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FM TECHNICS

Active
Private limited companyfounded 20233 yrs activeRue Vandervelde 42, 7160 Chapelle-lez-Herlaimont, BelgiumKBO/BCE: BE 0802.411.813
Summary

The computed 12-month bankruptcy probability of FM TECHNICS is 7.5% (elevated). The 2024 annual accounts show equity of €137,803 and a net result of €134,803. Its solvency ranks better than 50% of 1631 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Repair and maintenance of electrical equipment
NACE 33140
1 site
Size
€292,543total assets 2024
Equity
€137,803
Profit
€134,803
Turnover not published (abridged schema)
Financial health
36 Weak Checked score 2024
Bankruptcy chance 12 m
7.5%
Structure
Accounts filed 127 d late0 of 1 deed read
Why 36- 1 financial year not filed after the legal deadline; latest accounts 127 days late; 1 of the last 3 late- Figures for FY 2024 (filed 05-12-2025)- Liquidity: current ratio 1.88, cash €41- Founded in 2023Show the evidence

Checked score

Score 2024
36 / 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 52% of its sector peers (NACE 33, micro)
Performance against the sector, not lower risk
Financial strength
Strong
Solvency 72
equity 47.1% of total assets
Liquidity 23
short-term debt 52.9% · cash 0.0%
Profitability 100
return on assets 46.1%
Bankruptcy probability, 12 months
7.5% Elevated
0%0.5%1.5%4%10%≥ 25%

About 8 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (2,368 companies)
Last 24 months 11-2024: 2.6%lowest value 12-2024: 2.6%● 0.0% vs 11-2024lowest value 01-2025: 2.9%▲ +10.4% vs 12-2024 02-2025: 2.9%▲ +1.8% vs 01-2025 03-2025: 2.9%▼ -3.1% vs 02-2025 04-2025: 2.9%▲ +0.2% vs 03-2025 05-2025: 3.1%▲ +7.2% vs 04-2025 06-2025: 3.2%▲ +4.2% vs 05-2025 07-2025: 3.2%▲ +1.1% vs 06-2025 08-2025: 3.2%● 0.0% vs 07-2025 09-2025: 3.2%● 0.0% vs 08-2025 10-2025: 3.2%● 0.0% vs 09-2025 11-2025: 3.2%● 0.0% vs 10-2025 12-2025: 3.2%▼ -1.3% vs 11-2025 01-2026: 5.6%▲ +75.7% vs 12-2025 02-2026: 5.6%● 0.0% vs 01-2026 03-2026: 5.6%▼ -0.3% vs 02-2026 04-2026: 5.5%▼ -1.7% vs 03-2026 05-2026: 5.4%▼ -1.3% vs 04-2026 06-2026: 5.2%▼ -3.5% vs 05-2026 07-2026: 5.0%▼ -5.3% vs 06-2026 08-2026: 5.6%▲ +13.8% vs 07-2026 09-2026: 5.9%▲ +4.6% vs 08-2026 10-2026: 7.5%▲ +27.7% vs 09-2026highest value
  • 1 financial year not filed after the legal deadline; latest accounts 127 days late; 1 of the last 3 late raises the probability
  • Figures for FY 2024 (filed 05-12-2025) raises the probability
  • Liquidity: current ratio 1.88, cash €41 raises the probability
  • Founded in 2023 raises the probability for this profile
Credit up to €4,500 at 30 days only on tighter terms
Liquidity ample (current ratio 1.88; short-term debt: 52.9% and cash: 0% of total assets), but 52.9% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 33, micro). Better than this share of them on solvency 53%, liquidity 13%, profitability 90%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · 1 financial year not filed after the legal deadline; latest accounts 127 days late; 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Figures for FY 2024 (filed 05-12-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Liquidity: current ratio 1.88, cash €41
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Founded in 2023
In the bankruptcy model this factor raises the probability for this profile.
KBO
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 05-12-2025, 127 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 1 filing
Deviation from the deadline
2024
127 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 127 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Positive: Among the best 5% on net resultsector median €13,062 · 1,633 companies €134,803 View
  • Caution: Latest accounts filed lateafter the legal deadline 127 d View
  • Total assets 2024first fiscal year filed €292,543 View

By topic

Financials

Fiscal year
2024
Total assets
€292,543
Profit
€134,803
Solvency
47.1%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Repair and maintenance of electrical equipmentNACE 33140
Founded
05-06-2023
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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