FMC MATERIEL
ActiveSummary
FMC MATERIEL has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €59k and a net result of €4k. Equity remains stable across the filed fiscal years (±1.1% per year). Its solvency ranks better than 44% of 9518 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability72▼-8
Solvency69▲+5
Growth32=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity short (current ratio 0.64 against 0.65 in 2023; short-term debt: 30.8% and cash: 2.4% of total assets), and 55.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
44.1%
Return on assets
2.8%
Age of the figures
21 mo
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €59k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-09-2025, 40 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
40 d late
2023
29 d early
2022
106 d late
2021
78 d late
2020
36 d early
2019
9 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€59k▲ 6.7%
2023 · €55k
2018: €68k
2019: €58k
2020: €42k
2021: €44k
2022: €43k
2023: €55k
2018 → 2024
Total assets
€134k▼ 6.6%
2023 · €143k
2018: €80k
2019: €91k
2020: €103k
2021: €119k
2022: €166k
2023: €143k
2018 → 2024
Net result
€4k▼ 70.8%
2023 · €13k
2018: €14k
2019: €16k
2020: €13k
2021: €14k
2022: €-1k
2023: €13k
2018 → 2024
Working capital
€-15k▼ 13.1%
2023 · €-13k
2018: €48k
2019: €31k
2020: €8k
2021: €-12k
2022: €-42k
2023: €-13k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€42k-€44k▲ 5.2%€43k▼ 2.5%€55k▲ 29.7%€59k▲ 6.7%
Operating result€17k-€18k▲ 5.7%€2k▼ 89.3%€20k▲ 963%€8k▼ 59.7%
Net result€13k-€14k▲ 8.2%€-1k€13k€4k▼ 70.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 60% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €134k
Fixed assets
€108k ▼ 9.3%
Current assets
€26k ▲ 6.6%
Equity and liabilities €134k
Equity
€59k ▲ 6.7%
Debt
€75k ▼ 14.9%
Debt's share of the balance-sheet total falls from 61.4% to 55.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€43k▼
2023 · €55k
Cash flow
€38k▼
2023 · €47k
Current ratio
0.64▼
2023 · 0.65
Debt to equity
1.27▼
2023 · 1.59
ROE
6.3%▼
2023 · 22.9%
ROA
2.8%▼
2023 · 8.8%
Interest coverage
18.31▼
2023 · 26.79
Debt ≤ 1 year
€41k▲
2023 · €38k
Debt > 1 year
€34k▼
2023 · €50k
Income taxes
€2k▼
2023 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 49 lines
Balance sheet
Code20232024
Assets
Total assets20/58€143k€134k▼
Fixed assets21/28€119k€108k▼
Tangible fixed assets22/27€119k€108k▼
Land and buildings22€15k€15k=
Plant, machinery and equipment23€9k€18k▲
Furniture and vehicles24€73k€60k▼
Leasing and similar rights25€5k-
Other tangible fixed assets26€17k€15k▼
Current assets29/58€25k€26k▲
Amounts receivable within one year40/41€19k€22k▲
Trade receivables40€19k€22k▲
Cash at bank and in hand54/58€4k€3k▼
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€143k€134k▼
Equity10/15€55k€59k▲
Contributions10/11€1€1=
Reserves13€31k€35k▲
Non-distributable reserves130/1€19k€19k=
Other1319€19k€19k=
Distributable reserves133€13k€16k▲
Profit (loss) carried forward14€24k€24k=
Amounts payable17/49€88k€75k▼
Amounts payable after more than one year17€50k€34k▼
Financial debts170/4€50k€34k▼
Amounts payable within one year42/48€38k€41k▲
Current portion of amounts payable after more than one year42€17k€16k▼
Financial debts43€108-
Credit institutions430/8€108-
Trade debts44€8k€7k▼
Suppliers440/4€8k€7k▼
Taxes, remuneration and social security45€11k€12k▲
Taxes450/3€11k€12k▲
Other amounts payable47/48€2k€7k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€35k▲
Other operating charges640/8€963€724▼
Gross operating margin9900€56k€44k▼
Operating profit (loss)9901€20k€8k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€18k€6k▼
Income taxes67/77€6k€2k▼
Profit (loss) for the period9904€13k€4k▼
Profit (loss) for the period to be appropriated9905€13k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€37k€28k▼
Profit (loss) brought forward from the previous period14P€24k€24k=
Transfer to equity691/2€13k€4k▼
To other reserves6921€13k€4k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
09-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 40 days late
2024
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
14-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 106 days late
2022
31-12
Financial
Weakest financial yearnet €-1k ▼108%
Net result drops to €-1k, the lowest in the series; recovery starts the following year.
17-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 78 days late
2021
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
22-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Highest result since 2018net €16k ▲9.5%
Net result €16k, the highest in the series.
12-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 43 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
27-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 58 days late
2016
07-10
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 68 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bouillon
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Carrières,Les Hayons 416830 BouillonGround area
874 m²
Building footprint
111 m²
Volume, LiDAR
617 m³
Parcel 84034A0464/00D002, Wallonia · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 84034A0464/00D002 | Wallonia | 874 m² | 1 · 111 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DÔME EVENTS
BE 0849.829.074
Charleroi · Eq €59,129
Invent Design
BE 0898.242.665
Pepingen · Eq €59,134
Arvestria
BE 0685.398.535
Sint-Pieters-Woluwe · Eq €59,073
INVENTORY-TEAM
BE 0692.737.376
Ittre · Eq €59,063
SHALVA OPERATIONS
BE 0787.217.455
Antwerpen · Eq €59,058
Of 24,500 companies in sector 82990 we hold annual accounts for 9,404. 7,034 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded28-12-2011
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.