FMP-CONCEPT
BankruptcySummary
The KBO register records for FMP-CONCEPT the legal situation: open bankruptcy; this is today's state according to the register itself, which carries no start date. The 2024 annual accounts show negative equity (-€35,430) and a net result of -€5,806.
Are you a creditor?
Open bankruptcy
Source: KBO register
The KBO register records a bankruptcy for this company. If it owes you money, you are not paid automatically: you file your claim yourself.
The procedure
The publication of the judgment is not in our data. Court, date and curator are in RegSol: search by the enterprise number.
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
Deadlines: the judgment sets the last day to file your claim, by law at most thirty days after the judgment, and the day of the first verification report. Both dates are in the publication in the Official Gazette and in RegSol; Checked does not read them yet. A late claim is sometimes still possible, but not without consequences.
File a claim in RegSol ↗
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General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company
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Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
222324
2022 to 2024 · latest year -€35,430
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
28 d late
2023
70 d late
2022
162 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 87 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date Are there other customers at risk in your own list?List enrichment How is the Retail sale of household furniture sector doing?Sector figures
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, micro schema
Equity
-€35,430▼ 19.6%
2023 · -€29,625
Total assets
€469,552▲ 1.5%
2023 · €462,388
Net result
-€5,806
2023 · €22,810
Working capital
-€201,730▲ 6.9%
2023 · -€216,642
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202220232024
Operating result-€60,530-€16,947-€29,095
Net result-€77,434below the sector's middle half-€22,810above the sector's middle half-€5,806below the sector's middle half
Equity-€52,434below the sector's middle half--€29,625below the sector's middle half▲ 43.5%-€35,430below the sector's middle half▼ 19.6%
Total assets€476,345above the sector's middle half-€462,388above the sector's middle half▼ 2.9%€469,552above the sector's middle half▲ 1.5%
Debt€528,779-€492,013▼ 7.0%€504,983▲ 2.6%
Working capital-€201,972below the sector's middle half--€216,642below the sector's middle half▼ 7.3%-€201,730below the sector's middle half▲ 6.9%
Solvency-11.0%below the sector's middle half--6.4%below the sector's middle half▲ 4.6pp-7.5%below the sector's middle half▼ 1.1pp
Current ratio0.50below the sector's middle half-0.52below the sector's middle half▲ 0.010.59below the sector's middle half▲ 0.07
Return on assets (ROA)-16.3%below the sector's middle half-4.9%within the sector's middle half▲ 21.2pp-1.2%within the sector's middle half▼ 6.2pp
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €29,095 after €16,947 in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €469,552
Fixed assets
€184,408 ▼ 20.4%
Current assets
€285,144 ▲ 23.5%
Key figures and ratios
EBITDA
€4,792▼
2023 · €59,044
Cash flow
€28,081▼
2023 · €64,907
Debt to equity
-14.25▲
2023 · -16.61
Interest coverage
0.64▼
2023 · 8.50
Debt ≤ 1 year
€486,874▲
2023 · €447,505
Debt > 1 year
€18,108▼
2023 · €44,508
Income taxes
€209=
2023 · €209
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Remuneration, social security and pensions62 | €78,674 | €522 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €67,250 | €42,097 | €33,887 | ▼ 19.5% |
| Other operating charges640/8 | €10,243 | €2,279 | €9,669 | ▲ 324% |
| Gross operating margin9900 | €95,636 | €61,845 | €14,461 | ▼ 76.6% |
| Operating profit (loss)9901 | -€60,530 | €16,947 | -€29,095 | ▼ 272% |
| Financial income75/76B | €7,610 | €13,019 | €30,999 | ▲ 138% |
| Recurring financial income75 | €7,610 | €13,019 | €30,999 | ▲ 138% |
| Financial charges65/66B | €24,514 | €6,947 | €7,501 | ▲ 8.0% |
| Recurring financial charges65 | €24,514 | €6,947 | €7,501 | ▲ 8.0% |
| Profit (loss) for the period before taxes9903 | -€77,434 | €23,018 | -€5,597 | ▼ 124% |
