Fluxtech
ActiveSummary
Fluxtech has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6,373 and a net result of €17,673. Its solvency ranks better than 20% of 21,149 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 06-06-2025 Normal situation
- Activity
- Computer consultancy and computer facilities management NACE 62200and 3 others
- Establishment unit
- 2.374.645.617 9200 Dendermonde, since 06-06-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 13-01-2026
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.1%
Annual accounts 2025
- Gross margin
- €34,725
- Turnover
- ≈ €120,000
- estimated
- Profit
- €17,673
- Equity
- €6,373
- Total assets
- €32,685
Score breakdownraises risk1 change of registered office in 24 monthslowers riskSector: Computer programming, consultancy and related activities (NACE 62)Liquidity: current ratio 1.24, cash €20,699Size: total assets €32,685Show the evidence
Checked score
Score 2025
91
/ 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 47% of micro companies in computer programming and consultancy (NACE 62)
Financial strength
Strong
Solvency
44
equity 19.5% of total assets
Liquidity
56
short-term debt 80.5% · cash 63.3%
Profitability
100
return on assets 54.1%
Bankruptcy probability within 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
07-2026: 0.1%lowest value
08-2026: 0.1%● unchanged vs 07-2026lowest value
09-2026: 0.1%● unchanged vs 08-2026lowest value
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026highest value
Credit of up to €500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.24, below the usual 1.5. Short-term debt is 80.5% and cash 63.3% of total assets. 80.5% of the assets are financed with debt and provisions.
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 22% of them on solvency, 38% on liquidity and 82% on profitability.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 21149 sector peers (2025).
NBB · sector comparisonPosition among 21149 sector peers
Solvency
better than 20%
← weakest
strongest →
raises risk · Young company
Founded in 2025, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-03-2026, 128 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
128 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 25-03-2026 at the NBB
Turnover
≈ €120,000
Estimated: probably between €95,000 and €160,000
Total assets
€32,685
Net result
€17,673
Working capital
€6,373
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
Equity and liabilities €32,685
Equity
€6,373
Debt
€26,312
Debt's share of the balance-sheet total is 80.5%.
Key figures and ratios
Current ratio
1.24
Debt to equity
4.13
ROE
277.3%
ROA
54.1%
Debt ≤ 1 year
€26,312
Income taxes
€4,851
Investments
| Item | 2025 |
|---|---|
| Financial fixed assets | €0 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Annual accounts
| Line | 2025 |
|---|---|
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €11,250 |
| Other operating charges640/8 | €952 |
| Gross operating margin9900 | €34,725 |
| Operating profit (loss)9901 | €22,524 |
| Financial charges65/66B | €0 |
| Recurring financial charges65 | €0 |
| Profit (loss) for the period before taxes9903 | €22,524 |
| Income taxes67/77 | €4,851 |
| Profit (loss) for the period9904 | €17,673 |
| Profit (loss) for the period to be appropriated9905 | €17,673 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €32,685 | |
| Current assets29/58 | €32,685 | |
| Amounts receivable within one year40/41 | €11,986 | |
| Trade receivables40 | €11,986 | |
| Cash at bank and in hand54/58 | €20,699 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €32,685 | |
| Equity10/15 | €6,373 | |
| Contributions10/11 | €3,000 | |
| Reserves13 | €3,373 | |
| Distributable reserves133 | €3,373 | |
| Profit (loss) carried forward14 | €0 | |
| Amounts payable17/49 | €26,312 | |
| Amounts payable within one year42/48 | €26,312 | |
| Trade debts44 | €2,627 | |
| Suppliers440/4 | €2,627 | |
| Taxes, remuneration and social security45 | €9,372 | |
| Taxes450/3 | €9,372 | |
| Other amounts payable47/48 | €14,313 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €17,673 |
| Operating cash flow (approximation) | €17,673 |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 2,390 companies had the same profile as Fluxtech has now. Two years later, 96.7% were still going and 1.2% had gone bankrupt.
