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FLOWERS & BORDERS

Active
Private limited companyfounded 200422 yrs activeKapellestraat 26, 9270 Laarne, BelgiumKBO/BCE: BE 0866.607.601
Summary

FLOWERS & BORDERS has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €56,500 and a net result of €108. Equity remains stable across the filed fiscal years (±1.9% per year). Its solvency ranks better than 85% of 5895 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).

Risk analysisWatch ReportCompare
FLOWERS & BORDERSActiveChecked score 56/100
Risk analysis ReportCompare

Overview

What they do
Landscape service activities
NACE 81300Raising of dairy cattle NACE 01410
#8 oldest company in Laarne, Administrative and support services sector1 site
How big
€73,069total assets 2024
Equity
€56,500
Profit
€108
Turnover not published (abridged schema)
Financially healthy?
56 Fair Checked score 2024
Bankruptcy chance 12 m
0.9%
Who decides
Accounts 63 d overdue0 of 2 deeds read
Why 56Capped at 59: a confirmed filing finding- Figures for FY 2024 (filed 16-11-2025)- 1 financial year not filed after the legal deadline; latest accounts 105 days late; 1 of the last 3 late+ Founded in 2004+ Liquidity: current ratio 3.58, cash €21,728Show the evidence

Checked score

Score 2024
56 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 59% of its sector peers (NACE 81, micro)
Performance against the sector, not lower risk
A confirmed filing finding caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2023
Strong
Solvency 100=
equity 77.3% of total assets
Liquidity 80-7
short-term debt 21.7% · cash 29.7%
Profitability 64+62
return on assets 0.1%
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.0% (7,550 companies)
Last 24 months 11-2024: 0.3% 12-2024: 0.3%● 0.0% vs 11-2024 01-2025: 0.3%▼ -0.3% vs 12-2024lowest value 02-2025: 0.3%● 0.0% vs 01-2025lowest value 03-2025: 0.3%● 0.0% vs 02-2025lowest value 04-2025: 0.4%▲ +9.4% vs 03-2025 05-2025: 0.4%▼ -0.6% vs 04-2025 06-2025: 0.4%● 0.0% vs 05-2025 07-2025: 0.4%▲ +11.7% vs 06-2025 08-2025: 0.6%▲ +46.5% vs 07-2025 09-2025: 0.6%▲ +6.0% vs 08-2025 10-2025: 0.9%▲ +41.1% vs 09-2025 11-2025: 0.9%▲ +4.3% vs 10-2025 12-2025: 0.4%▼ -51.2% vs 11-2025 01-2026: 0.4%▼ -0.9% vs 12-2025 02-2026: 0.4%● 0.0% vs 01-2026 03-2026: 0.4%● 0.0% vs 02-2026 04-2026: 0.4%▼ -0.2% vs 03-2026 05-2026: 0.4%▼ -4.3% vs 04-2026 06-2026: 0.4%● 0.0% vs 05-2026 07-2026: 0.4%▲ +4.3% vs 06-2026 08-2026: 0.6%▲ +32.3% vs 07-2026 09-2026: 0.7%▲ +15.6% vs 08-2026 10-2026: 0.9%▲ +37.3% vs 09-2026highest value
  • Founded in 2004 lowers the probability for this profile
  • Figures for FY 2024 (filed 16-11-2025) raises the probability
  • Liquidity: current ratio 3.58, cash €21,728 lowers the probability
  • 1 financial year not filed after the legal deadline; latest accounts 105 days late; 1 of the last 3 late raises the probability
Credit up to €3,000 at 30 days only on tighter terms
Liquidity ample (current ratio 3.58 against 3.69 in 2023; short-term debt: 21.7% and cash: 29.7% of total assets), and 22.7% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 81, micro). Better than this share of them on solvency 92%, liquidity 82%, profitability 29%, growth against the median 34%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
lowers risk · Founded in 2004
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Figures for FY 2024 (filed 16-11-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Liquidity: current ratio 3.58, cash €21,728
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; latest accounts 105 days late; 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 13-11-2025, 105 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
105 d late
2023
5 d early
2022
4 d early
2021
23 d early
2020
41 d late
2019
7 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 18 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · micro…
  2. Back to profitnet €108
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 63 d late View
  • Positive: Among the best 15% on solvencysector median 41.4% · 5,895 companies 77.3% View
  • Total assets 20246 fiscal years filed €73,069 View

By topic

Financials

Fiscal year
2024
Total assets
€73,069
Profit
€108
Solvency
77.3%
Total assets▼ 0.8%
Net result
20182024
Go to Financials

Timeline

Events
12
Since
2016
  1. 13-11-2025Annual accounts filed
  2. 31-12-2024Back to profit
  3. 26-07-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Landscape service activitiesNACE 81300
Founded
02-08-2004
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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