FLOWCREATOR
ActiveFLOWCREATOR has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €30k and a net result of €684. Equity is growing by ~27.1% per year across the filed fiscal years. Its solvency ranks better than 54% of 2042 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-24
Solvency74▲+3
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.37 against 0.99 in 2024; short-term debt: 51.5% and cash: 32.3% of total assets), and 51.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
48.5%
Return on assets
1.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
3 d early
2024
150 d early
2023
30 d early
2022
23 d late
2021
5 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€30k▲ 2.3%
2024 · €30k
2021: €13k
2022: €14k
2023: €17k
2024: €30k
2021 → 2025
Total assets
€63k▼ 2.6%
2024 · €64k
2021: €39k
2022: €93k
2023: €88k
2024: €64k
2021 → 2025
Net result
€684▼ 94.8%
2024 · €13k
2021: €3k
2022: €651
2023: €3k
2024: €13k
2021 → 2025
Working capital
€12k
2024 · €-389
2021: €540
2022: €-16k
2023: €-35k
2024: €-389
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€13k-€14k▲ 5.0%€17k▲ 22.2%€30k▲ 78.2%€30k▲ 2.3%
Operating result€5k-€1k▼ 73.2%€5k▲ 287%€19k▲ 269%€3k▼ 84.5%
Net result€3k-€651▼ 78.6%€3k▲ 367%€13k▲ 331%€684▼ 94.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 84% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €63k
Fixed assets
€19k▼ 38.3%
Current assets
€44k▲ 28.8%
Equity and liabilities €63k
Equity
€30k▲ 2.3%
Debt
€32k▼ 6.8%
The debt ratio falls from 53.8% to 51.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€9k▼
2024 · €29k
Cash flow
€7k▼
2024 · €22k
Solvency
48.5%▲
2024 · 46.2%
Current ratio
1.37▲
2024 · 0.99
Quick ratio
1.37▲
2024 · 0.99
Debt / equity
1.06▼
2024 · 1.16
ROE
2.2%▼
2024 · 43.9%
ROA
1.1%▼
2024 · 20.3%
Interest coverage
42.69▲
2024 · 14.01
Debt
€32k▼
2024 · €35k
Debt ≤ 1 year
€32k▼
2024 · €35k
Income taxes
€2k▼
2024 · €4k
Staff costs
€350▼
2024 · €390
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€64k€63k▼
Fixed assets21/28€30k€19k▼
Intangible fixed assets21€17k€13k▼
Tangible fixed assets22/27€13k€6k▼
Land and buildings22€5k€4k▼
Furniture and vehicles24€8k€1k▼
Leasing and similar rights25€0-
Current assets29/58€34k€44k▲
Amounts receivable within one year40/41€1k€23k▲
Trade receivables40€1k€17k▲
Other amounts receivable41€73€6k▲
Cash at bank and in hand54/58€32k€20k▼
Deferred charges and accrued income490/1€1k€702▼
Equity and liabilities
Total equity and liabilities10/49€64k€63k▼
Equity10/15€30k€30k▲
Contributions10/11€10k€10k=
Reserves13€20k€20k▲
Distributable reserves133€20k€20k▲
Amounts payable17/49€35k€32k▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€35k€32k▼
Current portion of amounts payable after more than one year42€0-
Financial debts43-€3k
Credit institutions430/8-€3k
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€8k€8k▲
Taxes450/3€6k€8k▲
Remuneration and social security454/9€2k€0▼
Other amounts payable47/48€26k€20k▼
Income statement
Code20242025
Non-recurring operating income76A-€60
Remuneration, social security and pensions62€390€350▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€6k▼
Other operating charges640/8€681€627▼
Non-recurring operating charges66A€943€0▼
Gross operating margin9900€31k€10k▼
Operating profit (loss)9901€19k€3k▼
Financial income75/76B€12€32▲
Recurring financial income75€12€32▲
Financial charges65/66B€2k€214▼
Recurring financial charges65€2k€214▼
Profit (loss) for the period before taxes9903€17k€3k▼
Income taxes67/77€4k€2k▼
Profit (loss) for the period9904€13k€684▼
Profit (loss) for the period to be appropriated9905€13k€684▼
Appropriation of the result
Profit (loss) to be appropriated9906€13k€684▼
Transfer to equity691/2€13k€684▼
To other reserves6921€13k€684▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
03-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2021net €13k ▲331%
Operating result €19k, net result €13k, both a record.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
31-12
Financial
Weakest financial yearnet €651 ▼78.6%
Net result drops to €651, the lowest in the series; recovery starts the following year.
05-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 5 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Iepersestraat 4338800 RoeselareGround area
275 m²
Building footprint
106 m²
Volume, LiDAR
617 m³
Parcel 36503C1132/00A005, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FLOWCREATOR
since 20212.318.818.256
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36503C1132/00A005 | Flanders | 275 m² | 1 · 106 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 779 EUR awarded · 779 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 0 EUR | 119 EUR |
| 2022 | 1 | 779 EUR | 660 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 11,670 companies in sector 85599 we hold annual accounts for 1,329. 981 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-06-2021
Fiscal year end31-12
Activities, NACEBEL
85599Other education
70200Business and other management consultancy
70220Business consulting
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
85592Vocational training
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.