FMB SERVICES
In liquidationFinancials · financial year 2025, abbreviated format
Annual accounts 2025 filed on 27-07-2026 at the NBB all 5 filings
Equity
-€29,772▼ 136%
2024 · -€12,620
Net result
-€17,152
2024 · €970,398
Total assets
€114,133▼ 54.4%
2024 · €250,110
Solvency
-26.1%▼ 21.0pp
2024 · -5.0%
Multi-year overview
2021 to 2025, 5 financial yearsOperating result
-€14,540
2025
20212025
Net result
-€17,152
2025
lowest quarter of the sector
20212025
Equity
-€29,772
▼ 136%
2025
lowest quarter of the sector
20212025
Total assets
€114,133
▼ 54.4%
2025
lowest quarter of the sector
20212025
Debt
€14,003
▲ 145%
2025
20212025
Working capital
€100,130
▼ 59.0%
2025
middle half of the sector
20212025
Solvency
-26.1%
▼ 21.0pp
2025
lowest quarter of the sector
20212025
Current ratio
8.15
▼ 35.54
2025
highest quarter of the sector
20212025
Return on assets (ROA)
-15.0%
▼ 403.0pp
2025
lowest quarter of the sector
20212025
Every figure per financial year
Every figure with its change against the financial year before
favourable
unfavourable
Line20212022202320242025
Operating result€0.3m-€0.1m▼ 57.4%€0.7m▲ 512%€0.02m▼ 96.6%-€0.01m
Net result€1.4mabove the sector's middle half-€0.3mwithin the sector's middle half▼ 76.2%€0.8mwithin the sector's middle half▲ 127%€1.0mabove the sector's middle half▲ 27.2%-€0.02mbelow the sector's middle half
Equity€1.1mwithin the sector's middle half-€0.5mbelow the sector's middle half▼ 52.8%€0.07mbelow the sector's middle half▼ 86.7%-€0.01mbelow the sector's middle half-€0.03mbelow the sector's middle half▼ 136%
Total assets€2.5mwithin the sector's middle half-€2.0mwithin the sector's middle half▼ 21.4%€1.7mbelow the sector's middle half▼ 12.4%€0.3mbelow the sector's middle half▼ 85.7%€0.1mbelow the sector's middle half▼ 54.4%
Debt€0.9m-€1.0m▲ 14.8%€1.3m▲ 31.1%€0.006m▼ 99.6%€0.01m▲ 145%
Working capital€0.4mwithin the sector's middle half-€0.2mwithin the sector's middle half▼ 56.1%-€0.06mwithin the sector's middle half€0.2mwithin the sector's middle half€0.1mwithin the sector's middle half▼ 59.0%
Solvency42.1%within the sector's middle half-25.3%below the sector's middle half▼ 16.8pp3.8%below the sector's middle half▼ 21.5pp-5.0%below the sector's middle half▼ 8.9pp-26.1%below the sector's middle half▼ 21.0pp
Current ratio1.51within the sector's middle half-1.19within the sector's middle half▼ 0.310.95within the sector's middle half▼ 0.2443.69above the sector's middle half▲ 42.748.15above the sector's middle half▼ 35.54
Return on assets (ROA)55.9%above the sector's middle half-16.9%above the sector's middle half▼ 39.0pp43.7%above the sector's middle half▲ 26.8pp388.0%above the sector's middle half▲ 344.3pp-15.0%below the sector's middle half▼ 403.0pp
above
within
below
The sector band is the middle half of the companies in Financial service activities, except insurance and pension funding (NACE 64). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The operating result for 2025 is a loss of €14,540, after a profit of €24,534 in 2024. It is the lowest result since 2021.
