FOCA G
ActiveSummary
The computed 12-month bankruptcy probability of FOCA G is 1.8% (moderate). The 2025 annual accounts show equity of €113k and a net result of €14k. Equity is growing by ~41.1% per year across the filed fiscal years. Its solvency ranks better than 87% of 4522 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability62▼-27
Solvency100▲+6
Growth78=
Track record94
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 4.77 against 4.56 in 2024; short-term debt: 20.9% and cash: 20.7% of total assets), and 20.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Services to buildings and landscape activities (NACE 81)
about 79% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.1%
Return on assets
9.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
25 d late
2024
29 d late
2023
30 d late
2022
31 d late
2021
76 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€340k
EBIT margin
6.0%
Net result
€14k▼ 54.2%
2024 · €30k
2021: €10klowest in 5 years
2022: €36k▲ +248% vs 2021highest in 5 years
2023: €18k▼ -51.3% vs 2022
2024: €30k▲ +71.1% vs 2023
2025: €14k▼ -54.2% vs 2024
2021 → 2025
Working capital
€113k▼ 0.1%
2024 · €113k
2021: €14klowest in 5 years
2022: €51k▲ +272% vs 2021
2023: €79k▲ +53.6% vs 2022
2024: €113k▲ +43.3% vs 2023highest in 5 years
2025: €113k▼ -0.1% vs 2024
2021 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€340k
Equity€15k-€52k▲ 235%€69k▲ 34.1%€99k▲ 43.5%€113k▲ 13.9%
2021: €15klowest in 5 years
2022: €52k▲ +235% vs 2021
2023: €69k▲ +34.1% vs 2022
2024: €99k▲ +43.5% vs 2023
2025: €113k▲ +13.9% vs 2024highest in 5 years
Operating result€13k-€46k▲ 248%€20k▼ 55.7%€36k▲ 77.4%€17k▼ 51.9%
2021: €13klowest in 5 years
2022: €46k▲ +248% vs 2021highest in 5 years
2023: €20k▼ -55.7% vs 2022
2024: €36k▲ +77.4% vs 2023
2025: €17k▼ -51.9% vs 2024
Net result€10k-€36k▲ 248%€18k▼ 51.3%€30k▲ 71.1%€14k▼ 54.2%
2021: €10klowest in 5 years
2022: €36k▲ +248% vs 2021highest in 5 years
2023: €18k▼ -51.3% vs 2022
2024: €30k▲ +71.1% vs 2023
2025: €14k▼ -54.2% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 52% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €143k
Fixed assets
€250 =
Current assets
€143k ▼ 1.3%
Equity and liabilities €143k
Equity
€113k ▲ 13.9%
Debt
€30k ▼ 34.3%
Debt's share of the balance-sheet total falls from 31.5% to 20.9%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
4.77▲
2024 · 4.56
Debt to equity
0.26▼
2024 · 0.46
ROE
12.2%▼
2024 · 30.3%
ROA
9.6%▼
2024 · 20.8%
Debt ≤ 1 year
€30k▼
2024 · €32k
Income taxes
€7k▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 34 lines
Balance sheet
Code20242025
Assets
Total assets20/58€145k€143k▼
Fixed assets21/28€250€250=
Financial fixed assets28€250€250=
Current assets29/58€145k€143k▼
Amounts receivable within one year40/41€114k€113k▼
Trade receivables40€49k€13k▼
Other amounts receivable41€66k€100k▲
Cash at bank and in hand54/58€30k€30k▼
Deferred charges and accrued income490/1€598€561▼
Equity and liabilities
Total equity and liabilities10/49€145k€143k▼
Equity10/15€99k€113k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€94k€108k▲
Amounts payable17/49€46k€30k▼
Amounts payable within one year42/48€32k€30k▼
Trade debts44€13k€11k▼
Suppliers440/4€13k€11k▼
Taxes, remuneration and social security45€14k€17k▲
Taxes450/3€14k€17k▲
Other amounts payable47/48€5k€2k▼
Accrued charges and deferred income492/3€14k€0▼
Income statement
Code20242025
Other operating charges640/8€300€546▲
Gross operating margin9900€37k€18k▼
Operating profit (loss)9901€36k€17k▼
Financial income75/76B€4k€5k▲
Recurring financial income75€4k€5k▲
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Profit (loss) for the period before taxes9903€39k€21k▼
Income taxes67/77€9k€7k▼
Profit (loss) for the period9904€30k€14k▼
Profit (loss) for the period to be appropriated9905€30k€14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€94k€108k▲
Profit (loss) brought forward from the previous period14P€64k€94k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | - | €340k | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | €324k | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1k | - | - | - | - | - |
