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Focquet Construct

Active
Private limited companyfounded 2024active for 2 yearsKapenbergstraat 19, 2640 Mortsel, BelgiumKBO/BCE: BE 1011.064.157
Summary

Focquet Construct has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €66,126 and a net result of €66,026. Its solvency ranks better than 68% of 17,149 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Overview

Official details

Source: KBO
Status
Active since 02-07-2024 Normal situation
Activity
Development of residential building projects NACE 68121
Establishment unit
2.361.205.474 2640 Mortsel, since 02-07-2024
Financial year end
31 December
Peppol
Reachable since 07-01-2025

Board and ownership

Board
Shareholders
  • FOCQUET,Filipact of 04-07-2024

Financial position

98 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€104,663
Turnover
≈ €190,000
estimated
Profit
€66,026
Equity
€66,126
Total assets
€123,075
  • 2025 accounts filed 31 days after the deadline
Score breakdownraises riskLast filed accounts filed 31 days late; 1 of the last 3 accounts lateFounded in 2024lowers riskLiquidity: current ratio 2.51, cash €78,990Sector: Real estate activities (NACE 68)Show the evidence

Checked score

Score 2025
98 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 84% of micro companies in real estate (NACE 68)
Financial strength
Strong
Solvency 79
equity 53.7% of total assets
Liquidity 87
short-term debt 30.3% · cash 64.2%
Profitability 100
return on assets 53.6%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,628 companies, NACE 68, micro)
Last 24 months 08-2025: 0.7% 09-2025: 0.7%● unchanged vs 08-2025 10-2025: 0.7%● unchanged vs 09-2025 11-2025: 0.8%▲ +0.1 percentage points vs 10-2025 12-2025: 0.9%▲ +0.1 percentage points vs 11-2025 01-2026: 0.9%● unchanged vs 12-2025 02-2026: 1.0%▲ +0.1 percentage points vs 01-2026 03-2026: 1.0%● unchanged vs 02-2026 04-2026: 0.9%▼ -0.1 percentage points vs 03-2026 05-2026: 0.9%● unchanged vs 04-2026 06-2026: 1.1%▲ +0.2 percentage points vs 05-2026 07-2026: 1.1%● unchanged vs 06-2026 08-2026: 1.1%● unchanged vs 07-2026highest value 09-2026: 0.1%▼ -1.0 percentage point vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value 11-2026: 0.1%● unchanged vs 10-2026lowest value
Credit of up to €6,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is ample, with a current ratio of 2.51, above the usual 1.5. Short-term debt is 30.3% and cash 64.2% of total assets. 46.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 67% of them on solvency, 90% on liquidity and 95% on profitability.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 2.51, cash €78,990
NBB · annual accounts
lowers risk · Sector: Real estate activities (NACE 68)
KBO
raises risk · Last filed accounts filed 31 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Founded in 2024
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
31 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Financials

Financials · financial year 2025, micro format

2025 annual accounts filed 31 days after the deadline Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00499085.

Annual accounts 2025 filed on 31-08-2026 at the NBB

Turnover
≈ €190,000
Estimated: probably between €140,000 and €350,000
Total assets
€123,075
Net result
€66,026
Working capital
€56,362

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Assets €123,075
Fixed assets €29,400
Current assets €93,675
Equity and liabilities €123,075
Equity €66,126
Debt €56,949
Debt's share of the balance-sheet total is 46.3%.
Key figures and ratios
2025 value
EBITDA
€103,726
Cash flow
€81,457
Current ratio
2.51
Debt to equity
0.86
ROE
99.8%
ROA
53.6%
Interest coverage
43.33
Debt ≤ 1 year
€37,314
Debt > 1 year
€19,635
Income taxes
€19,894

Investments

fixed assets acquired
Item2025
Tangible fixed assets€44,830
Depreciation and write-downs of the year€15,431

Source: notes to the 2025 annual accounts (statement of fixed assets)

