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FLOWED SOLUTIONS

Active Risk: not assessed
Private limited companyfounded 20197 yrs activeBoskouter 164, 2070 Beveren-Kruibeke-Zwijndrecht, BelgiumKBO/BCE: BE 0722.758.480
Summary

FLOWED SOLUTIONS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €223,917 and a net result of €62,253. Equity is growing by ~52.8% per year across the filed fiscal years. The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals

1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
32 d early
2024
31 d early
2023
31 d early
2022
28 d early
2021
36 d early
2020
32 d early
2019
32 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 32 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

FLOWED SOLUTIONS was incorporated on 14 March 2019.1 Total assets rose from EUR 34,073 in 2019 to EUR 289,182 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2024

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Financials · fiscal year 2024, micro schema

Equity
€223,917▲ 38.5%
2023 · €161,664
Net result
€62,253▲ 8.3%
2023 · €57,468
Total assets
€289,182▲ 20.8%
2023 · €239,299
Solvency
77.4%▲ 9.9pp
2023 · 67.6%
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result€27,809▲ 29.1%€27,417▼ 1.4%€48,084▲ 75.4%€80,508▲ 67.4%€87,096▲ 8.2%
Net result€18,729within the sector's middle half▲ 29.3%€18,291within the sector's middle half▼ 2.3%€34,093within the sector's middle half▲ 86.4%€57,468within the sector's middle half▲ 68.6%€62,253within the sector's middle half▲ 8.3%
Equity€45,613within the sector's middle half▲ 69.7%€63,904within the sector's middle half▲ 40.1%€104,196within the sector's middle half▲ 63.1%€161,664within the sector's middle half▲ 55.2%€223,917within the sector's middle half▲ 38.5%
Total assets€54,384below the sector's middle half▲ 59.6%€79,393below the sector's middle half▲ 46.0%€131,571within the sector's middle half▲ 65.7%€239,299within the sector's middle half▲ 81.9%€289,182within the sector's middle half▲ 20.8%
Debt€8,771▲ 22.0%€15,490▲ 76.6%€27,375▲ 76.7%€77,635▲ 184%€65,264▼ 15.9%
Working capital€38,264within the sector's middle half▲ 142%€60,247within the sector's middle half▲ 57.5%€100,637within the sector's middle half▲ 67.0%€137,265within the sector's middle half▲ 36.4%€177,156above the sector's middle half▲ 29.1%
Solvency83.9%above the sector's middle half▲ 5.0pp80.5%above the sector's middle half▼ 3.4pp79.2%above the sector's middle half▼ 1.3pp67.6%within the sector's middle half▼ 11.6pp77.4%within the sector's middle half▲ 9.9pp
Current ratio5.36above the sector's middle half▲ 2.164.89above the sector's middle half▼ 0.474.68above the sector's middle half▼ 0.213.89within the sector's middle half▼ 0.785.01above the sector's middle half▲ 1.12
Return on assets (ROA)34.4%above the sector's middle half▼ 8.1pp23.0%within the sector's middle half▼ 11.4pp25.9%above the sector's middle half▲ 2.9pp24.0%within the sector's middle half▼ 1.9pp21.5%within the sector's middle half▼ 2.5pp