- Micro
- under 2 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
96.7%
was still going
2.0%
stopped otherwise
1.2%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Fluxtech itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,390 companies, not a prediction for Fluxtech. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 25-03-2026 | 2026-00065778 |
Board & ownership
Directors
Directors
1 director, no change since 2025
Bono Opalfvens
Current
Director (not named in the articles) · since 06-06-2025 · term without a fixed end · listed in the 2025 annual accounts, filed on 25-03-2026
Owners and capital
Shareholders
At incorporation
act of 11-06-2025 ↗
- Bono Opalfvens 100 shares (100%) · €3,000
Capital transactions
Capital over time
- 11-06-2025 Incorporation · €3,000 · 100 shares
Articles of association
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Kan bijzondere machten toekennen aan elke mandataris, algemene vergadering beslist of het mandaat al dan niet ten kosteloze titel wordt…”
Articles of association, deed of 11-06-2025 (in Dutch)
Network & group
Fluxtech shares no director with another company.
Connections & network
1 current directorThe network starts from the directors of Fluxtech. Every other company they run is a node.
This company
Company
Director
Shareholding
+N: links not shown yet
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Timeline
Acts, filings and financial milestones
2026
25-03
micro format · 128 days before the deadline
2025
16-12
Gazette deed
Registered office moved from Sint-Niklaast to OudegemNew seat: Bosstraat 16, 9200 Oudegem(Dendermonde) · Previous seat: Klein-Hulststraat 86 bus 3, 9100 Sint-Niklaast2 points ▸
Gazette deed
Registered office moved from Sint-Niklaast to Oudegem
New seat: Bosstraat 16, 9200 Oudegem(Dendermonde) · Previous seat: Klein-Hulststraat 86 bus 3, 9100 Sint-Niklaast2 points ▸
- Board meeting, 31-10-2025
- Registered-office move, Bosstraat 16,9200 Oudegem(Dendermonde)
11-06
Gazette deed
IncorporationAppointment: Bono Opalfvens (director) · Founder · Founding capital6 points ▸
Gazette deed
Incorporation
Appointment: Bono Opalfvens (director) · Founder · Founding capital6 points ▸
- Founder, Bono Opalfvens
- Founding capital, €3,000
- Director appointment, Bono Opalfvens (director (not named in the articles))
- Pre-incorporation commitments, “takeover, alle verbintenissen en alle verplichtingen die eruit voortvloeien, en alle activiteiten ondernomen in naam en voor rekening van de vennootschap in opr…” (deed in Dutch)
- Other provision, “website en e-mailadres, Mocht de vennootschap in de toekomst een e-mailadres hebben dan zal elke communicatie via dit adres door de aandeelhouders, houders van…” (deed in Dutch)
- Power of attorney, SMD Consult
Gazette deedNBB filing
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordName
Fluxtech in Dutch
Enterprise number
1024.072.451
Legal form
Private limited company
Status
Active, normale toestand
Founded
06-06-2025
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 11-06-2025 (in Dutch)Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaamse Gewest, Klein-Hulststraat 86 bus 3, 9100 SINT-NIKLAAS”
deed of 11-06-2025 (in Dutch)Registered office and establishments
Registered office
Bosstraat (OUD) 16, 9200 Dendermonde, Belgium
1 former office
- Klein-Hulststraat 86 bus 3, 9100 Sint-Niklaast until 01-11-2025 · act of 16-12-2025
Establishment unit
Fluxtech, Bosstraat (OUD) 16, 9200 Dendermonde since 06-06-2025 · unit number 2.374.645.61762100 Computer programming
Activities
NACEBEL 202562200
Computer consultancy and computer facilities management main activity
62100
Computer programming
63100
Computing infrastructure, data processing, hosting and related activities
63910
Web portal activities
PurposeThe purpose describes the activities the company may carry out under its articles.
deed of 11-06-2025 (in Dutch)
“Groothandel in computers, randapparatuur en software; Detailhandel in computers, randapparatuur en software in gespecialiseerde winkels…”
34 activities
- Groothandel in computers, randapparatuur en software
- Detailhandel in computers, randapparatuur en software in gespecialiseerde winkels
- Kleinhandel in computers en standaardprogrammatuur
- Kleinhandel in kantoormaterieel en -meubelen
- Overige uitgeverijen van software
- Ontwerpen en programmeren van computerprogramma's
- Computerconsultancy-activiteiten
- Verlenen van advies aan de gebruikers over soorten computers (hardware) en hun configuratie en de toepassing van bijbehorende programmatuur (software)
- Activiteiten van systeemintegrators
- Beheer van computerfaciliteiten
- Overige diensten op het gebied van informatietechnologie en computer
- Al dan niet permanent verwerken van gegevens met behulp van een eigen programma of een programma van de klant : - invoeren van gegevens - volledige verwerking van gegevens
- Permanent beheren van en werken met de gegevensverwerkende apparatuur van derden
- Samenstelling van databanken door samenbrengen en al dan niet interpreteren van bestaande gegevens uit verschillende bronnen: uurroosters, industriële catalogi, wetenschappelijke gegevens, enz.
