FMC
ActiveFMC has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €34k and a net result of €3k. Equity is growing by ~8.7% per year across the filed fiscal years. Its solvency ranks better than 34% of 7912 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
78
/ 100
Excellent▼ -10 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability50▼-3
Solvency49▼-27
Growth78=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity tight (current ratio 1.19 against 1.08 in 2024), and 71.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
28.8%
Return on assets
2.9%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
28 d early
2024
on the day
2023
14 d early
2022
45 d early
2021
41 d early
2020
61 d early
2019
29 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€34k▲ 5.6%
2024 · €32k
2018: €16k
2019: €21k
2020: €24k
2021: €25k
2022: €26k
2023: €30k
2024: €32k
2018 → 2025
Total assets
€117k▲ 96.8%
2024 · €59k
2018: €31k
2019: €46k
2020: €47k
2021: €48k
2022: €60k
2023: €46k
2024: €59k
2018 → 2025
Net result
€3k▼ 0.6%
2024 · €3k
2018: €183
2019: €6k
2020: €5k
2021: €3k
2022: €2k
2023: €6k
2024: €3k
2018 → 2025
Working capital
€5k▲ 151%
2024 · €2k
2018: €-345
2019: €-8k
2020: €-12k
2021: €-5k
2022: €-7k
2023: €-4k
2024: €2k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€25k-€26k▲ 3.0%€30k▲ 15.9%€32k▲ 6.0%€34k▲ 5.6%
Operating result€6k-€6k▼ 10.4%€10k▲ 86.6%€9k▼ 9.6%€298▼ 96.9%
Net result€3k-€2k▼ 20.9%€6k▲ 144%€3k▼ 40.6%€3k▼ 0.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 97% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €117k
Fixed assets
€83k▲ 180%
Current assets
€34k▲ 14.2%
Equity and liabilities €117k
Equity
€34k▲ 5.6%
Debt
€83k▲ 202%
The debt ratio rises from 46.4% to 71.2%: debt grows faster than equity.
Key figures and ratios
EBITDA
€20k▲
2024 · €16k
Cash flow
€23k▲
2024 · €10k
Solvency
28.8%▼
2024 · 53.6%
Current ratio
1.19▲
2024 · 1.08
Quick ratio
1.19▲
2024 · 1.08
Debt / equity
2.48▲
2024 · 0.86
ROE
10.1%▼
2024 · 10.7%
ROA
2.9%▼
2024 · 5.7%
Interest coverage
32.63▲
2024 · 8.65
Debt
€83k▲
2024 · €28k
Debt ≤ 1 year
€28k▲
2024 · €28k
Debt > 1 year
€35k
Income taxes
€3k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€59k€117k▲
Fixed assets21/28€30k€83k▲
Tangible fixed assets22/27€30k€83k▲
Land and buildings22€27k€27k▼
Furniture and vehicles24€2k€56k▲
Current assets29/58€30k€34k▲
Amounts receivable within one year40/41€14k€24k▲
Trade receivables40-€10k
Other amounts receivable41€14k€14k▼
Cash at bank and in hand54/58€16k€9k▼
Equity and liabilities
Total equity and liabilities10/49€59k€117k▲
Equity10/15€32k€34k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€13k€15k▲
Amounts payable17/49€28k€83k▲
Amounts payable after more than one year17-€35k
Financial debts170/4-€35k
Amounts payable within one year42/48€28k€28k▲
Current portion of amounts payable after more than one year42-€10k
Trade debts44€20k€10k▼
Suppliers440/4€20k€10k▼
Taxes, remuneration and social security45€6k€4k▼
Taxes450/3€6k€4k▼
Other amounts payable47/48€1k€4k▲
Accrued charges and deferred income492/3-€20k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€20k▲
Other operating charges640/8€807€703▼
Gross operating margin9900€17k€21k▲
Operating profit (loss)9901€9k€298▼
Financial income75/76B-€7k
Recurring financial income75-€7k
Financial charges65/66B€2k€624▼
Recurring financial charges65€2k€624▼
Profit (loss) for the period before taxes9903€8k€6k▼
Income taxes67/77€4k€3k▼
Profit (loss) for the period9904€3k€3k▼
Profit (loss) for the period to be appropriated9905€3k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€15k€17k▲
Profit (loss) brought forward from the previous period14P€11k€13k▲
Profit to be distributed694/7€2k€2k=
Return on contributions (dividend)694€2k€2k=
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
16-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Highest result since 2018net €6k ▲3210%
Net result €6k, the highest in the series.
04-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
13-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pelt · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Herent 483910 PeltGround area
1,336 m²
Building footprint
188 m²
Parcel 72362D0121/00Z000, Flanders. Linked by address, not a title deed.
1 establishment unit
FMC
since 20172.269.968.660
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72362D0121/00Z000 | Flanders | 1,336 m² | 1 · 188 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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NEXT GENERATION
BE 0547.670.017
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Of 1,733 companies in sector 46150 we hold annual accounts for 750. 544 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-01-2017
Fiscal year end31-12
Activities, NACEBEL
46150Agents in the wholesale of furniture, household goods and hardware
47551Retail sale of household furniture
47591Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.