Key figures and ratios
Debt ≤ 1 year
€14,003▲
2024 · €5,724
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Investments
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Financial fixed assets | €1.2m | - | - | - | - |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | €0.001m | €348 | €0.001m | €0.001m | €0.001m | ▲ 3.2% |
| Gross operating margin9900 | €0.3m | €0.1m | €0.7m | €0.03m | -€0.01m | - |
| Operating profit (loss)9901 | €0.3m | €0.1m | €0.7m | €0.02m | -€0.01m | - |
| Financial income75/76B | €1.2m | €0.7m | €0.4m | €1.7m | - | - |
| Recurring financial income75 | €1.2m | €0.7m | €0.4m | €1.0m | - | - |
| Non-recurring financial income76B | - | - | - | €0.7m | - | - |
| Financial charges65/66B | €0.02m | €0.4m | €0.3m | €0.7m | €0.003m | ▼ 99.6% |
| Recurring financial charges65 | €0.02m | €0.006m | €0.005m | €0.004m | €0.003m | ▼ 32.2% |
| Non-recurring financial charges66B | - | €0.4m | €0.3m | €0.7m | - | - |
| Profit (loss) for the period before taxes9903 | €1.4m | €0.3m | €0.8m | €1.0m | -€0.02m | - |
| Income taxes67/77 | €0.005m | - | €0.02m | €0.006m | - | - |
| Profit (loss) for the period9904 | €1.4m | €0.3m | €0.8m | €1.0m | -€0.02m | - |
| Profit (loss) for the period to be appropriated9905 | €1.4m | €0.3m | €0.8m | €1.0m | -€0.02m | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.5m | €2.0m | €1.7m | €0.3m | €0.1m | ▼ 54.4% |
| Fixed assets21/28 | €1.2m | €0.8m | €0.5m | - | - | - |
| Financial fixed assets28 | €1.2m | €0.8m | €0.5m | - | - | - |
| Current assets29/58 | €1.3m | €1.2m | €1.2m | €0.3m | €0.1m | ▼ 54.4% |
| Amounts receivable within one year40/41 | €0.5m | €0.4m | €0.6m | €0.1m | €0.001m | ▼ 99.3% |
| Trade receivables40 | - | €0.02m | €0.2m | - | - | - |
| Other amounts receivable41 | €0.5m | €0.4m | €0.4m | €0.1m | €0.001m | ▼ 99.3% |
| Cash at bank and in hand54/58 | €0.8m | €0.1m | €0.7m | €0.1m | €0.1m | ▼ 3.2% |
| Deferred charges and accrued income490/1 | €249 | €0.7m | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.5m | €2.0m | €1.7m | €0.3m | €0.1m | ▼ 54.4% |
| Equity10/15 | €1.1m | €0.5m | €0.07m | -€0.01m | -€0.03m | ▼ 136% |
| Contributions10/11 | €0.01m | €0.01m | €0.01m | €0.01m | €0.01m | = |
| Reserves13 | €0.01m | €0.01m | €0.01m | €0.01m | €0.01m | = |
| Distributable reserves133 | €0.01m | €0.01m | €0.01m | €0.01m | €0.01m | = |
| Profit (loss) carried forward14 | €1.0m | €0.5m | €0.04m | -€0.04m | -€0.06m | ▼ 44.3% |
| Provisions and deferred taxes16 | €0.6m | €0.5m | €0.4m | €0.3m | €0.1m | ▼ 49.5% |
| Provisions for liabilities and charges160/5 | €0.6m | €0.5m | €0.4m | €0.3m | €0.1m | ▼ 49.5% |
| Other liabilities and charges164/5 | €0.6m | €0.5m | €0.4m | €0.3m | €0.1m | ▼ 49.5% |
| Amounts payable17/49 | €0.9m | €1.0m | €1.3m | €0.006m | €0.01m | ▲ 145% |
| Amounts payable within one year42/48 | €0.9m | €1.0m | €1.3m | €0.006m | €0.01m | ▲ 145% |
| Trade debts44 | €0.02m | €0.09m | €0.01m | - | €0.008m | - |
| Suppliers440/4 | €0.02m | €0.09m | €0.01m | - | €0.008m | - |
| Taxes, remuneration and social security45 | €0.007m | - | €0.09m | €0.006m | €0.006m | = |
| Taxes450/3 | €0.007m | - | €0.09m | €0.006m | €0.006m | = |
| Other amounts payable47/48 | €0.8m | €0.9m | €1.2m | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1.4m | €0.3m | €0.8m | €1.0m | -€0.02m | - |
| Operating cash flow (approximation) | €1.4m | €0.3m | €0.8m | €1.0m | -€0.02m | - |
| Investment in fixed assets (approximation) | - | €0.4m | €0.3m | - | - | - |
| Change in cash | - | -€0.7m | €0.6m | -€0.5m | -€0.004m | ▲ 99.3% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Filings with the National Bank (5)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | abbreviated format | 27-07-2026 | 2026-00336444 | |
| 31-12-2024 | full format | 18-07-2025 | 2025-00285854 | |
| 31-12-2023 | full format | 18-07-2024 | 2024-00259706 | |
| 31-12-2022 | full format | 07-08-2023 | 2023-00317614 | |
| 31-12-2021 | full format | 11-08-2022 | 2022-20283300 |