FLUXIO
ActiveSummary
The computed 12-month bankruptcy probability of FLUXIO is 3.7% (moderate). The 2025 annual accounts show equity of €11,068 and a net result of €9,412. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 89% of 28254 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+100
Solvency100▲+43
Growth78▲+46
Track record94
Bankruptcy probability, 12 months
3.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 6.68 against 1.37 in 2024; short-term debt: 15% and cash: 1.1% of total assets), and 15% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85%
Return on assets
72.3%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year €11,068
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
31 d late
2024
6 d late
2023
26 d late
2022
5 d early
2021
1 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 12 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 6 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€11,068▲ 568%
2024 · €1,656
Total assets
€13,016▲ 148%
2024 · €5,238
Net result
€9,412
2024 · -€6,564
Working capital
€11,068▲ 740%
2024 · €1,318
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€217--€3,463▼ 1,495%€11,731-€6,173€10,591
Net result-€241below the sector's middle half--€3,600below the sector's middle half▼ 1,393%€10,062within the sector's middle half-€6,564below the sector's middle half€9,412within the sector's middle half
Equity€1,759below the sector's middle half--€1,841below the sector's middle half€8,220below the sector's middle half€1,656below the sector's middle half▼ 79.9%€11,068below the sector's middle half▲ 568%
Total assets€10,606below the sector's middle half-€8,096below the sector's middle half▼ 23.7%€14,779below the sector's middle half▲ 82.5%€5,238below the sector's middle half▼ 64.6%€13,016below the sector's middle half▲ 148%
Debt€8,847-€9,937▲ 12.3%€6,559▼ 34.0%€3,582▼ 45.4%€1,948▼ 45.6%
Working capital€1,759below the sector's middle half--€4,467below the sector's middle half€6,738within the sector's middle half€1,318below the sector's middle half▼ 80.4%€11,068within the sector's middle half▲ 740%
Solvency16.6%below the sector's middle half--22.7%below the sector's middle half▼ 39.3pp55.6%within the sector's middle half▲ 78.4pp31.6%within the sector's middle half▼ 24.0pp85.0%above the sector's middle half▲ 53.4pp
Current ratio1.20within the sector's middle half-0.55below the sector's middle half▼ 0.652.03within the sector's middle half▲ 1.481.37within the sector's middle half▼ 0.666.68above the sector's middle half▲ 5.31
Return on assets (ROA)-2.3%below the sector's middle half--44.5%below the sector's middle half▼ 42.2pp68.1%above the sector's middle half▲ 112.5pp-125.3%below the sector's middle half▼ 193.4pp72.3%above the sector's middle half▲ 197.6pp
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €10,591 after a loss of €6,173 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €13,016
Equity
€11,068 ▲ 568%
Debt
€1,948 ▼ 45.6%
Debt's share of the balance-sheet total falls from 68.4% to 15.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€10,929▲
2024 · -€5,029
Cash flow
€9,750▲
2024 · -€5,420
Debt to equity
0.18▼
2024 · 2.16
ROE
85.0%▲
2024 · -396.4%
Interest coverage
76.63▲
2024 · -12.84
Debt ≤ 1 year
€1,948▼
2024 · €3,582
Income taxes
€1,037
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,970 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.5%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 3.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,970 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €806 | €1,144 | €1,144 | €338 | ▼ 70.4% |
| Other operating charges640/8 | €433 | €518 | €384 | - | - | - |
| Gross operating margin9900 | €215 | -€2,139 | €13,259 | -€5,029 | €10,929 | ▲ 317% |
| Operating profit (loss)9901 | -€217 | -€3,463 | €11,731 | -€6,173 | €10,591 | ▲ 272% |
| Financial income75/76B | - | - | €16 | - | - | - |
| Recurring financial income75 | - | - | €16 | - | - | - |
| Financial charges65/66B | €24 | €137 | €72 | €392 | €143 | ▼ 63.6% |
| Recurring financial charges65 | €24 | €137 | €72 | €392 | €143 | ▼ 63.6% |