above within below the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€25,000€50,000€75,000Operating result 2020: €27,809€27,809Net result 2020: €18,729€18,729Operating result 2021: €27,417€27,417Net result 2021: €18,291€18,291Operating result 2022: €48,084€48,084Net result 2022: €34,093€34,093Operating result 2023: €80,508€80,508Net result 2023: €57,468€57,468Operating result 2024: €87,096€87,096Net result 2024: €62,253€62,25320202021202220232024€0€25,000€50,000€75,000Operating result 2022: €48,084€48,100Net result 2022: €34,093€34,100Operating result 2023: €80,508€80,500Net result 2023: €57,468€57,500Operating result 2024: €87,096€87,100Net result 2024: €62,253€62,300202220232024
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 8% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €289,182
Fixed assets €67,822 ▲ 24.3%
Current assets €221,360 ▲ 19.8%
Equity and liabilities €289,182
Equity €223,917 ▲ 38.5%
Debt €65,264 ▼ 15.9%
Debt's share of the balance-sheet total falls from 32.4% to 22.6%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
ROE
27.8%▼
2023 · 35.5%
Debt ≤ 1 year
€44,203▼
2023 · €47,466
Debt > 1 year
€21,061▼
2023 · €30,169
Income taxes
€24,788▲
2023 · €22,758
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 45 lines
Balance sheet Code20232024
Assets
Total assets20/58€239,299€289,182▲
Fixed assets21/28€54,568€67,822▲
Tangible fixed assets22/27€54,568€67,822▲
Plant, machinery and equipment23€2,744€2,437▼
Furniture and vehicles24€967€26,481▲
Leasing and similar rights25€50,856€38,904▼
Current assets29/58€184,731€221,360▲
Amounts receivable within one year40/41€42,555€54,927▲
Trade receivables40€42,555€24,927▼
Other amounts receivable41-€30,000
Current investments50/53€25,000-
Cash at bank and in hand54/58€116,675€165,835▲
Deferred charges and accrued income490/1€501€598▲
Equity and liabilities
Total equity and liabilities10/49€239,299€289,182▲
Equity10/15€161,664€223,917▲
Contributions10/11€18,600€18,600=
Reserves13€143,064€205,317▲
Distributable reserves133€143,064€205,317▲
Amounts payable17/49€77,635€65,264▼
Amounts payable after more than one year17€30,169€21,061▼
Financial debts170/4€30,169€21,061▼
Amounts payable within one year42/48€47,466€44,203▼
Current portion of amounts payable after more than one year42€8,992€9,108▲
Trade debts44€843€181▼
Suppliers440/4€843€181▼
Taxes, remuneration and social security45€32,496€29,986▼
Taxes450/3€27,071€24,561▼
Remuneration and social security454/9€5,425€5,425=
Other amounts payable47/48€5,135€4,929▼
Income statement Code20232024
Non-recurring operating income76A-€7,851
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12,307€17,272▲
Other operating charges640/8€3,742€2,559▼
Gross operating margin9900€96,558€106,928▲
Operating profit (loss)9901€80,508€87,096▲
Financial income75/76B€417€522▲
Recurring financial income75€417€522▲
Financial charges65/66B€699€577▼
Recurring financial charges65€699€577▼
Profit (loss) for the period before taxes9903€80,226€87,041▲
Income taxes67/77€22,758€24,788▲
Profit (loss) for the period9904€57,468€62,253▲
Profit (loss) for the period to be appropriated9905€57,468€62,253▲
Appropriation of the result
Profit (loss) to be appropriated9906€57,468€62,253▲
Transfer to equity691/2€57,468€62,253▲
To other reserves6921€57,468€62,253▲