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 39 lines
Balance sheet Code2025
Assets
Total assets20/58€123,075
Fixed assets21/28€29,400
Tangible fixed assets22/27€29,400
Furniture and vehicles24€29,400
Current assets29/58€93,675
Amounts receivable within one year40/41€13,420
Trade receivables40€13,357
Other amounts receivable41€63
Cash at bank and in hand54/58€78,990
Deferred charges and accrued income490/1€1,266
Equity and liabilities
Total equity and liabilities10/49€123,075
Equity10/15€66,126
Contributions10/11€100
Profit (loss) carried forward14€66,026
Amounts payable17/49€56,949
Amounts payable after more than one year17€19,635
Financial debts170/4€19,635
Amounts payable within one year42/48€37,314
Current portion of amounts payable after more than one year42€11,763
Financial debts43€53
Credit institutions430/8€53
Trade debts44€527
Suppliers440/4€527
Taxes, remuneration and social security45€24,040
Taxes450/3€24,040
Other amounts payable47/48€931
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15,431
Other operating charges640/8€937
Gross operating margin9900€104,663
Operating profit (loss)9901€88,295
Financial income75/76B€19
Recurring financial income75€19
Financial charges65/66B€2,394
Recurring financial charges65€2,394
Profit (loss) for the period before taxes9903€85,920
Income taxes67/77€19,894
Profit (loss) for the period9904€66,026
Profit (loss) for the period to be appropriated9905€66,026
Appropriation of the result
Profit (loss) to be appropriated9906€66,026

The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 31-08-2026.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15,431
Other operating charges640/8€937
Gross operating margin9900€104,663
Operating profit (loss)9901€88,295
Financial income75/76B€19
Recurring financial income75€19
Financial charges65/66B€2,394
Recurring financial charges65€2,394
Profit (loss) for the period before taxes9903€85,920
Income taxes67/77€19,894
Profit (loss) for the period9904€66,026
Profit (loss) for the period to be appropriated9905€66,026
Line2025
Assets
Total assets20/58€123,075
Fixed assets21/28€29,400
Tangible fixed assets22/27€29,400
Furniture and vehicles24€29,400
Current assets29/58€93,675
Amounts receivable within one year40/41€13,420
Trade receivables40€13,357
Other amounts receivable41€63
Cash at bank and in hand54/58€78,990
Deferred charges and accrued income490/1€1,266
Equity and liabilities
Total equity and liabilities10/49€123,075
Equity10/15€66,126
Contributions10/11€100
Profit (loss) carried forward14€66,026
Amounts payable17/49€56,949
Amounts payable after more than one year17€19,635
Financial debts170/4€19,635
Amounts payable within one year42/48€37,314
Current portion of amounts payable after more than one year42€11,763
Financial debts43€53
Credit institutions430/8€53
Trade debts44€527
Suppliers440/4€527
Taxes, remuneration and social security45€24,040
Taxes450/3€24,040
Other amounts payable47/48€931
Line2025
Profit (loss) for the period9904€66,026
+ Depreciation and write-downs630€15,431
Operating cash flow (approximation)€81,457

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Historical observation

In July 2024, 39,278 companies had the same profile as Focquet Construct has now. Two years later, 95.8% were still going and 1.8% had gone bankrupt.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
95.8% was still going
2.3% stopped otherwise
1.8% went bankrupt

Another 0.1% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of Focquet Construct itself is lower: 0.1% within 12 months. It rests on far more data about Focquet Construct than the profile alone.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 39,278 companies, not a prediction for Focquet Construct. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Filings with the National Bank (1)
Financial year Type Filed Reference Document
31-12-2025 micro format 31-08-2026 2026-00499085 PDF

Board & ownership

Directors

Directors
1 director, since incorporation
FOCQUET,Filip
Director (not named in the articles) · since 01-07-2024 · term without a fixed end · listed in the 2025 annual accounts, filed on 31-08-2026
Current
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 04-07-2024

Owners and capital

Shareholders

At incorporation act of 04-07-2024 ↗

Capital transactions

Capital over time
  1. 04-07-2024 Incorporation · €100 · 1,000 shares

Articles of association

Board ruleThese rules set how the board is made up, meets and takes decisions.
At least 1 director

Articles of association, deed of 04-07-2024 (in Dutch)

Network & group

Focquet Construct shares no director with another company.