| Other operating charges640/8 | €1k | €2k | €2k | €300 | €546 | ▲ 82.0% |
| Gross operating margin9900 | €16k | €49k | €22k | €37k | €18k | ▼ 50.8% |
| Operating profit (loss)9901 | €13k | €46k | €20k | €36k | €17k | ▼ 51.9% |
| Financial income75/76B | - | - | €3k | €4k | €5k | ▲ 42.6% |
| Recurring financial income75 | - | - | €3k | €4k | €5k | ▲ 42.6% |
| Financial charges65/66B | €111 | €745 | €455 | €1k | €1k | ▲ 33.5% |
| Recurring financial charges65 | €111 | €745 | €455 | €1k | €1k | ▲ 33.5% |
| Profit (loss) for the period before taxes9903 | €13k | €45k | €23k | €39k | €21k | ▼ 45.5% |
| Income taxes67/77 | €3k | €9k | €5k | €9k | €7k | ▼ 15.5% |
| Profit (loss) for the period9904 | €10k | €36k | €18k | €30k | €14k | ▼ 54.2% |
| Profit (loss) for the period to be appropriated9905 | €10k | €36k | €18k | €30k | €14k | ▼ 54.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €29k | €67k | €104k | €145k | €143k | ▼ 1.3% |
| Fixed assets21/28 | €2k | €250 | €250 | €250 | €250 | = |
| Tangible fixed assets22/27 | €1k | - | - | - | - | - |
| Furniture and vehicles24 | €1k | - | - | - | - | - |
| Financial fixed assets28 | €250 | €250 | €250 | €250 | €250 | = |
| Current assets29/58 | €28k | €67k | €104k | €145k | €143k | ▼ 1.3% |
| Amounts receivable within one year40/41 | €26k | €66k | €76k | €114k | €113k | ▼ 1.5% |
| Trade receivables40 | €21k | €24k | €20k | €49k | €13k | ▼ 73.3% |
| Other amounts receivable41 | €5k | €42k | €56k | €66k | €100k | ▲ 51.8% |
| Cash at bank and in hand54/58 | €1k | €350 | €28k | €30k | €30k | ▼ 0.3% |
| Deferred charges and accrued income490/1 | €491 | €294 | €774 | €598 | €561 | ▼ 6.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €29k | €67k | €104k | €145k | €143k | ▼ 1.3% |
| Equity10/15 | €15k | €52k | €69k | €99k | €113k | ▲ 13.9% |
| Contributions10/11 | €5k | €5k | €5k | €5k | €5k | = |
| Profit (loss) carried forward14 | €10k | €47k | €64k | €94k | €108k | ▲ 14.6% |
| Amounts payable17/49 | €14k | €15k | €35k | €46k | €30k | ▼ 34.3% |
| Amounts payable within one year42/48 | €14k | €15k | €25k | €32k | €30k | ▼ 5.5% |
| Trade debts44 | €4k | €3k | €7k | €13k | €11k | ▼ 17.5% |
| Suppliers440/4 | €4k | €3k | €7k | €13k | €11k | ▼ 17.5% |
| Taxes, remuneration and social security45 | €3k | €12k | €14k | €14k | €17k | ▲ 24.7% |
| Taxes450/3 | €3k | €12k | €14k | €14k | €17k | ▲ 24.7% |
| Other amounts payable47/48 | €7k | - | €4k | €5k | €2k | ▼ 57.5% |
| Accrued charges and deferred income492/3 | - | - | €10k | €14k | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €10k | €36k | €18k | €30k | €14k | ▼ 54.2% |
| + Depreciation and write-downs630 | €1k | - | - | - | - | - |
| Operating cash flow (approximation) | €12k | €36k | €18k | €30k | €14k | ▼ 54.2% |
| Investment in fixed assets (approximation) | - | €1k | €0 | €0 | €0 | - |
| Change in cash | - | €-952 | €27k | €2k | €-77 | ▼ 104% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
31-12
Financial
Equity above €100kEq €113k ▲13.9%
5 profitable years in a row build equity to €113k.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Highest result since 2021net €36k ▲248%
Operating result €46k, net result €36k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 4.36
Current ratio from 1.99 to 4.36.
15-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 76 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ternat · 1 establishment unit since 2020
Ground area
311 m²
Building footprint
209 m²
Volume, LiDAR
1,925 m³
2 parcels, Brussels, Flanders · tallest building 10.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
FOCA G
since 20202.310.924.337
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21306D0342/00K000 | Brussels | 229 m² | 1 · 151 m² | 10.5 m · 3 fl. |
| 23086A0354/00K002 | Flanders | 82 m² | 1 · 58 m² | 10.3 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,352 companies in sector 81210 we hold annual accounts for 2,733. 2,119 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded10-12-2020
Fiscal year end31-12
Activities, NACEBEL 2025
81210General cleaning of buildings
43990Other specialised construction activities
Scores and ratios are computed by Checked and are not a credit decision.