FM CONSULTING
ActiveFM CONSULTING has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €487k and a net result of €150k. Equity is growing by ~9.5% per year across the filed fiscal years. Its solvency ranks better than 87% of 31697 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+4
Solvency100▲+14
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 2.32 against 0.78 in 2024; short-term debt: 11.2% and cash: 4.8% of total assets), and 11.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.8%
Return on assets
27.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
61 d late
2023
98 d late
2022
115 d late
2021
122 d late
2020
61 d late
2019
83 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€487k▲ 44.3%
2024 · €337k
2018: €198k
2019: €217k
2020: €361k
2021: €301k
2022: €374k
2023: €354k
2024: €337k
2018 → 2025
Total assets
€549k▼ 0.5%
2024 · €551k
2018: €496k
2019: €390k
2020: €448k
2021: €491k
2022: €439k
2023: €552k
2024: €551k
2018 → 2025
Net result
€150k▲ 23.9%
2024 · €121k
2018: €4k
2019: €20k
2020: €92k
2021: €55k
2022: €73k
2023: €101k
2024: €121k
2018 → 2025
Working capital
€81k
2024 · €-47k
2018: €-215k
2019: €-58k
2020: €74k
2021: €10k
2022: €52k
2023: €-20k
2024: €-47k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€301k-€374k▲ 24.4%€354k▼ 5.2%€337k▼ 4.8%€487k▲ 44.3%
Operating result€81k-€104k▲ 28.5%€157k▲ 50.7%€147k▼ 6.5%€160k▲ 9.1%
Net result€55k-€73k▲ 33.6%€101k▲ 37.2%€121k▲ 20.2%€150k▲ 23.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 9% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €549k
Fixed assets
€406k▲ 4.5%
Current assets
€143k▼ 12.2%
Equity and liabilities €549k
Equity
€487k▲ 44.3%
Debt
€62k▼ 71.1%
The debt ratio falls from 38.8% to 11.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€167k▲
2024 · €153k
Cash flow
€157k▲
2024 · €127k
Solvency
88.8%▲
2024 · 61.2%
Current ratio
2.32▲
2024 · 0.78
Quick ratio
2.32▲
2024 · 0.78
Debt / equity
0.13▼
2024 · 0.63
ROE
30.7%▼
2024 · 35.8%
ROA
27.3%▲
2024 · 21.9%
Interest coverage
34.61▲
2024 · 19.35
Debt
€62k▼
2024 · €214k
Debt ≤ 1 year
€62k▼
2024 · €210k
Income taxes
€33k▼
2024 · €37k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€551k€549k▼
Fixed assets21/28€388k€406k▲
Tangible fixed assets22/27€97k€114k▲
Plant, machinery and equipment23€12k€11k▼
Furniture and vehicles24€588€186▼
Other tangible fixed assets26€84k€102k▲
Financial fixed assets28€292k€292k=
Current assets29/58€163k€143k▼
Amounts receivable within one year40/41€136k€114k▼
Trade receivables40€30k€40k▲
Other amounts receivable41€107k€74k▼
Cash at bank and in hand54/58€24k€26k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€551k€549k▼
Equity10/15€337k€487k▲
Contributions10/11€225k€225k=
Reserves13€112k€262k▲
Tax-exempt reserves132€289€289=
Distributable reserves133€112k€262k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€214k€62k▼
Amounts payable within one year42/48€210k€62k▼
Financial debts43€8k€18k▲
Credit institutions430/8€8k€18k▲
Trade debts44€33k€21k▼
Suppliers440/4€33k€21k▼
Taxes, remuneration and social security45€30k€22k▼
Taxes450/3€30k€22k▼
Other amounts payable47/48€138k€0▼
Accrued charges and deferred income492/3€4k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€7k▲
Other operating charges640/8€2k€1k▼
Non-recurring operating charges66A€0-
Gross operating margin9900€155k€168k▲
Operating profit (loss)9901€147k€160k▲
Financial income75/76B€19k€27k▲
Recurring financial income75€19k€27k▲
Financial charges65/66B€8k€5k▼
Recurring financial charges65€8k€5k▼
Profit (loss) for the period before taxes9903€158k€183k▲
Income taxes67/77€37k€33k▼
Profit (loss) for the period9904€121k€150k▲
Profit (loss) for the period to be appropriated9905€121k€150k▲
Appropriation of the result
Profit (loss) to be appropriated9906€121k€150k▲
Transfer from equity791/2€17k€0▼
Transfer to equity691/2€0€150k▲
To other reserves6921€0€150k▲
Profit to be distributed694/7€138k€0▼
Return on contributions (dividend)694€138k€0▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Highest result since 2018net €150k ▲23.9%
Operating result €160k, net result €150k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 2.32
Current ratio from 0.78 to 2.32; short-term debt falls from €210k to €62k.
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
06-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 98 days late
2023
23-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 115 days late
2022
30-11
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 122 days late
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 61 days late
2020
31-12
Financial
Liquidity triplescurrent ratio 1.92
Current ratio from 0.62 to 1.92; short-term debt falls from €153k to €81k.
22-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 83 days late
2019
31-12
Financial
Equity above €200kEq €217k ▲10%
2 profitable years in a row build equity to €217k.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 29 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pater Nuyenslaan 22970 SchildeGround area
3,732 m²
Building footprint
405 m²
Volume, LiDAR
2,221 m³
2 parcels, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Freddy Foods Consulting & Technologies
since 20162.249.733.371
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11041C0230/00R003 | Flanders | 3,641 m² | 1 · 346 m² | 10.6 m · 2 fl. |
| 11423B0317/00N007 | Flanders | 91 m² | 1 · 59 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MITHOS
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MERCOPATI
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 34,857 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-12-2015
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.