FMT-MOSSOUX
ActiveFMT-MOSSOUX has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €123k and a net result of €4k. Equity is growing by ~3% per year across the filed fiscal years. Its solvency ranks better than 93% of 13977 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▼-1
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 4.85 against 6.54 in 2024; short-term debt: 7.2% and cash: 34.2% of total assets), and 7.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.8%
Return on assets
2.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-08-2026, 2 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
2 d late
2024
16 d late
2023
2 d late
2022
70 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€123k▼ 1.8%
2024 · €125k
2022: €114k
2023: €120k
2024: €125k
2022 → 2025
Total assets
€132k▲ 1.5%
2024 · €130k
2022: €120k
2023: €130k
2024: €130k
2022 → 2025
Net result
€4k▼ 15.8%
2024 · €4k
2022: €6k
2023: €6k
2024: €4k
2022 → 2025
Working capital
€37k▲ 22.2%
2024 · €30k
2022: €13k
2023: €23k
2024: €30k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€114k-€120k▲ 5.6%€125k▲ 3.7%€123k▼ 1.8%
Operating result€9k-€9k▲ 4.8%€7k▼ 28.0%€6k▼ 16.3%
Net result€6k-€6k▲ 2.9%€4k▼ 29.5%€4k▼ 15.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 16% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €132k
Fixed assets
€86k▼ 9.4%
Current assets
€47k▲ 30.4%
Equity and liabilities €132k
Equity
€123k▼ 1.8%
Debt
€10k▲ 75.6%
The debt ratio rises from 4.2% to 7.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€15k▲
2024 · €14k
Cash flow
€13k▲
2024 · €12k
Solvency
92.8%▼
2024 · 95.8%
Current ratio
4.85▼
2024 · 6.54
Quick ratio
4.85▼
2024 · 6.54
Debt / equity
0.08▲
2024 · 0.04
ROE
3.1%▼
2024 · 3.6%
ROA
2.8%▼
2024 · 3.4%
Interest coverage
325.24▲
2024 · 316.00
Debt
€10k▲
2024 · €5k
Debt ≤ 1 year
€10k▲
2024 · €5k
Income taxes
€2k▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€130k€132k▲
Fixed assets21/28€95k€86k▼
Tangible fixed assets22/27€95k€86k▼
Land and buildings22€23k€23k=
Furniture and vehicles24€6k€4k▼
Other tangible fixed assets26€66k€59k▼
Current assets29/58€36k€47k▲
Amounts receivable within one year40/41€534€1k▲
Trade receivables40€534€1k▲
Cash at bank and in hand54/58€35k€45k▲
Equity and liabilities
Total equity and liabilities10/49€130k€132k▲
Equity10/15€125k€123k▼
Contributions10/11€7k€7k=
Reserves13€118k€116k▼
Non-distributable reserves130/1€1k€1k=
Reserves not available under the articles1311€1k€1k=
Tax-exempt reserves132€7k€7k=
Distributable reserves133€110k€107k▼
Profit (loss) carried forward14€230€249▲
Amounts payable17/49€5k€10k▲
Amounts payable within one year42/48€5k€10k▲
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€2k€2k▼
Taxes450/3€2k€2k▼
Other amounts payable47/48€2k€6k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€9k▲
Other operating charges640/8€5k€6k▲
Gross operating margin9900€19k€20k▲
Operating profit (loss)9901€7k€6k▼
Financial charges65/66B€45€45=
Recurring financial charges65€45€45=
Profit (loss) for the period before taxes9903€7k€6k▼
Income taxes67/77€2k€2k▼
Profit (loss) for the period9904€4k€4k▼
Profit (loss) for the period to be appropriated9905€4k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€5k€4k▼
Profit (loss) brought forward from the previous period14P€207€230▲
Transfer from equity791/2-€6k
Transfer to equity691/2€4k€4k▼
To other reserves6921€4k€4k▼
Profit to be distributed694/7-€6k
Return on contributions (dividend)694-€6k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 2 days late
2025
31-12
Financial
Weakest financial yearnet €4k ▼15.8%
Net result drops to €4k, the lowest in the series.
16-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 16 days late
2024
02-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 2 days late
2023
31-12
Financial
Highest result since 2022net €6k ▲2.9%
Operating result €9k, net result €6k, both a record.
09-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 70 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Andenne · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Quai de L'Ecluse 31A5300 AndenneGround area
1,876 m²
Building footprint
141 m²
Parcel 92003A0147/00G003, Wallonia. Linked by address, not a title deed.
1 establishment unit
FMT-MOUSSOUX
since 20222.334.101.003
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92003A0147/00G003 | Wallonia | 1,876 m² | 1 · 141 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DURIMMO
BE 0842.141.330
Ham · Eq €123k
LEIEPOORT INVEST
BE 0761.901.247
Harelbeke · Eq €123k
C.N.G. INVESTMENT
BE 0677.871.038
Elsene · Eq €123k
SQUARE INSURANCE
BE 0548.778.191
Ukkel · Eq €123k
SO MANY WAYS
BE 0524.894.417
Mouscron · Eq €123k
Of 7,322 companies in sector 68110 we hold annual accounts for 5,381. 3,773 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-08-2022
Fiscal year end31-12
Activities, NACEBEL
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.