- Opslag van gegevens door middel van een computerrecord in een bepaald formaat
- Terbeschikking stellen van databank : leveren van gegevens voor gebruikers (individueel of in groep), in een bepaalde volgorde, door online terugzoeken of door toegankelijkheid van de gegevens
- Webportalen
- Overige dienstverlenende activiteiten op het gebied van informatie
- Adviesbureaus op het gebied van public relations en communicatie
- Verlenen van advies en praktische hulp aan de bedrijven i.v.m. public relations en communicatie
- Arbitrage en bemiddeling tussen bedrijfsleiding en werknemers
- Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering
- Handel in goederen en diensten die rechtstreeks en onrechtstreeks verband houden met het bovenvermelde
- Alle diensten en activiteiten die verband houden met Web Development, consulting, informatica en hardware
- Het onthaal, de omkadering, de begeleiding en het verstrekken van informatie aan personen en instellingen; het bevorderen van public relations en contracten, het opstellen van programma’s en de evaluatie en realisatie ervan; het verstrekken van diensten en adviezen terzake
- Het beheer van een patrimonium, samengesteld uit onroerende en roerende goederen, het valoriseren en instandhouden van dit patrimonium vooral door beheersdaden
- Daartoe mag zij alle onroerende, roerend en financiële handelingen verrichten, zoals onder meer aankopen en verkopen van roerende en onroerende goederen, onroerende goederen uitrusten, opschikken, ordenen, restaureren, valoriseren, verkavelen, huren en verhuren al dan niet gemeubeld, doen bouwen en verbouwen, en alle mogelijke onroerende handelingen in de meest brede zin, van welke aard ook, met inbegrip van de onroerende leasing, te gelde maken en beleggen in effecten en alle andere waarde elementen
- Het geven van cursussen en opleidingen, het organiseren van studiedagen en studiereizen
- Bedrijven en administraties bijstaan, adviseren bij de uitvoering van hun activiteiten en alle dienstverleningen van welke aard ook, zowel commercieel, industrieel als financieel
- Het voeren van het beheer en de directie van andere vennootschappen en/of bedrijven, alsook het uitoefenen van de functies van bestuurder en vereffenaar van andere vennootschappen
- Alle industriële, commerciële , financiële verrichtingen zowel betreffende roerende als onroerende goederen, die rechtstreeks of onrechtstreeks met het bovenstaande verband houden of de verwezenlijking ervan kunnen bevorderen
- De deelname onder welke vorm ook aan de oprichting, uitbreiding en omvorming van ondernemingen en vennootschappen allerhande, alsmede het verwerven in allerhande ondernemingen van aandelen of rechten in de meest ruime zin onder meer bij wijze van inbreng, onderschrijving, aankoop of op welke wijze ook, kortom het nemen van participaties onder eender welke vorm in alle bestaande of nog op te richten vennootschappen en ondernemingen
- De vennootschap kan kredieten en leningen aangaan en toestaan; zij mag haar onroerende goederen in hypotheek stellen en al haar andere goederen, met inbegrip van het handelsfonds, in pand stellen en mag aval verlenen voor alle leningen, kredietopeningen en alle andere verbintenissen, voor haarzelf en zelfs voor alle derden op voorwaarde dat zij er zelf belang bij heeft
- Aangaande al het voorgaande handelt de vennootschap voor eigen rekening, in consignatie, in commissie, als tussenpersoon of als vertegenwoordiger
Invoicing and payment
VAT number
BE 1024.072.451
Financial year and general meeting
Accounts at the NBBFinancial year end
31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Third Wednesday of June at 18:00
deed of 11-06-2025 (in Dutch)Sites & property
Location
Buildings and parcels at the address
Ground area
252 m²
Building footprint
89 m²
Building volume
379 m³
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 42016B0337/00L000 | Flanders | 252 m² | 1 · 89 m² | 7.6 m · 1 |