Fobopro
ActiveSummary
Fobopro has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €76,320 and a net result of €19,499. Equity is growing by ~39.9% per year across the filed fiscal years. Its solvency ranks better than 76% of 19362 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability90▲+10
Solvency91▲+9
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days acceptable
Liquidity tight (current ratio 1.5 against 2.39 in 2023; short-term debt: 30.3% and cash: 26.7% of total assets), and 33.6% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-07-2025, 29 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
29 d early
2023
12 d early
2022
1 d late
2021
9 d late
2020
3 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 6 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
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Financials · fiscal year 2024, micro schema
Equity
€76,320▲ 34.3%
2023 · €56,820
Total assets
€115,025▲ 15.9%
2023 · €99,227
Net result
€19,499▲ 115%
2023 · €9,055
Working capital
€17,362▼ 61.3%
2023 · €44,866
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€2,523-€36,094▲ 1,330%€21,488▼ 40.5%€12,850▼ 40.2%€25,770▲ 101%
Net result€1,949within the sector's middle half-€28,321within the sector's middle half▲ 1,353%€14,994within the sector's middle half▼ 47.1%€9,055within the sector's middle half▼ 39.6%€19,499within the sector's middle half▲ 115%
Equity€4,449below the sector's middle half-€32,771within the sector's middle half▲ 637%€47,765within the sector's middle half▲ 45.8%€56,820within the sector's middle half▲ 19.0%€76,320within the sector's middle half▲ 34.3%
Total assets€9,920below the sector's middle half-€83,077below the sector's middle half▲ 738%€91,254below the sector's middle half▲ 9.8%€99,227below the sector's middle half▲ 8.7%€115,025below the sector's middle half▲ 15.9%
Debt€5,470-€50,307▲ 820%€43,489▼ 13.6%€42,407▼ 2.5%€38,705▼ 8.7%
Working capital€4,666-€21,298▲ 356%€30,931▲ 45.2%€44,866▲ 45.1%€17,362▼ 61.3%
Solvency44.9%within the sector's middle half-39.4%within the sector's middle half▼ 5.4pp52.3%within the sector's middle half▲ 12.9pp57.3%within the sector's middle half▲ 4.9pp66.4%above the sector's middle half▲ 9.1pp
above
within
below
the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 101% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €115,025
Fixed assets
€62,778 ▲ 185%
Current assets
€52,247 ▼ 32.3%
Equity and liabilities €115,025
Equity
€76,320 ▲ 34.3%
Debt
€38,705 ▼ 8.7%
Debt's share of the balance-sheet total falls from 42.7% to 33.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€42,718▲
2023 · €23,756
Cash flow
€36,447▲
2023 · €19,961
Current ratio
1.50▼
2023 · 2.39
Quick ratio
1.16▼
2023 · 1.77
Debt to equity
0.51▼
2023 · 0.75
ROE
25.5%▲
2023 · 15.9%
ROA
17.0%▲
2023 · 9.1%
Interest coverage
76.59▲
2023 · 22.16
Debt ≤ 1 year
€34,885▲
2023 · €32,363
Debt > 1 year
€3,820▼
2023 · €9,465
Income taxes
€5,763▲
2023 · €2,724
Staff costs
€255
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,964 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.5%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,964 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €91 | - | - | - |
| Remuneration, social security and pensions62 | - | - | - | - | €255 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €4,555 | €10,855 | €10,906 | €16,948 | ▲ 55.4% |
| Other operating charges640/8 | - | €561 | €559 | €1,025 | €901 | ▼ 12.0% |
| Gross operating margin9900 | €2,523 | €41,209 | €32,903 | €24,781 | €43,874 | ▲ 77.0% |
| Operating profit (loss)9901 | €2,523 | €36,094 | €21,488 | €12,850 | €25,770 | ▲ 101% |
| Financial income75/76B | - | €0 | - | €1 | €50 | ▲ 4,936% |
| Recurring financial income75 | €2 | €0 | - | €1 | €50 | ▲ 4,936% |
| Financial charges65/66B | - | €719 | €1,759 | €1,072 | €558 | ▼ 48.0% |
| Recurring financial charges65 | €32 | €719 | €1,759 | €1,072 | €558 | ▼ 48.0% |
| Profit (loss) for the period before taxes9903 | €2,494 | €35,375 | €19,729 | €11,779 | €25,263 | ▲ 114% |
| Income taxes67/77 | €545 | €7,053 | €4,735 | €2,724 | €5,763 | ▲ 112% |
| Profit (loss) for the period9904 | €1,949 | €28,321 | €14,994 | €9,055 | €19,499 | ▲ 115% |
| Profit (loss) for the period to be appropriated9905 | €1,949 | €28,321 | €14,994 | €9,055 | €19,499 | ▲ 115% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €9,920 | €83,077 | €91,254 | €99,227 | €115,025 | ▲ 15.9% |
