Equity
€47,880 ▲ 557%
FLOWWISE paid out €1,666 in dividends. That is 4% of the 2025 profit.
FLOWWISE
Lifetime
2 annual accounts with figures on one time axispeak €84,304 (2025)
€84,304▲ 638%
peak €42,257 (2025)
€42,257▲ 400%
peak €47,880 (2025)
€47,880▲ 557%
€36,908▲ 8.4%
Board2 names since 2024
2 directorsKim Karina Walter DE SMEDT and 1 other
Documentsfilings and deeds
13-07-202618 days before the deadline
2025micro format
Gross margin from €11,417 to €84,304Result from €8,456 to €42,257Appointment: Joyce Verstraeten (director) 05-11Registered office moved from Boechout to Lier 03-09Dividend €1,666Equity from €7,290 to €47,880
Key points
from the 2025 annual accountsTurnover
≈ €250,000 estimated
The micro format states no turnover.
Investments
€5,511 7.9 × depreciation
Green is investment, beige is depreciation.
Checked score
67
Healthy
Financially stronger than 83% of micro companies in warehousing and transport support (NACE 52)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.9% across 2,306 companies (NACE 52, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
06-2025: 3.6%
07-2025: 3.5%▼ -0.1 percentage points vs 06-2025
08-2025: 3.5%● unchanged vs 07-2025
09-2025: 3.8%▲ +0.3 percentage points vs 08-2025
10-2025: 4.7%▲ +0.9 percentage points vs 09-2025
11-2025: 4.9%▲ +0.2 percentage points vs 10-2025
12-2025: 4.9%● unchanged vs 11-2025
01-2026: 5.0%▲ +0.1 percentage points vs 12-2025
02-2026: 5.0%● unchanged vs 01-2026
03-2026: 5.1%▲ +0.1 percentage points vs 02-2026
04-2026: 6.1%▲ +1.0 percentage point vs 03-2026
05-2026: 7.3%▲ +1.2 percentage points vs 04-2026
06-2026: 7.5%▲ +0.2 percentage points vs 05-2026
07-2026: 7.7%▲ +0.2 percentage points vs 06-2026highest value
08-2026: 1.4%▼ -6.3 percentage points vs 07-2026lowest value
09-2026: 1.4%● unchanged vs 08-2026lowest value
10-2026: 1.4%● unchanged vs 09-2026lowest value
11-2026: 1.4%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
Sector: Warehousing and support activities for transportation (NACE 52)
1 change of registered office in 24 months
lowers risk
Liquidity: current ratio 2.98, cash €47,783
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 52, micro). It does better than 53% of them on solvency, 87% on liquidity, 93% on profitability and 99% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as FLOWWISE has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of FLOWWISE itself: 1.4% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for FLOWWISE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.98 (2.82 in 2024), above the usual 1.5. Short-term debt is 32% and cash 44.5% of total assets. However, 55.4% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
18 days early
2024
31 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 25 days before the deadline. In the sector (NACE 52), the median for financial year 2024 was 8 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- Kim Karina Walter DE SMEDT enige aandeelhouderdeed of 24-05-2024
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1009544821
Appointment: Joyce Verstraeten (director)
General meeting of 15-10-2025 · Gazette deed
Registered office moved from Boechout to Lier
New registered office: Paddenweg 9, 2500 Lier · Previous registered office: Boshoek 111, 2530 Boechout · General meeting of 05-08-2025 · Gazette deed
Incorporation
Founding capital of €500, 100 shares · Founder: Kim Karina Walter DE SMEDT (sole founder and shareholder) · Appointment: Kim Karina Walter DE SMEDT (director) · published on 24-05-2024 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| FLOWWISE Lier | €107,355 | €84,304 | 44.6% | - |
| R.Bel Keerbergen | €127,668 | €73,348 | 95.3% | - |
| SORVAN Jabbeke | €83,934 | €71,681 | 53.3% | - |
| PZ TRADE Waasmunster | €68,982 | €66,375 | 54.2% | - |
| Peter Dolmans Inspections Ghent | €187,490 | €111,485 | 77.0% | - |
| BKZ Logistic Seraing | €185,429 | €63,187 | 57.1% | - |
| Bert Van Puymbroeck Beveren-Kruibeke-Zwijndrecht | €214,980 | €145,271 | 79.5% | - |
These companies have the same main activity as FLOWWISE: warehousing and support activities for transportation (NACE 52249). They are comparable in size and age: total assets between €69,000 and €215,000, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 21-05-2024Normal situation
- Activity
- Warehousing and support activities for transportationNACE 52249and 5 others
- Establishment unit
- 2.359.880.7322500 Lier, since 21-05-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 15-01-2026
Annual accounts 2025
- €107,355▲ 160%
- Filing
- Filed on 13-07-2026, 18 days before the end of the filing period
Insights on FLOWWISE
FLOWWISE has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €47,880 and a net result of €42,257.
Its solvency ranks better than 52% of 1,191 sector peers (NACE 52, financial year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about FLOWWISE
- What is the company number of FLOWWISE?
- The company number of FLOWWISE is 1009.544.821. The VAT number is the same number with BE in front: BE 1009.544.821.
- Where is FLOWWISE based?
- The registered office is at Paddenweg 9, 2500 Lier.Company details
- What does FLOWWISE do?
- According to the KBO register, the main activity is warehousing and support activities for transportation (NACE 52249).
- What is the legal form of FLOWWISE?
- FLOWWISE is a private limited company (BV).
- When was FLOWWISE founded?
- FLOWWISE was founded on 21-05-2024.
- Is FLOWWISE still active?
- Yes, FLOWWISE is an active enterprise in the KBO register.
- What is the turnover of FLOWWISE?
- The turnover in financial year 2025 is ≈ €250,000. This figure is estimated from the gross margin of €84,304 and 2,667 comparable companies of the same size. It probably lies between €170,000 and €440,000. It is a rough estimate.Financials
- Is FLOWWISE profitable?
- In financial year 2025, FLOWWISE made a profit of €42,257.
- Where can I find the annual accounts of FLOWWISE?
- FLOWWISE filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of FLOWWISE due?
- FLOWWISE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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