FoCo Int.
ActiveThe computed 12-month bankruptcy probability of FoCo Int. is 1.7% (moderate). The 2024 annual accounts show equity of €44k and a net result of €20k. Equity is growing by ~30.5% per year across the filed fiscal years. Its solvency ranks better than 68% of 15870 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
100
/ 100
Excellent▲ +14 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency99▲+21
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.54 against 1.7 in 2023), and 38.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 14-10-2025, 75 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
75 d late
2023
181 d late
2022
213 d late
2021
29 d late
2020
122 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€44k▲ 80.7%
2023 · €24k
2020: €14k
2021: €21k
2022: €18k
2023: €24k
2020 → 2024
Total assets
€71k▲ 20.4%
2023 · €59k
2020: €45k
2021: €49k
2022: €36k
2023: €59k
2020 → 2024
Net result
€20k▲ 220%
2023 · €6k
2020: €10k
2021: €7k
2022: €-3k
2023: €6k
2020 → 2024
Working capital
€42k▲ 72.2%
2023 · €24k
2020: €15k
2021: €21k
2022: €18k
2023: €24k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€14k-€21k▲ 49.7%€18k▼ 13.4%€24k▲ 33.8%€44k▲ 80.7%
Operating result€15k-€9k▼ 34.8%€-2k€9k€30k▲ 215%
Net result€10k-€7k▼ 30.2%€-3k€6k€20k▲ 220%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 215% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €71k
Fixed assets
€2k
Current assets
€69k
Equity and liabilities €71k
Equity
€44k▲ 80.7%
Debt
€27k▼ 21.8%
The debt ratio falls from 58.9% to 38.2%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€30k
Cash flow
€20k
Solvency
61.8%▲
2023 · 41.1%
Current ratio
2.54▲
2023 · 1.70
Quick ratio
2.39▲
2023 · 1.65
Debt / equity
0.62▼
2023 · 1.43
ROE
44.7%▲
2023 · 25.2%
ROA
27.6%▲
2023 · 10.4%
Interest coverage
35.97
Debt
€27k▼
2023 · €35k
Debt ≤ 1 year
€27k▼
2023 · €35k
Income taxes
€8k▲
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€59k€71k▲
Fixed assets21/28-€2k
Tangible fixed assets22/27-€2k
Furniture and vehicles24-€2k
Financial fixed assets28-€200
Current assets29/58€59k€69k▲
Stocks and contracts in progress3€2k€4k▲
Stocks30/36€2k€4k▲
Amounts receivable within one year40/41€43k€56k▲
Trade receivables40€43k€56k▲
Cash at bank and in hand54/58€13k€8k▼
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€59k€71k▲
Equity10/15€24k€44k▲
Contributions10/11€4k€4k=
Profit (loss) carried forward14€20k€40k▲
Amounts payable17/49€35k€27k▼
Amounts payable within one year42/48€35k€27k▼
Trade debts44€27k€9k▼
Suppliers440/4€27k€9k▼
Taxes, remuneration and social security45€7k€18k▲
Taxes450/3€7k€18k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€421
Other operating charges640/8€1k€1k▼
Gross operating margin9900€11k€31k▲
Operating profit (loss)9901€9k€30k▲
Financial income75/76B€13€92▲
Recurring financial income75€13€92▲
Non-recurring financial income76B€13€92▲
Financial charges65/66B€983€2k▲
Recurring financial charges65€983€836▼
Non-recurring financial charges66B-€1k
Profit (loss) for the period before taxes9903€8k€28k▲
Income taxes67/77€2k€8k▲
Profit (loss) for the period9904€6k€20k▲
Profit (loss) for the period to be appropriated9905€6k€20k▲
Appropriation of the result
Profit (loss) to be appropriated9906€20k€40k▲
Profit (loss) brought forward from the previous period14P€14k€20k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
14-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 75 days late
28-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 181 days late
2024
31-12
Financial
Highest result since 2020net €20k ▲220%
Operating result €30k, net result €20k, both a record.
29-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 213 days late
2023
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
2022
31-12
Financial
Weakest financial yearnet €-3k ▼140%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
30-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 122 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2023
Marla DUEE
CurrentManager · since 30-11-2023
30-11-2023
Marla DUEE: Appointed as Manager
30-11-2023
Geoffrey COUPE: Resigned as Manager
Location & real-estate footprint
Registered office, Honnelles · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Joncrelle(ROI) 37387 HonnellesGround area
2,465 m²
Building footprint
100 m²
Volume, LiDAR
549 m³
Parcel 53069A0528/00A000, Wallonia · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FoCo Int.
since 20202.298.137.262
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53069A0528/00A000 | Wallonia | 2,465 m² | 1 · 100 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,299 companies in sector 46423 we hold annual accounts for 807. 508 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-01-2020
Fiscal year end31-12
Activities, NACEBEL
46423Wholesale of clothing, excluding workwear and underwear
46496Wholesale trade
47639Retail sale of other sporting goods
47640Retail trade
85510Sports and recreation education
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:sebastienfontaine@geofco.be