| Fixed assets21/28 | - | €31,732 | €31,777 | €21,997 | €62,778 | ▲ 185% |
| Tangible fixed assets22/27 | - | €31,732 | €31,777 | €21,997 | €62,778 | ▲ 185% |
| Land and buildings22 | - | - | - | - | €10,257 | - |
| Plant, machinery and equipment23 | - | €4,802 | €3,787 | €3,848 | €31,542 | ▲ 720% |
| Furniture and vehicles24 | - | €2,554 | €10,703 | €7,952 | €17,872 | ▲ 125% |
| Leasing and similar rights25 | - | €24,376 | €17,287 | €10,197 | €3,108 | ▼ 69.5% |
| Current assets29/58 | €9,920 | €51,345 | €59,477 | €77,230 | €52,247 | ▼ 32.3% |
| Stocks and contracts in progress3 | - | - | - | €20,000 | €11,671 | ▼ 41.6% |
| Stocks30/36 | - | - | - | - | €1,671 | - |
| Contracts in progress37 | - | - | - | €20,000 | €10,000 | ▼ 50.0% |
| Amounts receivable within one year40/41 | €956 | €3,999 | €16,262 | €5,336 | €5,996 | ▲ 12.4% |
| Trade receivables40 | - | - | €15,258 | - | €1,320 | - |
| Other amounts receivable41 | - | €3,999 | €1,003 | €5,336 | €4,676 | ▼ 12.4% |
| Cash at bank and in hand54/58 | €8,963 | €46,059 | €42,173 | €49,857 | €30,716 | ▼ 38.4% |
| Deferred charges and accrued income490/1 | - | €1,287 | €1,043 | €2,036 | €3,864 | ▲ 89.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €9,920 | €83,077 | €91,254 | €99,227 | €115,025 | ▲ 15.9% |
| Equity10/15 | €4,449 | €32,771 | €47,765 | €56,820 | €76,320 | ▲ 34.3% |
| Contributions10/11 | - | €2,500 | €2,500 | €2,500 | €2,500 | = |
| Reserves13 | €1,949 | €30,271 | €45,265 | €54,320 | €73,820 | ▲ 35.9% |
| Distributable reserves133 | - | €30,271 | €45,265 | €54,320 | €73,820 | ▲ 35.9% |
| Amounts payable17/49 | €5,470 | €50,307 | €43,489 | €42,407 | €38,705 | ▼ 8.7% |
| Amounts payable after more than one year17 | - | €20,259 | €14,943 | €9,465 | €3,820 | ▼ 59.6% |
| Financial debts170/4 | - | €20,259 | €14,943 | €9,465 | €3,820 | ▼ 59.6% |
| Amounts payable within one year42/48 | €5,254 | €30,048 | €28,547 | €32,363 | €34,885 | ▲ 7.8% |
| Current portion of amounts payable after more than one year42 | - | €5,159 | €5,316 | €5,478 | €5,645 | ▲ 3.0% |
| Trade debts44 | €147 | €12,470 | €2,870 | €3,778 | €5,214 | ▲ 38.0% |
| Suppliers440/4 | - | €12,470 | €2,870 | €3,778 | €5,214 | ▲ 38.0% |
| Taxes, remuneration and social security45 | - | €1,053 | €1,288 | €224 | €1,667 | ▲ 644% |
| Taxes450/3 | - | €1,053 | €1,288 | €224 | €1,667 | ▲ 644% |
| Other amounts payable47/48 | - | €11,365 | €19,072 | €22,884 | €22,359 | ▼ 2.3% |
| Accrued charges and deferred income492/3 | - | - | - | €578 | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1,949 | €28,321 | €14,994 | €9,055 | €19,499 | ▲ 115% |
| + Depreciation and write-downs630 | - | €4,555 | €10,855 | €10,906 | €16,948 | ▲ 55.4% |
| Operating cash flow (approximation) | €1,949 | €32,876 | €25,850 | €19,961 | €36,447 | ▲ 82.6% |
| Investment in fixed assets (approximation) | - | - | -€10,900 | -€1,126 | -€57,728 | ▼ 5,025% |
| Change in cash | - | €37,096 | -€3,886 | €7,684 | -€19,141 | ▼ 349% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
01-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 1 day late
2022
09-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 9 days late
2021
31-12
Financial
Highest result since 2020net €28,321 ▲1,353%
Operating result €36,094, net result €28,321, both a record.
03-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Scherpenheuvel-Zichem · 1 establishment unit since 2020
Ground area
105 m²
Building footprint
105 m²
Volume, LiDAR
609 m³
Parcel 24105C0076/00F000, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Fobopro
since 20202.303.240.848
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24105C0076/00F000 | Flanders | 105 m² | 1 · 105 m² | 9.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,699 companies in sector 68121 we hold annual accounts for 7,385. 5,247 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded10-06-2020
Fiscal year end31-12
Activities, NACEBEL 2025
68121Development of residential building projects
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
68122Development of non-residential building projects
43211General electrical installation work
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
E-invoicing
Reachable via Peppol
Peppol ID
0208:0748426165
Registered
01-08-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.