Connections & network

1 current director
Depth

The network starts from the directors of Focquet Construct. Every other company they run is a node.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Acts, filings and financial milestones

2026
31-08
NBB filing Annual accounts 2025 filedNBB
micro format · 31 days late
2024
04-07
Gazette deed Incorporation
Founding capital of €100, 1,000 shares · Founder: FOCQUET, Filip (comparant) · Appointment: FOCQUET, Filip (director)5 points ▸
  • Founder, FOCQUET, Filip (comparant)
  • Founding capital, €100, 1,000 shares
  • Founder, FOCQUET, Filip
  • Board rule, 1
  • Director appointment, FOCQUET, Filip (director (not named in the articles))
  • The act holds 2 more points.

Open the act in the Belgian Official Gazette

Gazette deedNBB filing

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

Company details

Register details

Identity

KBO record
Name Focquet Construct in Dutch
Enterprise number 1011.064.157
Legal form Private limited company
Status Active, normale toestand
Founded 02-07-2024
Entity type Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 04-07-2024 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Kapenbergstraat 19, 2640 Mortsel”
deed of 04-07-2024 (in Dutch)

Registered office and establishments

Registered office Kapenbergstraat 19, 2640 Mortsel, Belgium
Establishment unit Focquet Construct, Kapenbergstraat 19, 2640 Mortsel since 02-07-2024 · unit number 2.361.205.474

