assets21/28€47k€35k▼
Tangible fixed assets22/27€46k€34k▼
Plant, machinery and equipment23€4k€4k▼
Furniture and vehicles24€41k€30k▼
Other tangible fixed assets26€528€450▼
Financial fixed assets28€315€315=
Current assets29/58€199k€240k▲
Amounts receivable within one year40/41€16k€16k▼
Trade receivables40€15k€16k▲
Other amounts receivable41€1k€0▼
Cash at bank and in hand54/58€170k€207k▲
Deferred charges and accrued income490/1€13k€17k▲
Equity and liabilities
Total equity and liabilities10/49€246k€275k▲
Equity10/15€207k€218k▲
Contributions10/11€19k€19k=
Reserves13€116k€127k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€114k€125k▲
Profit (loss) carried forward14€72k€72k=
Amounts payable17/49€39k€57k▲
Amounts payable within one year42/48€34k€53k▲
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€4k€7k▲
Taxes450/3€4k€7k▲
Other amounts payable47/48€28k€44k▲
Accrued charges and deferred income492/3€5k€4k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€14k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€43k€58k▲
Operating profit (loss)9901€28k€43k▲
Financial income75/76B€0€5▲
Recurring financial income75€0€5▲
Financial charges65/66B€165€172▲
Recurring financial charges65€165€172▲
Profit (loss) for the period before taxes9903€28k€42k▲
Income taxes67/77€9k€13k▲
Profit (loss) for the period9904€19k€29k▲
Profit (loss) for the period to be appropriated9905€19k€29k▲
Appropriation of the result
Profit (loss) to be appropriated9906€91k€102k▲
Profit (loss) brought forward from the previous period14P€72k€72k▲
Transfer from equity791/2€13k€18k▲
Transfer to equity691/2€19k€29k▲
To other reserves6921€19k€29k▲
Profit to be distributed694/7€13k€18k▲
Return on contributions (dividend)694€13k€18k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €200kEq €201k ▲8.7%
6 profitable years in a row build equity to €201k.
17-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 17 days late
2022
31-12
Financial
Weakest financial yearnet €13k ▼38.7%
Net result drops to €13k, the lowest in the series; recovery starts the following year.
10-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 10 days late
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Highest result since 2018net €35k ▲71.2%
Operating result €47k, net result €35k, both a record.
31-12
Financial
Equity above €150kEq €164k ▲27.2%
3 profitable years in a row build equity to €164k.
22-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 53 days late
2019
31-12
Financial
Liquidity doublescurrent ratio 11.60
Current ratio from 5.71 to 11.60; short-term debt falls from €21k to €12k.
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wavre · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée d'Ottenbourg 1301300 WavreGround area
288 m²
Building footprint
112 m²
Volume, LiDAR
626 m³
Parcel 25112E0173/00Z000, Wallonia · tallest building 6.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FOCUS 4D
since 20112.200.918.221
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25112E0173/00Z000 | Wallonia | 288 m² | 1 · 112 m² | 6.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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JAYA
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CONNECTON
BE 0524.873.136
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De Smet & Claeys
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 39,499 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-07-2011
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
62020IT consultancy
62200Computer consultancy and computer facilities management
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
82300Organisation of conventions and trade shows
90201Performing arts by independent artists
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.