| Profit (loss) for the period before taxes9903 | -€241 | -€3,600 | €11,675 | -€6,564 | €10,448 | ▲ 259% |
| Income taxes67/77 | - | - | €1,613 | - | €1,037 | - |
| Profit (loss) for the period9904 | -€241 | -€3,600 | €10,062 | -€6,564 | €9,412 | ▲ 243% |
| Profit (loss) for the period to be appropriated9905 | -€241 | -€3,600 | €10,062 | -€6,564 | €9,412 | ▲ 243% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €10,606 | €8,096 | €14,779 | €5,238 | €13,016 | ▲ 148% |
| Fixed assets21/28 | - | €2,626 | €1,482 | €338 | - | - |
| Tangible fixed assets22/27 | - | €2,626 | €1,482 | €338 | - | - |
| Furniture and vehicles24 | - | €2,626 | €1,482 | €338 | - | - |
| Current assets29/58 | €10,606 | €5,470 | €13,297 | €4,899 | €13,016 | ▲ 166% |
| Amounts receivable within one year40/41 | €9,613 | €3,695 | €13,251 | €4,815 | €12,874 | ▲ 167% |
| Trade receivables40 | €7,285 | €2,549 | €13,083 | €4,364 | €12,804 | ▲ 193% |
| Other amounts receivable41 | €2,328 | €1,146 | €169 | €451 | €71 | ▼ 84.3% |
| Cash at bank and in hand54/58 | €993 | €1,775 | €46 | €85 | €141 | ▲ 66.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €10,606 | €8,096 | €14,779 | €5,238 | €13,016 | ▲ 148% |
| Equity10/15 | €1,759 | -€1,841 | €8,220 | €1,656 | €11,068 | ▲ 568% |
| Contributions10/11 | €2,000 | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Profit (loss) carried forward14 | -€241 | -€3,841 | €6,220 | -€344 | €9,068 | ▲ 2,737% |
| Amounts payable17/49 | €8,847 | €9,937 | €6,559 | €3,582 | €1,948 | ▼ 45.6% |
| Amounts payable within one year42/48 | €8,847 | €9,937 | €6,559 | €3,582 | €1,948 | ▼ 45.6% |
| Trade debts44 | €8,194 | €6,043 | €2,856 | €1,845 | €418 | ▼ 77.4% |
| Suppliers440/4 | €8,194 | €6,043 | €2,856 | €1,845 | €418 | ▼ 77.4% |
| Taxes, remuneration and social security45 | €205 | €3,172 | €2,930 | €1,613 | €1,037 | ▼ 35.7% |
| Taxes450/3 | €205 | €1,322 | €2,930 | €1,613 | €1,037 | ▼ 35.7% |
| Remuneration and social security454/9 | - | €1,850 | - | - | - | - |
| Other amounts payable47/48 | €448 | €723 | €773 | €123 | €493 | ▲ 300% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€241 | -€3,600 | €10,062 | -€6,564 | €9,412 | ▲ 243% |
| + Depreciation and write-downs630 | - | €806 | €1,144 | €1,144 | €338 | ▼ 70.4% |
| Operating cash flow (approximation) | -€241 | -€2,794 | €11,205 | -€5,420 | €9,750 | ▲ 280% |
| Investment in fixed assets (approximation) | - | - | €0 | €0 | - | - |
| Change in cash | - | €782 | -€1,729 | €38 | €57 | ▲ 47.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Back to profitnet €9,412
Net result €9,412 after one loss-making year.
31-12
Financial
Liquidity times 5current ratio 6.68
Current ratio from 1.37 to 6.68; short-term debt falls from €3,582 to €1,948.
06-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 6 days late
2024
31-12
Financial
Weakest financial yearnet -€6,564
Net result drops to -€6,564, the lowest in the series; recovery starts the following year.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-12
Financial
Back to profitnet €10,062
Net result €10,062 after 2 loss-making years.
31-12
Financial
Liquidity quadruplescurrent ratio 2.03
Current ratio from 0.55 to 2.03; short-term debt falls from €9,937 to €6,559.
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 1 day late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Watermaal-Bosvoorde · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
La Brise(Dreef) 331170 Watermaal-Bosvoorde1 establishment unit
FLUXIO
since 20212.320.593.158
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Of 22,829 companies in sector 43211 we hold annual accounts for 10,334. 5,815 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded02-07-2021
Fiscal year end31-12
Activities, NACEBEL 2025
43211General electrical installation work
33140Repair and maintenance of electrical equipment
42220Construction of utility projects for electricity and telecommunications
43240Other construction installation
E-invoicing
Reachable via Peppol
Peppol ID
0208:0770686576
Registered
06-07-2021
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.