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FLY4U

Active
Private limited companyfounded 200421 yrs activeDe Montblancplein 5, 8770 Ingelmunster, BelgiumKBO/BCE: BE 0867.366.575

FLY4U has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €33k and a net result of €862. Equity is growing by ~7.7% per year across the filed fiscal years. Its solvency ranks better than 60% of 941 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2025
86 / 100
Excellent▼ -14 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability13▼-54
Solvency97▼-2
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 2.62 against 3.99 in 2024), and 45.6% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 52
Relative position
BE, all sectors
reference
Sector 52
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 21 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
54.4%
Return on assets
1.4%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
30 d early
2024
28 d late
2023
15 d early
2022
12 d early
2021
31 d late
2020
2 d early
2019
42 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€33k▲ 2.7%
2024 · €32k
2018: €17k 2019: €21k 2020: €24k 2021: €31k 2022: €31k 2023: €28k 2024: €32k
2018 → 2025
Total assets
€61k▲ 16.0%
2024 · €52k
2018: €20k 2019: €37k 2020: €46k 2021: €68k 2022: €38k 2023: €45k 2024: €52k
2018 → 2025
Net result
€862▼ 79.8%
2024 · €4k
2018: €4k 2019: €4k 2020: €3k 2021: €7k 2022: €482 2023: €-4k 2024: €4k
2018 → 2025
Working capital
€30k▲ 4.1%
2024 · €29k
2018: €17k 2019: €16k 2020: €15k 2021: €31k 2022: €31k 2023: €25k 2024: €29k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€31k-€31k▲ 1.6%€28k▼ 11.5%€32k▲ 15.4%€33k▲ 2.7%
Operating result€4k-€1k▼ 72.6%€-4k€5k€2k▼ 65.1%
Net result€7k-€482▼ 93.1%€-4k€4k€862▼ 79.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-5k€0€5kOperating result 2021: €4k€4kNet result 2021: €7k€7kOperating result 2022: €1k€1kNet result 2022: €482€482Operating result 2023: €-4k€-4kNet result 2023: €-4k€-4kOperating result 2024: €5k€5kNet result 2024: €4k€4kOperating result 2025: €2k€2kNet result 2025: €862€86220212022202320242025
The operating result falls in 2025; 2025 is 65% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €61k
Fixed assets €12k▼ 11.9%
Current assets €48k▲ 26.2%
Equity and liabilities €61k
Equity €33k▲ 2.7%
Debt €28k▲ 37.1%
The debt ratio rises from 38.6% to 45.6%: debt grows faster than equity.
Key figures and ratios
2025 value · change against 2024
EBITDA
€3k
2024 · €7k
Cash flow
€3k
2024 · €6k
Solvency
54.4%
2024 · 61.4%
Current ratio
2.62
2024 · 3.99
Quick ratio
2.62
2024 · 3.99
Debt / equity
0.84
2024 · 0.63
ROE
2.6%
2024 · 13.3%
ROA
1.4%
2024 · 8.2%
Interest coverage
5.77
2024 · 175.69
Debt
€28k
2024 · €20k
Debt ≤ 1 year
€18k
2024 · €10k
Debt > 1 year
€7k
2024 · €10k
Income taxes
€346
2024 · €891
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€52k€61k
Fixed assets21/28€14k€12k
Tangible fixed assets22/27€14k€12k
Furniture and vehicles24€14k€12k
Current assets29/58€38k€48k
Amounts receivable within one year40/41€35k€44k
Trade receivables40€25k€31k
Other amounts receivable41€10k€12k
Cash at bank and in hand54/58€3k€5k
Equity and liabilities
Total equity and liabilities10/49€52k€61k
Equity10/15€32k€33k
Contributions10/11€19k€19k=
Reserves13€13k€14k
Distributable reserves133€13k€14k
Profit (loss) carried forward14€0-
Amounts payable17/49€20k€28k
Amounts payable after more than one year17€10k€7k
Financial debts170/4€10k€7k
Amounts payable within one year42/48€10k€18k
Trade debts44€2k€558
Suppliers440/4€2k€558
Taxes, remuneration and social security45€891€7k
Taxes450/3€891€7k
Other amounts payable47/48€7k€11k
Accrued charges and deferred income492/3€387€2k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k=
Other operating charges640/8€633€648
Gross operating margin9900€7k€4k
Operating profit (loss)9901€5k€2k
Financial income75/76B€0€0
Recurring financial income75€0€0
Financial charges65/66B€39€603
Recurring financial charges65€39€603
Profit (loss) for the period before taxes9903€5k€1k
Income taxes67/77€891€346
Profit (loss) for the period9904€4k€862
Profit (loss) for the period to be appropriated9905€4k€862
Appropriation of the result
Profit (loss) to be appropriated9906€655€862
Profit (loss) brought forward from the previous period14P€-4k€0
Transfer to equity691/2€655€862
To other reserves6921€655€862

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
01-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
28-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial Back to profitnet €4k
Net result €4k after one loss-making year.
16-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Weakest financial yearnet €-4k ▼849%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
19-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Liquidity triplescurrent ratio 5.43
Current ratio from 1.84 to 5.43; short-term debt falls from €37k to €7k.
31-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial Highest result since 2018net €7k ▲109%
Net result €7k, the highest in the series.
29-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
19-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
04-04
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
01-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
13-06
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ingelmunster · 1 establishment unit since 2004
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

De Montblancplein 58770 Ingelmunster
Ground area
243 m²
Building footprint
95 m²
Parcel 36007A1054/00B002, Flanders. Linked by address, not a title deed.
1 establishment unit
Fly4U
De Montblancplein 5, 8770 IngelmunsterNon-specialised wholesale trade
since 20042.142.311.712
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
36007A1054/00B002 Flanders 243 m² 1 · 94 m² -
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 527 companies in sector 52230 we hold annual accounts for 278. 178 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded22-09-2004
Fiscal year end31-12
Activities, NACEBEL
52230Warehousing and support activities for transportation
62200Computer consultancy and computer facilities management
51100Air transport
63230
85532Education
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.