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Non-recurring operating income76A--€9,490-€7,851-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,693€3,693€3,175€12,307€17,272▲ 40.3%
Other operating charges640/8-€114€592€3,742€2,559▼ 31.6%
Gross operating margin9900€31,614€31,223€51,851€96,558€106,928▲ 10.7%
Operating profit (loss)9901€27,809€27,417€48,084€80,508€87,096▲ 8.2%
Financial income75/76B-€0-€417€522▲ 25.3%
Recurring financial income75-€0-€417€522▲ 25.3%
Financial charges65/66B-€233€121€699€577▼ 17.5%
Recurring financial charges65€289€233€121€699€577▼ 17.5%
Profit (loss) for the period before taxes9903€27,520€27,184€47,963€80,226€87,041▲ 8.5%
Income taxes67/77€8,791€8,893€13,871€22,758€24,788▲ 8.9%
Profit (loss) for the period9904€18,729€18,291€34,093€57,468€62,253▲ 8.3%
Profit (loss) for the period to be appropriated9905€18,729€18,291€34,093€57,468€62,253▲ 8.3%
Line20202021202220232024Change
Assets
Total assets20/58€54,384€79,393€131,571€239,299€289,182▲ 20.8%
Fixed assets21/28€7,349€3,656€3,559€54,568€67,822▲ 24.3%
Tangible fixed assets22/27€7,349€3,656€3,559€54,568€67,822▲ 24.3%
Plant, machinery and equipment23-€109€3,052€2,744€2,437▼ 11.2%
Furniture and vehicles24-€3,548€507€967€26,481▲ 2,638%
Leasing and similar rights25---€50,856€38,904▼ 23.5%
Current assets29/58€47,035€75,737€128,012€184,731€221,360▲ 19.8%
Amounts receivable within one year40/41€1,780-€23,686€42,555€54,927▲ 29.1%
Trade receivables40--€23,686€42,555€24,927▼ 41.4%
Other amounts receivable41----€30,000-
Current investments50/53---€25,000--
Cash at bank and in hand54/58€44,810€75,386€103,295€116,675€165,835▲ 42.1%
Deferred charges and accrued income490/1-€351€1,031€501€598▲ 19.5%
Equity and liabilities
Total equity and liabilities10/49€54,384€79,393€131,571€239,299€289,182▲ 20.8%
Equity10/15€45,613€63,904€104,196€161,664€223,917▲ 38.5%
Contributions10/11-€12,400€18,600€18,600€18,600=
Reserves13€33,213€51,504€85,596€143,064€205,317▲ 43.5%
Non-distributable reserves130/1-€1,860----
Reserves not available under the articles1311-€1,860----
Distributable reserves133-€49,644€85,596€143,064€205,317▲ 43.5%
Amounts payable17/49€8,771€15,490€27,375€77,635€65,264▼ 15.9%
Amounts payable after more than one year17---€30,169€21,061▼ 30.2%
Financial debts170/4---€30,169€21,061▼ 30.2%
Amounts payable within one year42/48€8,771€15,490€27,375€47,466€44,203▼ 6.9%
Current portion of amounts payable after more than one year42---€8,992€9,108▲ 1.3%
Trade debts44€1,178€225€685€843€181▼ 78.5%
Suppliers440/4-€225€685€843€181▼ 78.5%
Taxes, remuneration and social security45-€12,581€23,605€32,496€29,986▼ 7.7%
Taxes450/3-€7,331€18,180€27,071€24,561▼ 9.3%
Remuneration and social security454/9-€5,250€5,425€5,425€5,425=
Other amounts payable47/48-€2,684€3,086€5,135€4,929▼ 4.0%
Line20202021202220232024Change
Profit (loss) for the period9904€18,729€18,291€34,093€57,468€62,253▲ 8.3%
+ Depreciation and write-downs630€3,693€3,693€3,175€12,307€17,272▲ 40.3%
Operating cash flow (approximation)€22,421€21,983€37,267€69,776€79,525▲ 14.0%
Investment in fixed assets (approximation)-€0-€3,078-€63,316-€30,526▲ 51.8%
Change in cash-€30,576€27,909€13,380€49,160▲ 267%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
29-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Highest result since 2019net €62,253 ▲8.3%
Operating result €87,096, net result €62,253, both a record.
31-12
Financial Equity above €200,000Eq €223,917 ▲38.5%
6 profitable years in a row build equity to €223,917.
30-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Equity above €150,000Eq €161,664 ▲55.2%
5 profitable years in a row build equity to €161,664.
03-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Equity above €100,000Eq €104,196 ▲63.1%
4 profitable years in a row build equity to €104,196.
25-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
29-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
29-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2019
seat establishment The establishment unit on the map
Ground area
484 m²
Building footprint
130 m²
Volume, LiDAR
857 m³
Parcel 11011A0002/00B002, Flanders · tallest building 11.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FLOWED SOLUTIONS
Boskouter 164, 2070 Beveren-Kruibeke-ZwijndrechtFinancial service activities, except insurance and pension funding
since 20192.286.588.621
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11011A0002/00B002 Flanders 484 m² 1 · 130 m² 11.1 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,721 companies in sector 64210 we hold annual accounts for 19,799. 13,561 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded14-03-2019
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
Contact
E-mail serge.dewolf@edpnet.beBeveren-Kruibeke-Zwijndrecht
Phone 0475/98.84.03Beveren-Kruibeke-Zwijndrecht
E-invoicing
Reachable via Peppol
Peppol ID 0208:0722758480
Also 9925:BE0722758480
Registered 03-10-2025

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Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.