Activities

NACEBEL 2025
68121 Development of residential building projects main activity
Codes under NACEBEL 2008
41101 Real estate development main activity
PurposeThe purpose describes the activities the company may carry out under its articles.
“Alle activiteiten met betrekking tot adviesverlening,management,marketing,coaching,communicatie en aanverwante; Het verstrekken van…”
37 activities
  1. Alle activiteiten met betrekking tot adviesverlening,management,marketing,coaching,communicatie en aanverwante
  2. Het verstrekken van opleidingen,de organisatie van seminaries,cursussen,conferenties tentoonstellingen en beurzen
  3. Het uitoefenen van bestuursfuncties of mandaten in vennootschappen,organisaties of verenigingen
  4. Het uitvoeren,begeleiden en controleren van marktstudies in de breedste zin van het woord
  5. Het verwerven,behouden,beheren,huren en verhuren,onderhouden,renoveren,uitbreiden,vervreemden,verdelen en verkavelen van alle mogelijke onroerende goederen,dit alles met inbegrip van het afsluiten van contracten van onroerende leasing
  6. De aanneming van algemene bouwwerken,nieuwbouwwerken,renovatiewerken,onderhoudswerken,projectontwikkeling en projectmanagement
  7. De aankoop,verkoop,huur,invoer en uitvoer van alle mogelijke materialen,goederen,toestellen en materieel,noodzakelijk voor de bouw,het onderhoud,het herstel en de vernieuwing van gebouwen
  8. Het bouwen van openbare en particuliere gebouwen
  9. Het optrekken van individuele woningen,appartementen,kantoorgebouwen of industriële gebouwen,in opdracht en/of volgens de formule sleutel op de deur
  10. Alle activiteiten van bouwpromotor
  11. Alle studies en operaties met betrekking tot alle onroerende goederen en rechten en tot alle roerende goederen en rechten welke daaruit voortvloeien,zoals de aankoop,de bouw,de verbouwing,de aanpassing,de huur en onderhuur,de ruiling,de verkoop en,in het algemeen,alle operaties die rechtstreeks of onrechtstreeks betrekking hebben op het beheer of op het productief maken,voor zichzelf of voor anderen van alle bebouwde of onbebouwde onroerende eigendommen
  12. Het maken van en het adviseren bij haalbaarheidsstudies
  13. Het opstellen van en de begeleiding bij alle vormen van aanbestedingen
  14. Het uitvoeren van expertises met betrekking tot onroerende en roerende goederen
  15. Alle werkzaamheden met betrekking tot loodgieterij,sanitaire inrichting en installaties,schrijnwerk,pleister- en behangwerken,vloerbedekking,schilderwerken,isolatie en aanverwante
  16. Alle grond-,kabel- en leidingwerken waaronder onder meer het leggen van kabels en buizen voor onder meer afvoer
  17. Drainagewerken inclusief het aanleggen van waterputten en –reservoirs,alsook baggerwerken en het ruimen van waterlopen
  18. Alle graafwerken in het algemeen inclusief grondverzet
  19. Alle elektriciteitswerken en elektronicawerkzaamheden,onder meer installatie van elektrische bedrading en toebehoren,elektrische verwarmingsinstallaties,hulpvoedingssystemen(generatoraggregaten),antennes en bliksemafleiders,en andere
  20. Plaatsing,onderhoud en/of verkoop van zonnepanelen,zonneboilers en alle aanverwante installaties
  21. Alle werkzaamheden met betrekking tot kabelwerken,domotica,beveiliging,telecom-en databekabeling,en dergelijke
  22. Alle activiteiten met betrekking tot informatica en elektronica,IT-consulting,programmering,ontwikkeling,ontwerp,verkoop,installatie,adviesverlening met betrekking tot informatica -en elektronicatoepassingen en aanverwante,zowel hardware als software
  23. Arbeidsbemiddeling,personeelsselectie,marktonderzoek,rekrutering,functioneringsonderzoeken en alle aanverwante activiteiten
  24. Outplacement en alle aanverwante activiteiten
  25. De inrichting en de organisatie van evenementen,activiteiten,reizen,en dergelijke met inbegrip van begeleiding of advies hieromtrent
  26. Alle activiteiten met betrekking tot ontwerp,verkoop,adviesverlening,coördinatie van werkzaamheden,implementatie van systemen,bedrijfsvoering en dit alles in de ruimste zin
  27. Het aanleggen,het oordeelkundig beheer en het uitbreiden van een roerend en onroer-end vermogen
  28. De aankoop,verkoop en ruiling,het beheer en de valorisatie van alle verhandelbare waardepapieren,aandelen,participaties,obligaties,fondsen en van alle roerende goederen en rechten
  29. Productie,opslag en outsourcing in de meest uitgebreide zin
  30. Import,export,groothandel,kleinhandel,verhuring,aan- en verkoop van alle soorten goederen,producten en materialen,in eigen naam,voor derden of als commissionair
  31. Het maken van alle studies,de organisatie van en het geven van adviezen inzake handels-,financiële,administratieve,technische,bedrijfsorganisatorische of andere aangelegenheden en er het beheer en de controle van doen
  32. De voorbereiding,de opstelling en het afsluiten,zowel als mandataris als voor eigen rekening,van alle mogelijke overeenkomsten voor openbare of particuliere werken of voor leveringen en het uitvoeren van alle verrichtingen die daarmee verband houden
  33. Het samenwerken met andere ondernemingen,het deelnemen in of belangen nemen in alle soorten ondernemingen,vennootschappen of organisaties
  34. Het aangaan van kredieten,leningen en alle soorten verbintenissen
  35. Het verstrekken van kredieten en alle soorten geldleningen in gelijk welke vorm
  36. De vennootschap mag zowel tot waarborg van eigen verbintenissen of van verbintenissen van derden zich borg stellen of zakelijke zekerheden verlenen of haar goederen,tegoeden of handelszaak in hypotheek of in pand geven ten voordele van andere ondernemingen of particulieren
  37. De vennootschap mag in België en in het buitenland alle roerende en onroerende,commerciële,industriële en financiële handelingen stellen,die rechtstreeks of onrechtstreeks verband houden met haar voorwerp
deed of 04-07-2024 (in Dutch)

Invoicing and payment

VAT number BE 1011.064.157
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:1011064157
Other Peppol ID 9925:BE1011064157
Registered 07-01-2025

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 4 November 2026 · Peppol Directory

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1011.064.157

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
15 June at 18:00
deed of 04-07-2024 (in Dutch)

Sites & property

Location
registered office establishment The establishment unit on the map

Buildings and parcels at the address

Ground area
288 m²
Building footprint
74 m²
Building volume
466 m³
Cadastral parcel Region Area Buildings Height / floors
11513C0384/00M013 Flanders 287 m² 1 · 74 m² 9.4 m · 2