| Income taxes67/77 | - | €209 | €209 | = |
| Profit (loss) for the period9904 | -€77,434 | €22,810 | -€5,806 | ▼ 125% |
| Profit (loss) for the period to be appropriated9905 | -€77,434 | €22,810 | -€5,806 | ▼ 125% |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €476,345 | €462,388 | €469,552 | ▲ 1.5% |
| Fixed assets21/28 | €273,623 | €231,525 | €184,408 | ▼ 20.4% |
| Tangible fixed assets22/27 | €273,623 | €231,525 | €184,408 | ▼ 20.4% |
| Plant, machinery and equipment23 | €8,129 | €3,947 | €2,191 | ▼ 44.5% |
| Furniture and vehicles24 | €35,038 | €24,397 | €6,308 | ▼ 74.1% |
| Other tangible fixed assets26 | €230,456 | €203,182 | €175,909 | ▼ 13.4% |
| Current assets29/58 | €202,723 | €230,863 | €285,144 | ▲ 23.5% |
| Amounts receivable within one year40/41 | €96,573 | €77,493 | €89,079 | ▲ 15.0% |
| Trade receivables40 | €40,014 | €18,627 | €86,060 | ▲ 362% |
| Other amounts receivable41 | €56,559 | €58,866 | €3,019 | ▼ 94.9% |
| Cash at bank and in hand54/58 | €5,975 | - | €13,957 | - |
| Deferred charges and accrued income490/1 | €100,175 | €153,370 | €182,109 | ▲ 18.7% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €476,345 | €462,388 | €469,552 | ▲ 1.5% |
| Equity10/15 | -€52,434 | -€29,625 | -€35,430 | ▼ 19.6% |
| Contributions10/11 | €25,000 | €25,000 | €25,000 | = |
| Profit (loss) carried forward14 | -€77,434 | -€54,625 | -€60,430 | ▼ 10.6% |
| Amounts payable17/49 | €528,779 | €492,013 | €504,983 | ▲ 2.6% |
| Amounts payable after more than one year17 | €124,085 | €44,508 | €18,108 | ▼ 59.3% |
| Financial debts170/4 | €124,085 | €44,508 | €18,108 | ▼ 59.3% |
| Amounts payable within one year42/48 | €404,695 | €447,505 | €486,874 | ▲ 8.8% |
| Current portion of amounts payable after more than one year42 | €22,420 | €23,473 | €18,078 | ▼ 23.0% |
| Financial debts43 | - | €7,658 | - | - |
| Credit institutions430/8 | - | €7,658 | - | - |
| Trade debts44 | €267,941 | €223,885 | €255,434 | ▲ 14.1% |
| Suppliers440/4 | €267,941 | €223,885 | €255,434 | ▲ 14.1% |
| Advances received on contracts in progress46 | €97,080 | €141,140 | €161,518 | ▲ 14.4% |
| Taxes, remuneration and social security45 | €16,565 | €42,238 | €51,157 | ▲ 21.1% |
| Taxes450/3 | €11,088 | €37,838 | €42,610 | ▲ 12.6% |
| Remuneration and social security454/9 | €5,477 | €4,400 | €8,547 | ▲ 94.3% |
| Other amounts payable47/48 | €688 | €9,111 | €687 | ▼ 92.5% |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | -€77,434 | €22,810 | -€5,806 | ▼ 125% |
| + Depreciation and write-downs630 | €67,250 | €42,097 | €33,887 | ▼ 19.5% |
| Operating cash flow (approximation) | -€10,184 | €64,907 | €28,081 | ▼ 56.7% |
| Investment in fixed assets (approximation) | - | -€0 | €13,231 | ▲ 66,153,500% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
09-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 70 days late
09-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 162 days late
2023
31-12
Financial
Back to profitnet €22,810
Net result €22,810 after one loss-making year.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2021
Ground area
2,966 m²
Parcel 57031C0090/00M000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Reddy Cuisines
since 20212.316.158.080
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57031C0090/00M000indicative | Wallonia | 2,966 m² | - | - |
Linked by address, not proof of ownership
Good to know
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector and region
DESTOCK LITERIE
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BE 1031.477.313
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MEUBLES MOBELCO
BE 0430.514.407
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SO KITCHEN
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 2,606 companies in sector 47551 we hold annual accounts for 1,723. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded12-04-2021
Fiscal year end31-12
Activities, NACEBEL 2025
47551Retail sale of household furniture
E-invoicing
Reachable via Peppol
Peppol ID
0208:0766609014
Registered
28-03-2025
The company is no longer active; its Peppol card can remain until its access point withdraws it.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.